104 Wells Street, Toronto, ON
Annex, Toronto · MLS® C13793592
About this home
In short
- A beautifully renovated family home in the heart of The Annex.
- The finished basement adds even more flexibility, with an enlarged window bringing in plenty of natural light.
- Renovated in 2021, it is ideal as a kids' playroom, home office, media space, guest area, or an additional bedroom.
- One of the highlights of 104 Wells is the very private backyard garden oasis (IT IS SPECTACULAR!).
- The home has been thoughtfully maintained & updated, including a new furnace in 2020, heat-pump hot water heater in 2022, & refreshed front porch & stairs in 2025.
Welcome to 104 Wells! A beautifully renovated family home in the heart of The Annex. Thoughtfully updated with a modern, elegant design, this spacious home combines comfort and functionality for everyday family living. The impressive kitchen is the heart of the home, featuring premium Miele appliances and a generous centre island, perfect for family meals, homework and entertaining. With four well-appointed bedrooms across the second & third floors, there is plenty of room for everyone. Two bedrooms are on the second floor, with two additional bedrooms on the third, while the conveniently located second-floor laundry makes daily life easy. Smooth ceilings throughout the entire home. The finished basement adds even more flexibility, with an enlarged window bringing in plenty of natural light. Renovated in 2021, it is ideal as a kids' playroom, home office, media space, guest area, or an additional bedroom. One of the highlights of 104 Wells is the very private backyard garden oasis (IT IS SPECTACULAR!). Beautifully landscaped in 2021 & tucked away among mature trees, this lush and peaceful space feels surprisingly secluded for a home in the heart of the city. It is perfect for morning coffee, summer dinners, entertaining friends, or letting the kids enjoy their own outdoor escape. Upstairs, the roof deck offers another fantastic outdoor space surrounded by greenery, an ideal place to relax at the end of a busy day. The home has been thoughtfully maintained & updated, including a new furnace in 2020, heat-pump hot water heater in 2022, & refreshed front porch & stairs in 2025. Located just steps from Summerhill Market, great coffee shops, Bathurst & Dupont Subway Stations, restaurants, shops, boutiques, parks, neighbourhood amenities, with easy access to Yorkville & Bloor St, this is Annex living at its best. Abundant street parking is an added bonus. Modern, comfortable, private, & perfectly located, 104 Wells is a special place to call home. Truly NOT to be missed!
Key facts
- Property type
- Townhouse, 3-Storey
- MLS®
- C13793592
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 18.53 × 119.25 ft
- Cross streets
- Bathurst and Dupont
- Parking
- 0 parking
- Driveway
- None
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $10,290 / 2026
- Days on market
- 33
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
Rooms
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Palmerston Avenue Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market.
Per square foot, these ask about $1,052/sqft; this home lists at $1,085/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Annex, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,519,120 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,399
- Property tax
- $858
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $9,257
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $34,453
- Toronto municipal land transfer tax
- $34,453
- Estimated closing costs
- $68,906
Plus your down payment of $379,780. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $503,969
- Principal paid down
- $185,608
- Interest paid
- $318,360
- Balance remaining
- $1,333,512
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.