3404-110 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13881332

$669,000
For Sale
Listed 10 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Welcome to this stunning 34th-floor 1+Den at X Condos, offering approximately 707 sq ft of bright, open-concept living with spectacular unobstructed southwest-facing...
  • Freshly painted throughout and move-in ready, this sun-filled suite features floor-to-ceiling windows, 9-ft smooth ceilings, hardwood flooring and a spacious private...
  • Enjoy world-class amenities including 24-hour concierge, indoor pool, gym, yoga studio, rooftop terrace, guest suites and visitor parking.

Welcome to this stunning 34th-floor 1+Den at X Condos, offering approximately 707 sq ft of bright, open-concept living with spectacular unobstructed southwest-facing city views. Freshly painted throughout and move-in ready, this sun-filled suite features floor-to-ceiling windows, 9-ft smooth ceilings, hardwood flooring and a spacious private balcony with breathtaking city views and sunsets. The upgraded kitchen features:B/I European Fridge , contemporary cabinetry, Caesarstone countertops and backsplash, plus a convenient pull-out dining table. Spacious primary bedroom with generous closet space and a versatile den ideal for a home office or nursery. Enjoy world-class amenities including 24-hour concierge, indoor pool, gym, yoga studio, rooftop terrace, guest suites and visitor parking. Unbeatable location steps to Yorkville, Bloor Street, U of T, ROM, UHN hospitals, Yonge-Bloor subway, Rosedale Valley trails and the DVP.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13881332
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
700-799 sq ft
Cross streets
Bloor/Jarvis
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$644/mo
Exposure
South West
Property tax
$3,529 / 2025
Days on market
10
Listing brokerage
LANDING REALTY INC.

Rooms

DenGround2.72 × 2.22 m

combined w/primary · hardwood floor · west view

Primary BedroomGround3.17 × 2.77 m

large closet · hardwood floor · combined w/den

KitchenGround5.04 × 2.13 m

open concept · hardwood floor · sw view

Dining RoomGround5.36 × 3.05 m

combined w/living · hardwood floor · w/o to balcony

Living RoomGround5.36 × 3.05 m

combined w/dining · hardwood floor · sw view

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$630kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $875/sqft; this home lists at $893/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
669kThis home665k675k599k649k560kThis home vs active comparables

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Kensington-Chinatown
$585K
Moss Park
$549K
Waterfront Communities C8
$554K
Waterfront Communities C1
$691K
Niagara
$727K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.3 km
Jarvis Collegiate Institute · Public secondary0.6 km · 57% at standard
Rose Avenue Junior Public School · Public elementary0.6 km · 46% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.6 km
Native Learning Centre · Public secondary0.7 km
Church Street Junior Public School · Public elementary0.7 km · 73% at standard
Rosedale Junior Public School · Public elementary0.8 km · 94% at standard
Winchester Junior and Senior Public School · Public elementary0.9 km · 76% at standard
St Joseph's College School · Catholic secondary1.0 km · 76% at standard
Rosedale Heights School of the Arts · Public secondary1.2 km · 80% at standard
St Martin Catholic School (St.Martin) · Catholic secondary1.3 km
Sprucecourt Junior Public School · Public elementary1.5 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,049/mo
$141KIncome needed
4.7×Price ÷ income
$704Weekly cost
$19,710Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $3,049Property tax $294Condo fee $644Total carry $3,987

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,959per month

Mortgage amount $535,200 · 4.49% over 25 years

$133,800Down payment (20.0%)
$535,200Loan before insurance
$0CMHC premium
$3,897Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,959
Property tax
$294
Condo / maintenance fees
$644
Heating
$0
Estimated monthly cost
$3,897

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,855
Toronto municipal land transfer tax
$9,855
Estimated closing costs
$19,710

Plus your down payment of $133,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,582/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$352,564Total interest paid
$887,764Total of all payments
Principal $535,200 Interest $352,564
YearPrincipalInterestBalance
1$11,943$23,567$523,257
2$12,486$23,025$510,771
3$13,053$22,458$497,718
4$13,645$21,865$484,073
5$14,265$21,246$469,808
6$14,912$20,598$454,896
7$15,590$19,921$439,307
8$16,297$19,213$423,009
9$17,037$18,473$405,972
10$17,811$17,700$388,161
11$18,620$16,891$369,541
12$19,465$16,046$350,077
13$20,349$15,162$329,728
14$21,273$14,238$308,455
15$22,239$13,272$286,217
16$23,248$12,262$262,968
17$24,304$11,207$238,665
18$25,407$10,103$213,257
19$26,561$8,950$186,696
20$27,767$7,744$158,930
21$29,028$6,483$129,902
22$30,346$5,165$99,557
23$31,723$3,787$67,833
24$33,164$2,347$34,669
25$34,669$841$0

At the end of your 5-year term

Total paid over the term
$177,553
Principal paid down
$65,392
Interest paid
$112,161
Balance remaining
$469,808

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.3%
Gross yield
− Property tax $3,529− Condo fees $7,731− Insurance $600− Vacancy & upkeep $3,168Net operating income $13,772

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LANDING REALTY INC.. MLS®/PropTx.

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