80 Northcote Avenue, Toronto, ON

Little Portugal, Toronto · MLS® C13802630

$2,299,900
For Sale
Listed 31 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
2.5Garage
2000-2500Sq ft

About this home

In short

  • Urban oasis in Downtown Toronto.
  • Stunnin g 2 storey detached home featureing 3 spacious bedrooms, 3 stylish bathrooms, and a private backyard deck perfect for BBQs and entertaining. the huge detached...
  • A rare bonus, the fully self-contained lower-level apartment is also currently vacant and was previously rented for $2,400/month, offering excellent income potential.

Urban oasis in Downtown Toronto! Stunnin g 2 storey detached home featureing 3 spacious bedrooms, 3 stylish bathrooms, and a private backyard deck perfect for BBQs and entertaining. the huge detached garage comfortably fits 2 large vehicles plus additional storage. Now vacant and move-in ready, the home has been extensively refreshed and restored following the departure of the previous tenants and is showing beautifully. A rare bonus, the fully self-contained lower-level apartment is also currently vacant and was previously rented for $2,400/month, offering excellent income potential.Keep it as a separate rental suite, use it for extended family or guests, or easily reintegrate it into the main home if desired. Ideally located steps from cafés, boutiques, restaurants, parks, and green spaces. With both the main residence and lower-level suite now vacant, buyers have complete flexibility to move in, rent one or both spaces, or enjoy the entire property as a single-family home. Privacy, style, income potential, and convenience all in one exceptional property. Book your showing today!

Key facts

Property type
Detached, 2-Storey
MLS®
C13802630
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
20 × 113 ft
Cross streets
Queen & Beaconsfield
Parking
2.5 garage (detached)
Driveway
None
Basement
Apartment
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$8,710 / 2025
Days on market
31
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

LaundryBasement0.00 × 0.00 m

b/i appliances · large closet · laundry sink

Primary BedroomSecond0.00 × 0.00 m

hardwood floor · his and hers closets · ensuite bath

Powder RoomMain0.00 × 0.00 m

2 pc bath · marble counter

BathroomBasement0.00 × 0.00 m

4 pc bath · renovated · b/i vanity

DenMain0.00 × 0.00 m

hardwood floor · fireplace · overlooks backyard

Primary BedroomBasement0.00 × 0.00 m

hardwood floor · window · closet

Bedroom 3Second0.00 × 0.00 m

hardwood floor · window · b/i closet

Living RoomBasement0.00 × 0.00 m

combined w/dining · window · closed fireplace

Dining RoomMain0.00 × 0.00 m

hardwood floor · combined w/living · eat-in kitchen

Bedroom 2Second0.00 × 0.00 m

hardwood floor · window · b/i closet

Living RoomMain0.00 × 0.00 m

hardwood floor · combined w/dining · large window

KitchenMain0.00 × 0.00 m

hardwood floor · granite counters · w/o to yard

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Alexander Muir/Gladstone Ave Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Little Portugal, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$1.25M
Kingsway South
$3.20M
Stonegate-Queensway
$2.12M
Leaside
$2.15M
Lawrence Park North
$3.00M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Alexander Muir/Gladstone Ave Junior and Senior Public School
73%
Alexander Muir/Gladstone Ave Junior and Senior Public SchoolPublic · Elementary · 0.2 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
The Grove Community School · Public elementary0.2 km
Msgr Fraser College (Southwest) · Catholic secondary0.5 km
St Ambrose Catholic School · Catholic elementary0.5 km · 85% at standard
Givins/Shaw Junior Public School · Public elementary0.8 km · 81% at standard
Parkdale Junior and Senior Public School · Public elementary0.8 km · 51% at standard
City View Alternative Senior School · Public elementary0.9 km
Shirley Street Junior Public School · Public elementary0.9 km · 70% at standard
Ossington/Old Orchard Junior Public School · Public elementary0.9 km · 88% at standard
Holy Family Catholic School · Catholic elementary1.0 km · 45% at standard
St Helen Catholic School · Catholic elementary1.1 km · 74% at standard
Dr. Rita Cox – Kina Minogok Public School · Public elementary1.1 km · 56% at standard
Dewson Street Junior Public School · Public elementary1.2 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$10,482/mo
$424KIncome needed
5.4×Price ÷ income
$2,419Weekly cost
$87,945Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $10,482Property tax $726Total carry $11,208

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,173per month

Mortgage amount $1,839,920 · 4.49% over 25 years

$459,980Down payment (20.0%)
$1,839,920Loan before insurance
$0CMHC premium
$10,899Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,173
Property tax
$726
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,899

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$43,973
Toronto municipal land transfer tax
$43,973
Estimated closing costs
$87,945

Plus your down payment of $459,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,313/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,212,050Total interest paid
$3,051,970Total of all payments
Principal $1,839,920 Interest $1,212,050
YearPrincipalInterestBalance
1$41,059$81,020$1,798,861
2$42,923$79,155$1,755,937
3$44,872$77,206$1,711,065
4$46,910$75,169$1,664,155
5$49,040$73,039$1,615,116
6$51,266$70,813$1,563,850
7$53,594$68,485$1,510,256
8$56,027$66,052$1,454,228
9$58,571$63,508$1,395,657
10$61,230$60,848$1,334,427
11$64,011$58,068$1,270,416
12$66,917$55,162$1,203,499
13$69,955$52,124$1,133,544
14$73,131$48,947$1,060,413
15$76,452$45,627$983,961
16$79,923$42,156$904,037
17$83,552$38,527$820,485
18$87,346$34,733$733,140
19$91,311$30,767$641,828
20$95,457$26,621$546,371
21$99,791$22,287$446,580
22$104,322$17,756$342,257
23$109,059$13,020$233,198
24$114,011$8,068$119,187
25$119,187$2,891$0

At the end of your 5-year term

Total paid over the term
$610,394
Principal paid down
$224,804
Interest paid
$385,590
Balance remaining
$1,615,116

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.5%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $8,710− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $34,746

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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