4810-197 Yonge Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13823246

$528,000
For Sale
Listed 25 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
0Parking
600-699Sq ft

About this home

In short

  • Experience luxury in this spacious 1 Bedroom + Den suite at the iconic Massey Tower, offering 645 sq. ft. of thoughtfully designed space and a large balcony with...
  • Featuring engineered hardwood flooring, smooth ceilings, stylish tiles, and custom cabinetry, the suite also includes a versatile den perfect as a home office or...
  • Residents enjoy world-class amenities such as a gym, steam room, sauna, 24/7 concierge, lounge, and outdoor terrace.

PRIME DOWNTOWN LIVING! Experience luxury in this spacious 1 Bedroom + Den suite at the iconic Massey Tower, offering 645 sq. ft. of thoughtfully designed space and a large balcony with breathtaking city views. Featuring engineered hardwood flooring, smooth ceilings, stylish tiles, and custom cabinetry, the suite also includes a versatile den perfect as a home office or second bedroom, plus 1 locker for added convenience. Residents enjoy world-class amenities such as a gym, steam room, sauna, 24/7 concierge, lounge, and outdoor terrace. Located steps from Eaton Centre, Dundas Square, TMU, Subway, and more - move in and make it yours today!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13823246
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Yonge/Queen
Parking
0 parking
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$630/mo
Exposure
West
Property tax
$3,461 / 2026
Days on market
25
Listing brokerage
CITYSCAPE REAL ESTATE LTD.

Rooms

DenFlat2.59 × 1.68 m

Laminate

Living RoomFlat4.20 × 4.52 m

laminate · open concept · w/o to balcony

Dining RoomFlat4.20 × 4.52 m

laminate · window floor to ceiling

KitchenFlat4.20 × 4.52 m

laminate · open concept · centre island

Primary BedroomFlat2.62 × 3.38 m

Laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$520kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $779/sqft; this home lists at $813/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
528kThis home515k549k500k499k538kThis home vs active comparables

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$495K
Waterfront Communities C8
$525K
Kensington-Chinatown
$600K
Waterfront Communities C1
$713K
North St. James Town
$649K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 1.3 km awayBelow the GTA average · 55% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Sr) School · Catholic secondary0.2 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary0.3 km · 98% at standard
Contact Alternative School School · Public secondary0.9 km
Downtown Alternative School · Public elementary1.0 km
St Michael Catholic School · Catholic elementary1.0 km · 67% at standard
Church Street Junior Public School · Public elementary1.1 km · 73% at standard
Native Learning Centre · Public secondary1.1 km
Orde Street Public School · Public elementary1.2 km · 76% at standard
Heydon Park Secondary School · Public secondary1.2 km · 8% at standard
Market Lane Junior and Senior Public School · Public elementary1.3 km · 74% at standard
Beverley School · Public elementary1.3 km
Subway Academy II · Public secondary1.3 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,406/mo
$117KIncome needed
4.5×Price ÷ income
$555Weekly cost
$14,070Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,406Property tax $288Condo fee $630Total carry $3,325

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,336per month

Mortgage amount $422,400 · 4.49% over 25 years

$105,600Down payment (20.0%)
$422,400Loan before insurance
$0CMHC premium
$3,254Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,336
Property tax
$288
Condo / maintenance fees
$630
Heating
$0
Estimated monthly cost
$3,254

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,035
Toronto municipal land transfer tax
$7,035
Estimated closing costs
$14,070

Plus your down payment of $105,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,827/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$278,257Total interest paid
$700,657Total of all payments
Principal $422,400 Interest $278,257
YearPrincipalInterestBalance
1$9,426$18,600$412,974
2$9,854$18,172$403,120
3$10,302$17,725$392,818
4$10,769$17,257$382,049
5$11,258$16,768$370,791
6$11,769$16,257$359,021
7$12,304$15,722$346,717
8$12,862$15,164$333,855
9$13,446$14,580$320,408
10$14,057$13,969$306,351
11$14,695$13,331$291,656
12$15,362$12,664$276,294
13$16,060$11,966$260,234
14$16,789$11,237$243,444
15$17,551$10,475$225,893
16$18,348$9,678$207,545
17$19,181$8,845$188,363
18$20,052$7,974$168,311
19$20,963$7,063$147,348
20$21,915$6,112$125,433
21$22,910$5,117$102,524
22$23,950$4,076$78,574
23$25,037$2,989$53,537
24$26,174$1,852$27,362
25$27,362$664$0

At the end of your 5-year term

Total paid over the term
$140,131
Principal paid down
$51,609
Interest paid
$88,522
Balance remaining
$370,791

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $3,461− Condo fees $7,562− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,272

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CITYSCAPE REAL ESTATE LTD.. MLS®/PropTx.

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