2509-110 Charles Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C14006712

$675,000
For Sale
Listed 6 days agoNo offer date stated
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1+1Bedrooms
1Bathrooms
1Parking
600-699Sq ft

About this home

In short

  • Welcome to X Condominiums, one of Toronto's most distinctive addresses, where sophisticated city living meets exceptional convenience.
  • Bathed in natural light, the open-concept principal rooms create a warm and inviting setting for everyday living and entertaining.
  • The spacious primary bedroom is a peaceful retreat with large windows and a large double closet, the versatile den is thoughtfully outfitted with a custom frosted...
  • Residents of X Condominiums enjoy an impressive collection of amenities, including a full-time concierge and outdoor pool.

Welcome to X Condominiums, one of Toronto's most distinctive addresses, where sophisticated city living meets exceptional convenience. This beautifully appointed one-bedroom plus large bedroom size den residence offers timeless interiors, thoughtful custom details and breathtaking west-facing views, all just moments from Bloor Street and Yorkville. Bathed in natural light, the open-concept principal rooms create a warm and inviting setting for everyday living and entertaining. Step outside to the private East-facing balcony and take in city views and morning sun-the perfect backdrop for summer mornings at home. At the heart of the suite, the modern kitchen is both stylish and functional, featuring stainless steel appliances, generous storage and a large centre island with a granite counters. The spacious primary bedroom is a peaceful retreat with large windows and a large double closet, the versatile den is thoughtfully outfitted with a custom frosted glass sliding door, making it ideal for a home office, nursery or second bedroom with simple addition of a closet. Residents of X Condominiums enjoy an impressive collection of amenities, including a full-time concierge and outdoor pool. Ideally situated just steps from public transit and within easy reach of Yorkville, the shops and restaurants of Bloor Street, the University of Toronto, the ROM, UHN and the Rosedale Valley, with convenient access to the DVP. A beautifully designed urban unit offering light, space, functionality and an exceptional downtown Toronto lifestyle. *All photos are virtually staged to provide context for furniture placement to potential buyers, unit is vacant.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14006712
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Bloor Street East & Ted Rogers Way
Parking
1 parking
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete, Aluminum Siding
Foundation
Poured Concrete
Roof
Flat
Maintenance
$638/mo
Exposure
East
Property tax
$3,507 / 2026
Days on market
6
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

DenMain3.36 × 2.34 m

hardwood floor · separate room

KitchenMain5.33 × 2.34 m

hardwood floor · open concept

DenFlat3.35 × 2.29 m

laminate · separate room · sliding doors

Living RoomFlat3.68 × 3.50 m

laminate · open concept · large window

Primary BedroomFlat2.76 × 2.59 m

laminate · double closet · large closet

Primary BedroomMain2.77 × 2.74 m

hardwood floor · w/o to balcony

KitchenFlat5.33 × 2.33 m

laminate · open concept · granite counters

Our TakeTeam Asgarian · Broker
A small discount is typical
$656Klikely sale price

Listed at $675,000. Going by how homes in Church-Yonge Corridor have actually closed against their asking prices (about 97%, 142 local closings in 90 days), the likely sale price is near $656K, if it sells. A realistic range is $618K to $709K.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$618KBelow recent closings$709KAbove recent closings

Total price vs nearby homes. Likely closing about $656K, from 142 recent closings in this pocket.

The market behind the math:

142sold nearby · 90 days
$571Kmedian sold price
97%of asking, on average
~30 dayshomes like this take to sell
6days on market so far
$2,797/moest. rent · 5 leases
5.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 57 condo apartment homes for sale in the area against 142 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,039/sqft against an area asking average of $881/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 142 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $598K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 15 homes sold in this building over the past year, from 500 closings in Church-Yonge Corridor.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$599kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $871/sqft; this home lists at $1,039/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
675kThis home665k669k549k599k515kThis home vs active comparables

Sold price trend

Median sold price for condos in Church-Yonge Corridor: $561K in September 2026, level with a year ago, on 585 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$590K50
November 2025$603K34
December 2025$543K40
January 2026$551K28
February 2026$524K40
March 2026$520K47
April 2026$595K60
May 2026$555K47
June 2026$615K64
July 2026$568K71
August 2026$598K48
September 2026$561K56

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

North St. James Town
$765K
Kensington-Chinatown
$585K
Waterfront Communities C8
$554K
Waterfront Communities C1
$610K
Niagara
$724K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 1.0 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Msgr Fraser College (Isabella Campus) · Catholic secondary0.3 km
Jarvis Collegiate Institute · Public secondary0.6 km · 57% at standard
Rose Avenue Junior Public School · Public elementary0.6 km · 46% at standard
St Martin Catholic School(OL of Lourdes · Catholic elementary0.6 km
Native Learning Centre · Public secondary0.7 km
Church Street Junior Public School · Public elementary0.7 km · 73% at standard
Rosedale Junior Public School · Public elementary0.8 km · 94% at standard
Winchester Junior and Senior Public School · Public elementary0.9 km · 76% at standard
St Joseph's College School · Catholic secondary1.0 km · 76% at standard
Rosedale Heights School of the Arts · Public secondary1.2 km · 80% at standard
St Martin Catholic School (St.Martin) · Catholic secondary1.3 km
Sprucecourt Junior Public School · Public elementary1.5 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,076/mo
$142KIncome needed
4.8×Price ÷ income
$710Weekly cost
$19,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $3,076Property tax $292Condo fee $638Total carry $4,007

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,986per month

Mortgage amount $540,000 · 4.49% over 25 years

$135,000Down payment (20.0%)
$540,000Loan before insurance
$0CMHC premium
$3,916Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,986
Property tax
$292
Condo / maintenance fees
$638
Heating
$0
Estimated monthly cost
$3,916

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,975
Toronto municipal land transfer tax
$9,975
Estimated closing costs
$19,950

Plus your down payment of $135,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,614/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$355,726Total interest paid
$895,726Total of all payments
Principal $540,000 Interest $355,726
YearPrincipalInterestBalance
1$12,051$23,779$527,949
2$12,598$23,231$515,352
3$13,170$22,659$502,182
4$13,768$22,061$488,415
5$14,393$21,436$474,022
6$15,046$20,783$458,976
7$15,729$20,100$443,246
8$16,443$19,386$426,803
9$17,190$18,639$409,613
10$17,971$17,858$391,642
11$18,787$17,042$372,856
12$19,640$16,190$353,216
13$20,531$15,298$332,685
14$21,463$14,366$311,222
15$22,438$13,391$288,784
16$23,457$12,372$265,327
17$24,522$11,307$240,805
18$25,635$10,194$215,170
19$26,799$9,030$188,371
20$28,016$7,813$160,355
21$29,288$6,541$131,067
22$30,618$5,211$100,449
23$32,008$3,821$68,442
24$33,461$2,368$34,980
25$34,980$849$0

At the end of your 5-year term

Total paid over the term
$179,145
Principal paid down
$65,978
Interest paid
$113,167
Balance remaining
$474,022

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Church-Yonge Corridor$2,797/mo
$33,564Gross annual rent
2.7%Cap rate after taxes and upkeep
$2,461 to $3,133Typical rent range
~15 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Church-Yonge Corridor signed at a median of $3,300 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,797. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.0%
Gross yield
− Property tax $3,507− Condo fees $7,657− Insurance $600− Vacancy & upkeep $3,692Net operating income $18,108

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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