5104-16 Harbour Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13820404

$1,350,000
For Sale
Listed 26 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • Welcome to luxurious, high-floor waterfront living at Success Tower.
  • Positioned high on the 51st floor, this freshly repainted, sophisticated 2-bedroom + den residence spans an expansive 1,225 sq. ft. framed by breathtaking south-east...
  • Designed for both refined living and seamless entertaining, the interior boasts soaring 10 ft. high ceilings accented with elegant crown mouldings and warm hardwood...
  • Set in a exceptionally well-managed building with 24/7 concierge, residents enjoy top-tier resort-style amenities: swimming pool, wet & dry saunas, jacuzzi, two fully...
  • Steps to Union Station, TTC transit, financial district, and the lakefront path.

Welcome to luxurious, high-floor waterfront living at Success Tower! Positioned high on the 51st floor, this freshly repainted, sophisticated 2-bedroom + den residence spans an expansive 1,225 sq. ft. framed by breathtaking south-east views of Lake Ontario and flooded with natural sunlight. Designed for both refined living and seamless entertaining, the interior boasts soaring 10 ft. high ceilings accented with elegant crown mouldings and warm hardwood flooring throughout. The modern, upgraded kitchen is a chef's dream featuring brand-new premium appliances-highlighted by a Bosch gas cooktop, sleek under-cabinet hood, and a double wall oven with Wi-Fi connectivity. Climate comfort is fully customized via two Nest smart thermostats for dual-zone control. Includes an oversized corner storage locker and a prime parking space on level P2, conveniently located right near the elevators and eligible for an EV charging upgrade. Set in a exceptionally well-managed building with 24/7 concierge, residents enjoy top-tier resort-style amenities: swimming pool, wet & dry saunas, jacuzzi, two fully equipped gyms, cinema room, party room, lounge, and guest suites for visitors. Steps to Union Station, TTC transit, financial district, and the lakefront path.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13820404
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
1200-1399 sq ft
Cross streets
Bay/ Front
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,319/mo
Exposure
South East
Property tax
$5,486 / 2026
Days on market
26
Listing brokerage
VANGUARD REALTY BROKERAGE CORP.

Rooms

Living RoomFlat5.79 × 3.58 m

hardwood floor · combined w/dining · window floor to ceiling

OfficeFlat2.57 × 2.44 m

hardwood floor · sliding doors · crown moulding

Primary BedroomFlat7.01 × 3.23 m

hardwood floor · window floor to ceiling · 6 pc ensuite

FoyerMain1.98 × 1.83 m

hardwood floor · double closet

Dining RoomFlat5.79 × 3.58 m

hardwood floor · combined w/living · double doors

Bedroom 2Flat4.42 × 2.74 m

hardwood floor · window floor to ceiling · large closet

KitchenFlat5.79 × 2.21 m

combined w/living · granite counters · stainless steel appl

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$554K
Church-Yonge Corridor
$876K
Moss Park
$549K
Kensington-Chinatown
$585K
Niagara
$727K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 1.2 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Sr) School · Catholic secondary1.3 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary1.4 km · 98% at standard
Bishop Macdonell Catholic School · Catholic elementary1.5 km · 82% at standard
Jean Lumb Public School · Public elementary1.5 km · 73% at standard
Contact Alternative School School · Public secondary1.6 km
Ogden Junior Public School · Public elementary1.7 km · 69% at standard
Oasis Alternative Secondary School · Public secondary1.7 km
ALPHA Alternative Junior School · Public elementary1.7 km
City School · Public secondary1.8 km · 58% at standard
The Waterfront School · Public elementary1.8 km · 74% at standard
St Paul Catholic School · Catholic elementary1.9 km · 62% at standard
Heydon Park Secondary School · Public secondary1.9 km · 8% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,153/mo
$276KIncome needed
4.9×Price ÷ income
$1,420Weekly cost
$46,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $6,153Property tax $457Condo fee $1,319Total carry $7,929

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,972per month

Mortgage amount $1,080,000 · 4.49% over 25 years

$270,000Down payment (20.0%)
$1,080,000Loan before insurance
$0CMHC premium
$7,748Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,972
Property tax
$457
Condo / maintenance fees
$1,319
Heating
$0
Estimated monthly cost
$7,748

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,475
Toronto municipal land transfer tax
$23,475
Estimated closing costs
$46,950

Plus your down payment of $270,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,228/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$711,452Total interest paid
$1,791,452Total of all payments
Principal $1,080,000 Interest $711,452
YearPrincipalInterestBalance
1$24,101$47,557$1,055,899
2$25,195$46,463$1,030,704
3$26,339$45,319$1,004,364
4$27,535$44,123$976,829
5$28,785$42,873$948,044
6$30,092$41,566$917,952
7$31,459$40,199$886,493
8$32,887$38,771$853,606
9$34,380$37,278$819,226
10$35,941$35,717$783,285
11$37,573$34,085$745,711
12$39,279$32,379$706,432
13$41,062$30,596$665,370
14$42,927$28,731$622,443
15$44,876$26,782$577,567
16$46,913$24,745$530,654
17$49,044$22,615$481,610
18$51,270$20,388$430,340
19$53,598$18,060$376,742
20$56,032$15,626$320,710
21$58,576$13,082$262,134
22$61,235$10,423$200,899
23$64,016$7,642$136,883
24$66,922$4,736$69,961
25$69,961$1,697$0

At the end of your 5-year term

Total paid over the term
$358,290
Principal paid down
$131,956
Interest paid
$226,334
Balance remaining
$948,044

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
1.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $5,486− Condo fees $15,829− Insurance $600− Vacancy & upkeep $5,412Net operating income $21,873

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of VANGUARD REALTY BROKERAGE CORP.. MLS®/PropTx.

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