627 Dupont Street, Toronto, ON

Annex, Toronto · MLS® C13844666

$999,900
For Sale
Listed 19 days agoNo offer date stated
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3Bedrooms
2Bathrooms
0Parking
1100-1500Sq ft

About this home

In short

  • Welcome To Seaton Village.
  • This Darling 1900'S Victorian Beauty Has Been Renovated And Shows To Perfection, Offering A Wonderful Starter Home At An Affordable Price.
  • Gleaming Vintage Maple Hardwood Floors.
  • Three Spacious Second Level Bedrooms, 4-Piece Bathroom, Plus Finished Basement Featuring Spacious Room & Second Bathroom.
  • Separate Entrance To Basement With Rough-In For Kitchen.

Welcome To Seaton Village! Steps To The Annex, Mirvish Village, Koreatown, & Christie Pits, You Couldn't Hope For A Better Downtown Location, Right In The Heart Of The Action! This Darling 1900'S Victorian Beauty Has Been Renovated And Shows To Perfection, Offering A Wonderful Starter Home At An Affordable Price. Why Live In A Condo When You Can Own Vintage Red Brick? Beautiful Kitchen W/Gas Range, S/S Appliances, New Quartz Counters. Gleaming Vintage Maple Hardwood Floors. Three Spacious Second Level Bedrooms, 4-Piece Bathroom, Plus Finished Basement Featuring Spacious Room & Second Bathroom. Separate Entrance To Basement With Rough-In For Kitchen. Awesome Backyard For Relaxing & Entertaining - So Hard To Find In The Downtown Core! Street Parking Readily Available, & Lots Of Parking Across The Street Too! Excellent Carson Dunlop Home Inspection Available.

Key facts

Property type
Townhouse, 2-Storey
MLS®
C13844666
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
17.58 × 63 ft
Cross streets
Dupont & Christie
Parking
0 parking
Basement
Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Not Applicable
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,243 / 2026
Days on market
19
Listing brokerage
BOSLEY - TORONTO REALTY GROUP INC.

Rooms

Bedroom 2Second3.21 × 2.54 m

hardwood floor · closet · window

Primary BedroomSecond2.90 × 3.46 m

hardwood floor · bay window · window

BathroomBasement1.80 × 1.95 m

tile floor · 4 pc bath

RecreationBasement5.56 × 5.06 m

vinyl floor · pot lights · above grade window

BathroomSecond2.19 × 1.46 m

tile floor · 4 pc bath

Living RoomMain4.18 × 4.41 m

hardwood floor · w/o to porch · picture window

Dining RoomMain3.23 × 2.87 m

hardwood floor · w/o to yard · large window

KitchenMain3.23 × 2.87 m

tile floor · stainless steel appl · quartz counter

Bedroom 3Second3.24 × 2.56 m

hardwood floor · closet · window

Our TakeTeam Asgarian · Broker
A small discount is typical
$984Klikely sale price

Listed at $999,900. Going by how homes in Annex and the wider GTA have actually closed against their asking prices (about 98%, 7 local closings in 90 days), the likely sale price is near $984K, if it sells. A realistic range is $922K to $1.11M.

Independent value check: $898K. Without looking at the asking price, our model values the home itself about 10% below the ask (homes like it typically land between $842K and $941K).

Why $898K. The typical townhouse sold in Annex over the past year went for about $1.84M (20 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $4,243 a year; the typical home sold here pays about $11,000.
  • ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▼ Lowers it slightly0 garage and 0 total parking spaces, against 1 and 1 typically.
  • ▼ Lowers it slightly3 bedrooms and 2 baths, against 3+1 and 3 typically.
List price
$922KBelow recent closings$1.11MAbove recent closings

Total price vs nearby homes. Likely closing about $984K, from 7 recent closings in this pocket.

The market behind the math:

7sold nearby · 90 days
$1.63Mmedian sold price
102%of asking, on average
−18%prices vs a year ago
~7 dayshomes like this take to sell
19days on market so far
$5,862/moest. rent · 11 leases
7.0%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3 months of inventory: 7 townhouse homes for sale in the area against 7 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $769/sqft against an area asking average of $1,201/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 7 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $938K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Palmerston Avenue Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($769/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Annex, so I widened the search to the surrounding area.

Based on 3 homes sold on this street over the past two years, plus 2 nearby in Annex, from 46 closings in Annex.

What sellers nearby are askingCurrently listed nearby in Annex · asking prices
$1.72Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market. Homes like this one have recently closed around $898K, which is where my estimate comes from.

Per square foot, these ask about $1,131/sqft; this home lists at $769/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1000kThis home1.09M1.90M2.00M1.90MThis home vs active comparables

Sold price trend

Median sold price for townhouses in Toronto: $1.06M in September 2026, down 3% from a year ago, on 900 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.05M84
November 2025$1.04M75
December 2025$1.05M55
January 2026$1.04M38
February 2026$1.17M53
March 2026$1.09M86
April 2026$1.22M95
May 2026$1.10M88
June 2026$1.05M97
July 2026$960K91
August 2026$995K47
September 2026$1.06M91

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1.30M
Dovercourt-Wallace Emerson-Junction
$987K
Cabbagetown-South St. James Town
$1.55M
Playter Estates-Danforth
$1.35M
Englemount-Lawrence
$1.12M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Palmerston Avenue Junior Public School
80%
Palmerston Avenue Junior Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 80% meet the provincial standard
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Hawthorne II Bilingual Alternative Junior School · Public elementary0.4 km · 74% at standard
St Bruno/St. Raymond Catholic School · Catholic elementary0.6 km · 56% at standard
Msgr Fraser Orientation Centre · Catholic secondary0.8 km
Hillcrest Community School · Public elementary0.9 km · 85% at standard
West End Alternative School · Public secondary1.0 km
Winona Drive Senior Public School · Public elementary1.0 km
Loretto College School · Catholic secondary1.1 km · 62% at standard
McMurrich Junior Public School · Public elementary1.1 km · 81% at standard
Harbord Collegiate Institute · Public secondary1.3 km · 85% at standard
Central Technical School · Public secondary1.4 km · 54% at standard
Dovercourt Public School · Public elementary1.4 km · 62% at standard
Huron Street Junior Public School · Public elementary1.4 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,557/mo
$188KIncome needed
5.3×Price ÷ income
$1,052Weekly cost
$32,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,557Property tax $354Total carry $4,911

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,423per month

Mortgage amount $799,920 · 4.49% over 25 years

$199,980Down payment (20.0%)
$799,920Loan before insurance
$0CMHC premium
$4,776Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,423
Property tax
$354
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,776

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,473
Toronto municipal land transfer tax
$16,473
Estimated closing costs
$32,946

Plus your down payment of $199,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,353/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$526,948Total interest paid
$1,326,868Total of all payments
Principal $799,920 Interest $526,948
YearPrincipalInterestBalance
1$17,851$35,224$782,069
2$18,661$34,413$763,408
3$19,509$33,566$743,899
4$20,394$32,680$723,505
5$21,320$31,754$702,185
6$22,288$30,786$679,896
7$23,300$29,774$656,596
8$24,358$28,716$632,237
9$25,464$27,610$606,773
10$26,620$26,454$580,153
11$27,829$25,246$552,324
12$29,093$23,982$523,231
13$30,414$22,661$492,817
14$31,794$21,280$461,023
15$33,238$19,837$427,785
16$34,747$18,328$393,038
17$36,325$16,750$356,713
18$37,974$15,101$318,738
19$39,698$13,376$279,040
20$41,501$11,574$237,539
21$43,385$9,690$194,154
22$45,355$7,720$148,799
23$47,414$5,660$101,385
24$49,567$3,508$51,818
25$51,818$1,257$0

At the end of your 5-year term

Total paid over the term
$265,374
Principal paid down
$97,735
Interest paid
$167,638
Balance remaining
$702,185

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 11 whole-home leases in Annex$5,862/mo
$70,344Gross annual rent
5.7%Cap rate after taxes and upkeep
$5,137 to $7,084Typical rent range

The suite is real income here: basements rent in Annex (5 of 37 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 11 whole-home leases in Annex signed at a median of $6,069 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,862. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

7.0%
Gross yield
− Property tax $4,243− Insurance $1,400− Vacancy & upkeep $7,738Net operating income $56,963

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BOSLEY - TORONTO REALTY GROUP INC.. MLS®/PropTx.

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