77 Northcote Avenue, Toronto, ON
Little Portugal, Toronto · MLS® C13844256
About this home
In short
- A rare opportunity to own a detached home in one of Toronto's most vibrant and sought-after communities.
- Set on a 20 by 123-foot lot in the heart of Beaconsfield Village, within the highly coveted Little Portugal neighbourhood, this 4-plus-1-bedroom, 4-bathroom residence...
- With a finished walkout basement and detached garage off the laneway, the home presents exceptional flexibility.
- Surrounded by mature trees and beautifully maintained homes, 77 Northcote is just steps from Queen West and Ossington, and immersed in the character, culture, and...
A rare opportunity to own a detached home in one of Toronto's most vibrant and sought-after communities. Set on a 20 by 123-foot lot in the heart of Beaconsfield Village, within the highly coveted Little Portugal neighbourhood, this 4-plus-1-bedroom, 4-bathroom residence offers the ideal blend of immediate livability and long-term potential. The property has been extensively upgraded and thoughtfully reconfigured from a traditional single-family home into a high-quality, income-generating multi-unit property. The residence is now divided into three fully self-contained units, each designed to operate independently while offering modern finishes, functionality, and strong rental appeal. Each unit includes its own private laundry, significantly enhancing convenience and privacy for occupants while eliminating the need for shared common facilities. With a finished walkout basement and detached garage off the laneway, the home presents exceptional flexibility. Move in, renovate to suit your needs, or explore its income-generating potential. Whether you're designing your forever home or considering investment or redevelopment, this property invites vision and rewards it. Surrounded by mature trees and beautifully maintained homes, 77 Northcote is just steps from Queen West and Ossington, and immersed in the character, culture, and convenience that define Little Portugal. Enjoy top restaurants, boutique shops, neighbourhood cafés, and easy access to transit, including the future King Liberty GO Station. This is your chance to secure a detached home with scale, versatility, and location in a neighbourhood that continues to thrive. Live in it. Reimagine it. Invest in it. Build on something truly special.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C13844256
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4
- Size
- 1100-1500 sq ft
- Lot
- 20 × 123 ft
- Cross streets
- Queen & Dovercourt
- Parking
- 1 garage (detached)
- Basement
- Finished with Walk-Out
- Kitchens
- 3 (2 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,435 / 2025
- Days on market
- 19
- Listing brokerage
- ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readIts public catchment (Alexander Muir/Gladstone Ave Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $910/sqft; this home lists at $1,227/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Little Portugal, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,276,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,055
- Property tax
- $620
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,675
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28,375
- Toronto municipal land transfer tax
- $28,375
- Estimated closing costs
- $56,750
Plus your down payment of $319,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $423,313
- Principal paid down
- $155,904
- Interest paid
- $267,410
- Balance remaining
- $1,120,096
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM. MLS®/PropTx.