424 Euclid Avenue, Toronto, ON

Palmerston-Little Italy, Toronto · MLS® C13807964

$7,799,000
For Sale
Listed 8 days agoNo offer date stated
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4+1Bedrooms
5Bathrooms
2Garage
3000-3500Sq ft

About this home

In short

  • A rare architectural masterpiece where the craftsmanship of 1892 meets uncompromising modern design.
  • Completely gutted, restored & reimagined in 2019, 424 Euclid Ave is an exceptional 4+1 bed, 5 bath residence in the heart of Palmerston-Little Italy, showcasing the...
  • Original details have been lovingly restored & replicated throughout, including Romanesque arches, Queen Anne Revival elements, ceiling medallions, 12" baseboards...
  • Soaring 10'3" ceilings throughout the main flr, European white oak flrs & custom millwork create an atmosphere of refined warmth & timeless sophistication.
  • Upstairs, the lux primary suite is a retreat, complete with custom millwork & a 5pc spa-inspired ensuite with steam shower, soaker tub & exquisite tilework.

A rare architectural masterpiece where the craftsmanship of 1892 meets uncompromising modern design. Completely gutted, restored & reimagined in 2019, 424 Euclid Ave is an exceptional 4+1 bed, 5 bath residence in the heart of Palmerston-Little Italy, showcasing the romance & grandeur of its original architecture alongside extraordinary contemporary finishes. Original details have been lovingly restored & replicated throughout, including Romanesque arches, Queen Anne Revival elements, ceiling medallions, 12" baseboards, crown mouldings, hand-carved flower corner blocks & the original front door with period bronze hardware. Soaring 10'3" ceilings throughout the main flr, European white oak flrs & custom millwork create an atmosphere of refined warmth & timeless sophistication. The spectacular Bulthaup kitchen features Gaggenau appliances, Dornbracht fixtures & a dramatic centre island, flowing seamlessly to the dining & living spaces. A restored original fireplace (ornamental), stained glass, custom lighting, automated drapery & B/I speakers are among the many thoughtful details. Upstairs, the lux primary suite is a retreat, complete with custom millwork & a 5pc spa-inspired ensuite with steam shower, soaker tub & exquisite tilework. Additional bedrms & a sep office offer exceptional flexibility. The fully finished lower lvl adds incredible value with an ancillary apartment featuring 9' ceilings - perfect for guests, extended family or add'l income. Outside, professionally designed native gardens by landscape designer Shaun Booth include irrigation, gas line, controlled lighting, snowmelt & a 2-car carport. 200-amp service & infrastructure ready for a laneway house add further potential. Every detail has been considered, from radiant in-floor heating, a water filtration system, HRV, humidification, generator, security & integrated smart-home systems. A truly remarkable home where heritage craftsmanship & exceptional contemporary architecture exist in perfect harmony.

Key facts

Property type
Semi-Detached, 3-Storey
MLS®
C13807964
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
19 × 130 ft
Cross streets
College & Euclid
Parking
2 garage (carport)
Driveway
Lane
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Water
A/C
Central Air
Exterior
Brick, Other
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$14,778 / 2026
Days on market
8
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

KitchenLower3.91 × 3.18 m

open concept · centre island · picture window

BathroomSecond0.00 × 0.00 m

5 pc ensuite · double sink · soaking tub

BathroomSecond0.00 × 0.00 m

3 pc bath · separate shower · b/i vanity

KitchenMain6.73 × 3.84 m

open concept · centre island · breakfast bar

Living RoomLower3.38 × 2.79 m

open concept · combined w/living · b/i desk

Mud RoomLower6.27 × 3.63 m

w/o to garden · b/i closet · concrete floor

Bedroom 2Second4.42 × 3.91 m

picture window · crown moulding · hardwood floor

Bedroom 3Third4.01 × 3.99 m

picture window · b/i closet · crown moulding

BedroomLower4.29 × 2.84 m

separate room · b/i closet · above grade window

LaundryThird0.00 × 0.00 m

separate room · laundry sink · tile floor

Living RoomMain6.05 × 3.91 m

w/o to garden · crown moulding · pocket doors

BathroomLower0.00 × 0.00 m

4 pc bath · b/i vanity · combined w/laundry

Dining RoomMain5.26 × 3.12 m

open concept · combined w/kitchen · stained glass

Primary BedroomSecond3.89 × 3.81 m

w/w closet · walk-in closet(s) · bay window

OfficeSecond2.54 × 1.63 m

separate room · b/i desk · marble counter

BathroomThird0.00 × 0.00 m

5 pc bath · soaking tub · skylight

Bedroom 4Third4.72 × 3.91 m

b/i closet · vaulted ceiling(s) · hardwood floor

Our TakeTeam Asgarian · Broker
A small discount is typical
$7.71Mlikely sale price

Listed at $7,799,000. Going by how homes in Palmerston-Little Italy and the wider GTA have actually closed against their asking prices (about 99%, 14 local closings in 90 days), the likely sale price is near $7.71M, if it sells. A realistic range is $7.22M to $8.69M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$7.22MBelow recent closings$8.69MAbove recent closings

Total price vs nearby homes. Likely closing about $7.71M, from 14 recent closings in this pocket.

The market behind the math:

14sold nearby · 90 days
$1.41Mmedian sold price
101%of asking, on average
−6%prices vs a year ago
~10 dayshomes like this take to sell
8days on market so far
$4,515/moest. rent · 5 leases
0.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.1 months of inventory: 5 semi-detached homes for sale in the area against 14 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $2,400/sqft against an area asking average of $800/sqft.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Palmerston-Little Italy: 28 of the 142 detached leases here lately were basement units, around $1,750 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $3.04M. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Schools & getting aroundcatchment and transit

Its public catchment (Clinton Street Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Palmerston-Little Italy, so I widened the search to the surrounding area.

Based on 5 homes sold on this street over the past two years, from 89 closings in Palmerston-Little Italy.

What sellers nearby are askingCurrently listed nearby in Palmerston-Little Italy · asking prices
$2.08Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $2.99M, which is where my estimate comes from.

Per square foot, these ask about $948/sqft; this home lists at $2,400/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
7.80MThis home3.00M2.05M1.79M1.90M1.69MThis home vs active comparables

Neighbourhood & location

Palmerston-Little Italy, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$1.26M
Roncesvalles
$899K
Oakwood Village
$1.07M
Corso Italia-Davenport
$1.01M
North Riverdale
$1.30M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Clinton Street Junior Public School
90%
Clinton Street Junior Public SchoolPublic · Elementary · 0.2 km awayAmong the top in the GTA · 90% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Kensington Community School School Junior · Public elementary0.5 km · 97% at standard
Harbord Collegiate Institute · Public secondary0.5 km · 85% at standard
Delta Senior Alternative School · Public elementary0.6 km
Montrose Junior Public School · Public elementary0.6 km · 95% at standard
Central Technical School · Public secondary0.7 km · 54% at standard
Horizon Alternative Senior School · Public elementary0.8 km
Central Toronto Academy · Public secondary0.8 km · 69% at standard
da Vinci School · Public elementary0.8 km · 67% at standard
Lord Lansdowne Junior Public School · Public elementary0.9 km · 85% at standard
West End Alternative School · Public secondary0.9 km
Loretto College School · Catholic secondary0.9 km · 62% at standard
Pope Francis Catholic School · Catholic elementary0.9 km · 67% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$35,545/mo
$1383KIncome needed
5.6×Price ÷ income
$8,203Weekly cost
$476,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

97%mortgage
Mortgage $35,545Property tax $1,232Total carry $36,777

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$34,498per month

Mortgage amount $6,239,200 · 4.49% over 25 years

$1,559,800Down payment (20.0%)
$6,239,200Loan before insurance
$0CMHC premium
$35,729Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$34,498
Property tax
$1,232
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$35,729

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$181,450
Toronto municipal land transfer tax
$295,420
Estimated closing costs
$476,870

Plus your down payment of $1,559,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$41,754/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$4,110,082Total interest paid
$10,349,282Total of all payments
Principal $6,239,200 Interest $4,110,082
YearPrincipalInterestBalance
1$139,232$274,739$6,099,968
2$145,554$268,417$5,954,414
3$152,163$261,808$5,802,251
4$159,072$254,900$5,643,179
5$166,294$247,677$5,476,885
6$173,845$240,127$5,303,040
7$181,738$232,234$5,121,303
8$189,989$223,982$4,931,313
9$198,616$215,356$4,732,698
10$207,634$206,338$4,525,064
11$217,061$196,910$4,308,003
12$226,916$187,055$4,081,086
13$237,219$176,752$3,843,867
14$247,990$165,981$3,595,877
15$259,250$154,721$3,336,627
16$271,021$142,950$3,065,606
17$283,326$130,645$2,782,280
18$296,190$117,781$2,486,090
19$309,639$104,333$2,176,451
20$323,697$90,274$1,852,754
21$338,395$75,577$1,514,359
22$353,759$60,212$1,160,600
23$369,821$44,150$790,779
24$386,613$27,359$404,166
25$404,166$9,805$0

At the end of your 5-year term

Total paid over the term
$2,069,856
Principal paid down
$762,315
Interest paid
$1,307,541
Balance remaining
$5,476,885

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Palmerston-Little Italy$4,515/mo
$54,180Gross annual rent
0.4%Cap rate after taxes and upkeep
$3,618 to $5,057Typical rent range
~21 daysTo find a tenant, on average

The suite is real income here: basements rent in Palmerston-Little Italy (28 of 142 recent detached leases were basement units, around $1,750 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,750 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Palmerston-Little Italy signed at a median of $2,974 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,515. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

0.7%
Gross yield
− Property tax $14,778− Insurance $1,400− Vacancy & upkeep $5,960Net operating income $32,042

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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