44 Mitchell Avenue, Toronto, ON

Niagara, Toronto · MLS® C13830834

$899,000
For Sale
Listed 23 days agoNo offer date stated
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2Bedrooms
1Bathrooms
0Parking
700-1100Sq ft

About this home

In short

  • Fantastic opportunity to purchase 44 Mitchell Avenue a great condo alternative wuth a large yard and so much potential in one of Toronto's most sought-after...
  • This charming south-facing, 2-bedroom semi-detached bungalow features a bright interior and a beautiful deep backyard, making it an excellent investment, rental...
  • Ideally situated on a quiet street between the vibrant communities of Queen West and King West, you're just steps to Trinity Bellwoods Park, some of the city's best...
  • A rare opportunity for homeowners, investors, builders, and developers alike.

Fantastic opportunity to purchase 44 Mitchell Avenue a great condo alternative wuth a large yard and so much potential in one of Toronto's most sought-after neighbourhoods. This charming south-facing, 2-bedroom semi-detached bungalow features a bright interior and a beautiful deep backyard, making it an excellent investment, rental property, or place to call home while exploring future possibilities. Ideally situated on a quiet street between the vibrant communities of Queen West and King West, you're just steps to Trinity Bellwoods Park, some of the city's best restaurants, cafes, bars, galleries, boutiques, and theatres, with easy access to transit and the downtown core. A rare opportunity for homeowners, investors, builders, and developers alike.

Key facts

Property type
Semi-Detached, Bungalow
MLS®
C13830834
Bedrooms
2
Bathrooms
1
Size
700-1100 sq ft
Lot
20.57 × 90.61 ft
Cross streets
Mitchell And Niagara
Parking
0 parking
Driveway
Other
Basement
None
Heating
Baseboard
A/C
Window Unit(s)
Exterior
Brick
Foundation
Block
Roof
Shingles
Sewer
Sewer
Property tax
$6,199 / 2025
Days on market
23
Listing brokerage
ROYAL LEPAGE ESTATE REALTY

Rooms

KitchenMain4.61 × 2.87 m
Living RoomMain6.59 × 3.21 m
LaundryMain1.74 × 1.67 m
Bedroom 2Main2.84 × 2.57 m

Hardwood Floor

Primary BedroomMain3.48 × 2.57 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Niagara Street Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Niagara · asking prices
$1.62Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.

Per square foot, these ask about $1,121/sqft; this home lists at $999/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
899kThis home1.00M1.40M1.57M2.50MThis home vs active comparables

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

University
$1.75M
Palmerston-Little Italy
$1.68M
Annex
$2.07M
Wychwood
$1.14M
Corso Italia-Davenport
$899K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Niagara Street Junior Public School
82%
Niagara Street Junior Public SchoolPublic · Elementary · 0.1 km awayAbove the GTA average · 82% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Charles G Fraser Junior Public School · Public elementary0.4 km · 74% at standard
ALPHA Alternative Junior School · Public elementary0.8 km
Oasis Alternative Secondary School · Public secondary0.8 km
Givins/Shaw Junior Public School · Public elementary0.8 km · 81% at standard
Msgr Fraser College (Southwest) · Catholic secondary1.1 km
Ogden Junior Public School · Public elementary1.1 km · 69% at standard
Bishop Macdonell Catholic School · Catholic elementary1.2 km · 82% at standard
Jean Lumb Public School · Public elementary1.3 km · 73% at standard
Kensington Community School School Junior · Public elementary1.3 km · 97% at standard
Pope Francis Catholic School · Catholic elementary1.3 km · 67% at standard
City School · Public secondary1.3 km · 58% at standard
The Waterfront School · Public elementary1.3 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$177KIncome needed
5.1×Price ÷ income
$946Weekly cost
$28,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,097Property tax $517Total carry $4,614

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,493Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$517
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,493

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $6,199− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $7,887

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE ESTATE REALTY. MLS®/PropTx.

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