23 Banstock Drive, Toronto, ON

Bayview Woods-Steeles, Toronto · MLS® C13822962

$1,489,000
For Sale
Listed 25 days agoNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Welcome to a truly special 4 bedroom/3 bathroom family home in sought-after Bayview Woods, lovingly cared for and thoughtfully updated by the same family for over 50...
  • Set on a quiet court with wide lots and beautiful homes, this spacious 4-level backsplit offers an incredible amount of living space inside and out.
  • Inside, rich solid oak floors, pot lights and newer windows complement an inviting layout.
  • The lower level adds tremendous versatility with a 4th bedroom, convenient side entrance and 2-piece bath that can easily be made a 3pc, plus a sprawling family room...
  • The oversized double garage features a high ceiling with potential for additional loft storage.

Welcome to a truly special 4 bedroom/3 bathroom family home in sought-after Bayview Woods, lovingly cared for and thoughtfully updated by the same family for over 50 years. Set on a quiet court with wide lots and beautiful homes, this spacious 4-level backsplit offers an incredible amount of living space inside and out. First, take a moment and relax on the front porch....Gorgeous front and back gardens set the tone. Inside, rich solid oak floors, pot lights and newer windows complement an inviting layout. The beautifully renovated family-size kitchen features granite counters, quality stainless steel appliances and an exceptionally thoughtful use of cabinetry, counter and storage space! Designed with both serious cooks and busy families in mind. Upstairs are three generous bedrooms and two full updated bathrooms. There is a 3pc ensuite and Walk In Closet in the Primary Bedroom! The lower level adds tremendous versatility with a 4th bedroom, convenient side entrance and 2-piece bath that can easily be made a 3pc, plus a sprawling family room with fireplace and walkout to the patio and ultra-private backyard. And there's more! The basement has long been enjoyed as hobby and games space, along with a large bright laundry room and excellent storage. A huge dry crawlspace keeps everything neatly tucked away. A large cantina for those who make wine or can tomatoes! The oversized double garage features a high ceiling with potential for additional loft storage. Perfectly positioned on a quiet section of Banstock Dr., where a small treed and grassy island keeps the street traffic safely away from the front of the home where the kids like to play - it's like being on a cul-de-sac! Walk to TTC and close to excellent schools including Zion Heights, A.Y. Jackson and Lester B. Pearson French Immersion. Shopping, Banks and Beautiful Parks all close by! 23 Banstock Drive is an exceptionally well-cared-for home designed for real family living!

Key facts

Property type
Detached, Backsplit 4
MLS®
C13822962
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
56.96 × 137.76 ft
Cross streets
Bayview and Finch
Parking
2 garage · 6 parking (built-in)
Driveway
Private Double
Basement
Finished, Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,197 / 2026
Days on market
25
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY

Rooms

FoyerMain5.37 × 1.82 m

hardwood floor · large closet

FoyerGround3.80 × 1.92 m

side door · 2 pc bath · large closet

LaundryBasement5.37 × 3.42 m
KitchenMain5.37 × 3.42 m

renovated · granite counters · family size kitchen

Cold Room/CantinaBasement5.54 × 1.67 m
Family RoomGround9.33 × 3.86 m

hardwood floor · w/o to yard

Bedroom 3Upper3.57 × 3.20 m

hardwood floor · large closet · picture window

Living RoomMain5.11 × 3.71 m

hardwood floor · pot lights · crown moulding

RecreationBasement8.56 × 5.54 m

panelled · above grade window

Bedroom 2Upper4.59 × 4.14 m

hardwood floor · large closet · overlooks backyard

Dining RoomMain3.57 × 3.38 m

hardwood floor · pot lights · overlooks living

Primary BedroomUpper4.64 × 4.14 m

hardwood floor · walk-in closet(s) · 3 pc ensuite

BedroomGround3.57 × 3.48 m

hardwood floor · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Zion Heights Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Bayview Woods-Steeles · asking prices
$1.44Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $716/sqft; this home lists at $662/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.49MThis home1.28M1.40M1.70M1.27M1.55MThis home vs active comparables

Neighbourhood & location

Bayview Woods-Steeles, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$2.29M
Banbury-Don Mills
$5.50M
Steeles
$1.20M
Wexford-Maryvale
$849K
Leaside
$2.48M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Steelesview Public School
85%
Steelesview Public SchoolPublic · Elementary · 1.6 km awayHigher-rated than most nearby · 85% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Lester B Pearson Elementary School · Public elementary0.5 km · 92% at standard
St Joseph Morrow Park Catholic Secondary School · Catholic secondary0.8 km · 74% at standard
Finch Public School · Public elementary0.8 km · 72% at standard
Cummer Valley Middle School · Public elementary1.2 km · 79% at standard
Pineway Public School · Public elementary1.3 km · 48% at standard
Bayview Middle School · Public elementary1.3 km · 80% at standard
St Agnes Catholic School · Catholic elementary1.7 km · 82% at standard
Elkhorn Public School · Public elementary1.9 km · 85% at standard
Brebeuf College School · Catholic secondary2.0 km · 80% at standard
Hollywood Public School · Public elementary2.0 km · 96% at standard
Avondale Secondary Alternative School · Public secondary2.1 km
Cresthaven Public School · Public elementary2.1 km · 75% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,786/mo
$284KIncome needed
5.2×Price ÷ income
$1,566Weekly cost
$52,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,786Property tax $683Total carry $7,469

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,586per month

Mortgage amount $1,191,200 · 4.49% over 25 years

$297,800Down payment (20.0%)
$1,191,200Loan before insurance
$0CMHC premium
$7,269Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,586
Property tax
$683
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,269

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,255
Toronto municipal land transfer tax
$26,255
Estimated closing costs
$52,510

Plus your down payment of $297,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,972/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$784,705Total interest paid
$1,975,905Total of all payments
Principal $1,191,200 Interest $784,705
YearPrincipalInterestBalance
1$26,583$52,454$1,164,617
2$27,789$51,247$1,136,828
3$29,051$49,985$1,107,777
4$30,370$48,666$1,077,407
5$31,749$47,287$1,045,657
6$33,191$45,845$1,012,467
7$34,698$44,338$977,769
8$36,273$42,763$941,496
9$37,920$41,116$903,576
10$39,642$39,394$863,934
11$41,442$37,594$822,492
12$43,323$35,713$779,169
13$45,290$33,746$733,878
14$47,347$31,689$686,532
15$49,496$29,540$637,035
16$51,744$27,292$585,291
17$54,093$24,943$531,198
18$56,549$22,487$474,649
19$59,117$19,919$415,532
20$61,801$17,235$353,731
21$64,607$14,429$289,124
22$67,540$11,496$221,584
23$70,607$8,429$150,977
24$73,813$5,223$77,164
25$77,164$1,872$0

At the end of your 5-year term

Total paid over the term
$395,181
Principal paid down
$145,543
Interest paid
$249,638
Balance remaining
$1,045,657

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $8,197− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $35,259

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

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