312-25 Richmond Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13852100

$559,900
For Sale
Listed 18 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
0Parking
700-799Sq ft

About this home

In short

  • <<< Welcome to Yonge + Rich Condo, Prime Toronto Downtown Location.
  • 1 Bedroom + Den layout, Large Den Can Be Used For 2nd Bedroom or Home Office.
  • Bright with Natural Light. <<< Open Concept Living/Dining.
  • Very Functional Layout for Modern Luxurious Living/Entertaining in Heart of Toronto >>> Large Unit Features Elegant Finishes, Engineered hardwood floor throughout...
  • Gym/Fitness Room, Yoga/Pillate Studio, Fitness Centre, Steam Room, Reading Lounge, Outdoor Pool, Poolside Lounge, Hot Plunge, BBQ Area, Billiards Room & More. <<<...

<<< Welcome to Yonge + Rich Condo, Prime Toronto Downtown Location! Stunning! New Large unit 723 Sqft. 1 Bedroom + Den layout, Large Den Can Be Used For 2nd Bedroom or Home Office. Great Floor Plan, Unit Features Floor To Ceiling Windows. Bright with Natural Light. <<< Open Concept Living/Dining. Very Functional Layout for Modern Luxurious Living/Entertaining in Heart of Toronto >>> Large Unit Features Elegant Finishes, Engineered hardwood floor throughout, Modern Kitchen and Quartz Countertop, Backsplashes, Lots of Cabinetry. Primary Bedroom Features Large Wall-to-Wall Closet, Spacious Bathroom with Spa-inspired Shower hardware. <<<Enjoy the Luxury World Class Amenities with Quiet Relaxation Areas. Gym/Fitness Room, Yoga/Pillate Studio, Fitness Centre, Steam Room, Reading Lounge, Outdoor Pool, Poolside Lounge, Hot Plunge, BBQ Area, Billiards Room & More. <<< Easy Access To Subway, Underground Path, Eaton Centre, University of Toronto, TMU, Financial District + Entertainment District. Don't Miss Out!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13852100
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
700-799 sq ft
Cross streets
Yonge & Richhmond
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$627/mo
Exposure
South
Property tax
$3,507 / 2025
Days on market
18
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.

Rooms

Primary BedroomFlat3.90 × 2.40 m

hardwood floor · window · mirrored closet

BathroomFlat0.00 × 0.00 m
Living RoomFlat7.58 × 3.33 m

hardwood floor · combined w/dining · juliette balcony

DenFlat3.18 × 2.60 m

hardwood floor · separate room

Dining RoomFlat7.58 × 3.33 m

hardwood floor · combined w/living · open concept

KitchenFlat7.58 × 3.33 m

hardwood floor · combined w/dining · open concept

Our TakeTeam Asgarian · Broker
A small discount is typical
$544Klikely sale price

Listed at $559,900. Going by how homes in Church-Yonge Corridor have actually closed against their asking prices (about 97%, 141 local closings in 90 days), the likely sale price is near $544K, if it sells. A realistic range is $512K to $588K.

Independent value check: $553K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $514K and $581K).

Why $553K. The typical condo sold in Church-Yonge Corridor over the past year went for about $575K (592 sales). What sets this one apart:

  • ▲ Raises itIt is 700 to 799 sq ft; the typical home sold here is 600 to 699.
List price
$512KBelow recent closings$588KAbove recent closings

Total price vs nearby homes. Likely closing about $544K, from 141 recent closings in this pocket.

The market behind the math:

141sold nearby · 90 days
$568Kmedian sold price
96%of asking, on average
~29 dayshomes like this take to sell
18days on market so far
$2,896/moest. rent · 7 leases
6.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 56 condo apartment homes for sale in the area against 141 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $747/sqft against an area asking average of $886/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 141 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $531K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 9 homes sold in this building over the past year, from 500 closings in Church-Yonge Corridor.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$540kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $785/sqft; this home lists at $747/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
560kThis home538k599k549k515k500kThis home vs active comparables

Sold price trend

Median sold price for condos in Church-Yonge Corridor: $561K in September 2026, level with a year ago, on 585 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$590K50
November 2025$603K34
December 2025$543K40
January 2026$551K28
February 2026$524K40
March 2026$520K47
April 2026$595K60
May 2026$555K47
June 2026$615K64
July 2026$568K71
August 2026$598K48
September 2026$561K56

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$549K
Waterfront Communities C8
$554K
Kensington-Chinatown
$585K
Waterfront Communities C1
$610K
North St. James Town
$765K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Sr) School · Catholic secondary0.4 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary0.4 km · 98% at standard
Contact Alternative School School · Public secondary1.1 km
Lord Dufferin Junior and Senior Public School · Public elementary1.3 km · 55% at standard
Church Street Junior Public School · Public elementary1.3 km · 73% at standard
Native Learning Centre · Public secondary1.3 km
St Paul Catholic School · Catholic elementary1.3 km · 62% at standard
Orde Street Public School · Public elementary1.4 km · 76% at standard
Heydon Park Secondary School · Public secondary1.4 km · 8% at standard
Nelson Mandela Park Public School · Public elementary1.5 km · 47% at standard
Ogden Junior Public School · Public elementary1.5 km · 69% at standard
Jarvis Collegiate Institute · Public secondary1.5 km · 57% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,552/mo
$122KIncome needed
4.6×Price ÷ income
$589Weekly cost
$15,346Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,552Property tax $292Condo fee $627Total carry $3,471

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,477per month

Mortgage amount $447,920 · 4.49% over 25 years

$111,980Down payment (20.0%)
$447,920Loan before insurance
$0CMHC premium
$3,396Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,477
Property tax
$292
Condo / maintenance fees
$627
Heating
$0
Estimated monthly cost
$3,396

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,673
Toronto municipal land transfer tax
$7,673
Estimated closing costs
$15,346

Plus your down payment of $111,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,998/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$295,068Total interest paid
$742,988Total of all payments
Principal $447,920 Interest $295,068
YearPrincipalInterestBalance
1$9,996$19,724$437,924
2$10,450$19,270$427,475
3$10,924$18,796$416,551
4$11,420$18,300$405,131
5$11,938$17,781$393,192
6$12,481$17,239$380,712
7$13,047$16,672$367,665
8$13,640$16,080$354,025
9$14,259$15,461$339,766
10$14,906$14,813$324,860
11$15,583$14,136$309,277
12$16,291$13,429$292,986
13$17,030$12,689$275,956
14$17,804$11,916$258,153
15$18,612$11,108$239,541
16$19,457$10,263$220,084
17$20,340$9,379$199,743
18$21,264$8,456$178,479
19$22,229$7,490$156,250
20$23,239$6,481$133,012
21$24,294$5,426$108,718
22$25,397$4,323$83,321
23$26,550$3,170$56,771
24$27,755$1,964$29,016
25$29,016$704$0

At the end of your 5-year term

Total paid over the term
$148,598
Principal paid down
$54,728
Interest paid
$93,870
Balance remaining
$393,192

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 7 whole-home leases in Church-Yonge Corridor$2,896/mo
$34,752Gross annual rent
3.4%Cap rate after taxes and upkeep
$2,664 to $3,180Typical rent range
~15 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 7 whole-home leases in Church-Yonge Corridor signed at a median of $2,300 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,896. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.2%
Gross yield
− Property tax $3,507− Condo fees $7,519− Insurance $600− Vacancy & upkeep $3,823Net operating income $19,304

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.

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