84 London Street, Toronto, ON

Annex, Toronto · MLS® C13886790

$1,089,000
For Sale
Listed 7 days agoNo offer date stated
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3Bedrooms
2Bathrooms
0Parking
1100-1500Sq ft

About this home

In short

  • Welcome to an exceptional opportunity in one of Toronto's most sought-after areas.
  • The dining room offers heated floors with double-door walkout to a private, low-maintenance patio retreat.
  • Upstairs, is a beautifully updated bathroom with heated floors, a striking tin ceiling, and granite vanity top.
  • More outdoor living with your spacious 13' x 8' north-facing balcony-perfect for a small sectional and morning coffee.

Welcome to an exceptional opportunity in one of Toronto's most sought-after areas. This charming row house combines character, thoughtful upgrades, and an unbeatable location-just steps from Bloor Street subway and all the amenities you need. Surrounded by great schools, parks of all sizes and major city attractions. Enjoy impressive Old Toronto curb appeal on a quiet, welcoming street, with a refreshed low-maintenance front yard and updated façade featuring new wood siding. Inside, original character meets modern style, including original wood floors and railings that have been carefully tightened and refreshed, new gauged slate flooring on the main level, and distinctive Z-Brick interior detailing.The upgraded kitchen features higher-end appliances, stylish backsplash, double sink, pot lights, and slate flooring. The dining room offers heated floors with double-door walkout to a private, low-maintenance patio retreat. Upstairs, is a beautifully updated bathroom with heated floors, a striking tin ceiling, and granite vanity top. The primary bedroom on the third floor showcases an exposed beam ceiling, with nice light coming in from the window and skylights. The second floor has a large bedroom at the front and a small bedroom. More outdoor living with your spacious 13' x 8' north-facing balcony-perfect for a small sectional and morning coffee.The dry, professionally dug and trenched basement features drainage improvements and specialized fabric. A nice basement bathroom with large porcelain tile flooring and giant subway tile. Additional features include storage, cleaned air ducts, soundproofing on the East wall, dedicated A/C units for the upper floors, a newer front roof and a convenient mini shed for garbage bins. It was also Energy-Certified by Green Savers. This home offers character, comfort, style and location in one remarkable package. Perfect for a young family, professional couple, investor or even joint ownership, each friend has their own bedroom floor.

Key facts

Property type
Townhouse, 2 1/2 Storey
MLS®
C13886790
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
14.22 × 50.01 ft
Cross streets
Bloor and Bathurst
Parking
0 parking
Driveway
None
Basement
Finished
Heating
Forced Air
A/C
Central Air, Window Unit(s)
Exterior
Brick
Foundation
Stone
Roof
Shingles
Sewer
Sewer
Property tax
$6,791 / 2026
Days on market
7
Listing brokerage
ROYAL LEPAGE ESTATE REALTY

Rooms

Bedroom 2Second3.53 × 3.58 m

wood · double closet · window

RecreationLower5.89 × 3.47 m

vinyl floor · pot lights · window

Living RoomMain5.02 × 3.53 m

slate flooring · fireplace · window

DenThird2.36 × 2.76 m

combined w/br · beamed ceilings · window

LaundryLower1.95 × 2.31 m

concrete floor · b/i shelves

Primary BedroomThird4.52 × 3.60 m

wood · large closet · skylight

Bedroom 3Second2.03 × 2.54 m

ceramic floor · closet · ceiling fan(s)

Dining RoomMain2.23 × 3.91 m

heated floor · pot lights · w/o to patio

KitchenMain3.47 × 4.08 m

slate flooring · pot lights · backsplash

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Palmerston Avenue Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Annex · asking prices
$1.70Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market.

Per square foot, these ask about $1,114/sqft; this home lists at $838/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.09MThis home1000k1.90M2.00M1.90MThis home vs active comparables

Sold price trend

Median sold price for townhouses in Toronto: $1.06M in September 2026, down 3% from a year ago, on 900 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.05M84
November 2025$1.04M75
December 2025$1.05M55
January 2026$1.04M38
February 2026$1.17M53
March 2026$1.09M86
April 2026$1.22M95
May 2026$1.10M88
June 2026$1.05M97
July 2026$960K91
August 2026$995K47
September 2026$1.06M91

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1.30M
Dovercourt-Wallace Emerson-Junction
$987K
Cabbagetown-South St. James Town
$1.55M
Playter Estates-Danforth
$1.35M
South Riverdale
$1.49M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Palmerston Avenue Junior Public School
80%
Palmerston Avenue Junior Public SchoolPublic · Elementary · 0.3 km awayAbove the GTA average · 80% meet the provincial standard
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Msgr Fraser Orientation Centre · Catholic secondary0.2 km
Loretto College School · Catholic secondary0.4 km · 62% at standard
West End Alternative School · Public secondary0.5 km
Harbord Collegiate Institute · Public secondary0.5 km · 85% at standard
Hawthorne II Bilingual Alternative Junior School · Public elementary0.6 km · 74% at standard
Central Technical School · Public secondary0.7 km · 54% at standard
Delta Senior Alternative School · Public elementary0.8 km
Montrose Junior Public School · Public elementary0.8 km · 95% at standard
Clinton Street Junior Public School · Public elementary0.9 km · 90% at standard
Central Toronto Academy · Public secondary1.0 km · 69% at standard
Horizon Alternative Senior School · Public elementary1.0 km
St Francis of Assisi Catholic School · Catholic elementary1.1 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,963/mo
$211KIncome needed
5.2×Price ÷ income
$1,145Weekly cost
$36,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,963Property tax $566Total carry $5,529

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,817per month

Mortgage amount $871,200 · 4.49% over 25 years

$217,800Down payment (20.0%)
$871,200Loan before insurance
$0CMHC premium
$5,383Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,817
Property tax
$566
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,383

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$18,255
Toronto municipal land transfer tax
$18,255
Estimated closing costs
$36,510

Plus your down payment of $217,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,830/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$573,904Total interest paid
$1,445,104Total of all payments
Principal $871,200 Interest $573,904
YearPrincipalInterestBalance
1$19,441$38,363$851,759
2$20,324$37,480$831,434
3$21,247$36,557$810,187
4$22,212$35,592$787,976
5$23,220$34,584$764,755
6$24,274$33,530$740,481
7$25,377$32,428$715,104
8$26,529$31,275$688,575
9$27,733$30,071$660,842
10$28,993$28,812$631,850
11$30,309$27,495$601,541
12$31,685$26,119$569,856
13$33,124$24,680$536,732
14$34,628$23,177$502,104
15$36,200$21,604$465,904
16$37,844$19,961$428,061
17$39,562$18,242$388,499
18$41,358$16,446$347,141
19$43,236$14,568$303,905
20$45,199$12,605$258,706
21$47,251$10,553$211,455
22$49,397$8,408$162,058
23$51,639$6,165$110,419
24$53,984$3,820$56,435
25$56,435$1,369$0

At the end of your 5-year term

Total paid over the term
$289,021
Principal paid down
$106,445
Interest paid
$182,576
Balance remaining
$764,755

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $6,791− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $16,373

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE ESTATE REALTY. MLS®/PropTx.

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