209-11 Christie Street, Toronto, ON

Annex, Toronto · MLS® C13821096

$499,000
For Sale
Listed 26 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
500-599Sq ft

About this home

In short

  • Welcome to 11 Christie St, a boutique resident located in the Annex neighbourhood.
  • Open concept living room/dining room, bright and airy with high ceiling.
  • Steps to the subway station, cafes, restaurant and shops.

Welcome to 11 Christie St, a boutique resident located in the Annex neighbourhood. With the beautiful Christie pit park across the street. Open concept living room/dining room, bright and airy with high ceiling. Laminate Floors, Stainless Steel Appliances. Building offers roof top terrace, with amazing views, outdoor grill, bike storage room, party room and visitors parking. Steps to the subway station, cafes, restaurant and shops.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C13821096
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Bloor / Christie
Parking
1 garage (underground)
Basement
None
Heating
Radiant
A/C
Central Air
Exterior
Brick
Maintenance
$520/mo
Exposure
West
Property tax
$1,964 / 2026
Days on market
26
Listing brokerage
ADVISORS REALTY

Rooms

Dining RoomMain4.83 × 3.05 m

laminate · combined w/living · open concept

KitchenMain2.89 × 2.64 m

granite counters · stainless steel appl · tile floor

LaundryMain1.02 × 0.79 m

Ceramic Floor

Living RoomMain4.83 × 3.05 m

laminate · open concept · w/o to balcony

Primary BedroomMain4.57 × 2.72 m

laminate · closet · window

Our TakeTeam Asgarian · Broker
A discount is typical here
$477Klikely sale price

Listed at $499,000. Going by how homes in Annex have actually closed against their asking prices (about 96%, 59 local closings in 90 days), the likely sale price is near $477K, if it sells. A realistic range is $449K to $516K.

Independent value check: $442K. Without looking at the asking price, our model values the home itself about 11% below the ask (homes like it typically land between $411K and $464K).

Why $442K. The typical condo sold in Annex over the past year went for about $853K (250 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $1,964 a year; the typical home sold here pays about $4,900.
  • ▼ Lowers it strongly1 bedrooms and 1 baths, against 2+1 and 2 typically.
  • ▼ Lowers it stronglyIt is 500 to 599 sq ft; the typical home sold here is 800 to 899.
  • ▲ Raises itIts maintenance fee is $520 a month; the typical unit sold here pays about $980.
List price
$449KBelow recent closings$516KAbove recent closings

Total price vs nearby homes. Likely closing about $477K, from 59 recent closings in this pocket.

The market behind the math:

59sold nearby · 90 days
$800Kmedian sold price
94%of asking, on average
−9%prices vs a year ago
~34 dayshomes like this take to sell
26days on market so far
$2,551/moest. rent · 5 leases
6.1%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.7 months of inventory: 72 condo apartment homes for sale in the area against 59 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $908/sqft against an area asking average of $1,258/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 59 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $425K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Palmerston Avenue Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($908/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Annex, so I widened the search to the surrounding area.

Based on 3 homes sold in this building over the past two years, plus 2 nearby in Annex, from 482 closings in Annex.

What sellers nearby are askingCurrently listed nearby in Annex · asking prices
$531kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $442K, which is where my estimate comes from.

Per square foot, these ask about $869/sqft; this home lists at $908/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
499kThis home498k499k498k509k650kThis home vs active comparables

Sold price trend

Median sold price for condos in Annex: $1.09M in September 2026, down 1% from a year ago, on 256 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$785K22
November 2025$885K22
December 2025$1.08M11
January 2026$1.03M10
February 2026$644K14
March 2026$820K25
April 2026$888K30
May 2026$970K22
June 2026$770K31
July 2026$835K28
August 2026$740K15
September 2026$1.09M26

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$640K
Kensington-Chinatown
$585K
Niagara
$724K
Waterfront Communities C1
$610K
North St. James Town
$765K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Palmerston Avenue Junior Public School
80%
Palmerston Avenue Junior Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 80% meet the provincial standard
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
West End Alternative School · Public secondary0.2 km
Harbord Collegiate Institute · Public secondary0.5 km · 85% at standard
Msgr Fraser Orientation Centre · Catholic secondary0.5 km
Hawthorne II Bilingual Alternative Junior School · Public elementary0.5 km · 74% at standard
Loretto College School · Catholic secondary0.6 km · 62% at standard
Delta Senior Alternative School · Public elementary0.6 km
Montrose Junior Public School · Public elementary0.6 km · 95% at standard
Central Toronto Academy · Public secondary0.8 km · 69% at standard
Horizon Alternative Senior School · Public elementary0.8 km
Clinton Street Junior Public School · Public elementary0.8 km · 90% at standard
Central Technical School · Public secondary0.8 km · 54% at standard
St Francis of Assisi Catholic School · Catholic elementary0.9 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,274/mo
$105KIncome needed
4.8×Price ÷ income
$525Weekly cost
$12,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,274Property tax $164Condo fee $520Total carry $2,958

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,207per month

Mortgage amount $399,200 · 4.49% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$2,891Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,207
Property tax
$164
Condo / maintenance fees
$520
Heating
$0
Estimated monthly cost
$2,891

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Toronto municipal land transfer tax
$6,455
Estimated closing costs
$12,910

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,672/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$262,974Total interest paid
$662,174Total of all payments
Principal $399,200 Interest $262,974
YearPrincipalInterestBalance
1$8,908$17,578$390,292
2$9,313$17,174$380,979
3$9,736$16,751$371,243
4$10,178$16,309$361,065
5$10,640$15,847$350,425
6$11,123$15,364$339,302
7$11,628$14,859$327,674
8$12,156$14,331$315,518
9$12,708$13,779$302,810
10$13,285$13,202$289,525
11$13,888$12,599$275,637
12$14,519$11,968$261,118
13$15,178$11,309$245,940
14$15,867$10,620$230,073
15$16,587$9,899$213,486
16$17,341$9,146$196,145
17$18,128$8,359$178,017
18$18,951$7,536$159,066
19$19,811$6,675$139,255
20$20,711$5,776$118,544
21$21,651$4,836$96,893
22$22,634$3,853$74,258
23$23,662$2,825$50,596
24$24,736$1,750$25,860
25$25,860$627$0

At the end of your 5-year term

Total paid over the term
$132,435
Principal paid down
$48,775
Interest paid
$83,660
Balance remaining
$350,425

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Annex$2,551/mo
$30,612Gross annual rent
3.7%Cap rate after taxes and upkeep
$2,245 to $2,858Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Annex signed at a median of $3,414 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,551. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.1%
Gross yield
− Property tax $1,964− Condo fees $6,235− Insurance $600− Vacancy & upkeep $3,367Net operating income $18,445

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ADVISORS REALTY. MLS®/PropTx.

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