502-99 Cameron Street, Toronto, ON
Kensington-Chinatown, Toronto · MLS® C13840126
About this home
In short
- MORE SPACE TO LIVE, MORE FLEXIBILITY TO WORK, AND THE CITY RIGHT OUTSIDE YOUR DOOR.
- The Completely Renovated Kitchen And Bathrooms Bring A Fresh, Modern Feel, While New Hardwood Flooring Throughout The Main Living Areas Creates A Warm And Welcoming...
MORE SPACE TO LIVE, MORE FLEXIBILITY TO WORK, AND THE CITY RIGHT OUTSIDE YOUR DOOR. Welcome To 99 Cameron Street, Unit 502 - A Rare 1,273 Sq Ft, 3-Bedroom, 2-Bathroom Condo In The Heart Of Downtown Toronto's Chinatown. Designed For The Way Life Actually Happens, This Spacious Family-Sized Home Gives First-Time Buyers, Professional Couples And Downsizers Something That's Increasingly Hard To Find Downtown: Room To Live Without Giving Up Location. Imagine Starting Your Morning With Coffee At Home, Walking Out The Door And Having Toronto At Your Fingertips. Grab Your Favourite Lunch, Pick Up Groceries, Meet Friends For Dinner Or Hop On The Streetcar - All Without Planning Your Day Around A Car. Inside, The Thoughtfully Designed Layout Gives You Space To Spread Out, With Three Bedrooms Plus Three Flexible Dens That Can Adapt To Whatever This Chapter Of Life Requires. Create A Dedicated Home Office, Guest Room, Reading Nook, Hobby Space Or Bonus Bedroom - The Choice Is Yours. The Completely Renovated Kitchen And Bathrooms Bring A Fresh, Modern Feel, While New Hardwood Flooring Throughout The Main Living Areas Creates A Warm And Welcoming Space To Come Home To. For First-Time Buyers, This Is A Chance To Own A True Downtown Home With The Space To Grow Into. For Professional Couples, The Multiple Flexible Spaces Make Working From Home And Hosting Friends Easy. And For Downsizers, You Can Simplify Without Sacrificing The Space, Convenience And Energy Of City Living.Then There's The Location. The Streetcar Is Right At Your Front Door, Putting You Within Easy Reach Of The Best Of Downtown. Step Outside And You're Surrounded By The Energy Of Chinatown - Restaurants, Cafés, Shopping, Markets And Everyday Essentials - With The Rest Of Toronto Just Minutes Away. This Is More Than A Condo. It's A Spacious Downtown Home That Gives You The Freedom To Live, Work, Host And Enjoy The City On Your Own Terms.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C13840126
- Bedrooms
- 3+3 (6 total)
- Bathrooms
- 2
- Size
- 1200-1399 sq ft
- Cross streets
- Spadina / Dundas
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,142/mo
- Exposure
- East
- Property tax
- $3,652 / 2026
- Days on market
- 20
- Listing brokerage
- REAL BROKER ONTARIO LTD.
Rooms
large window · large closet
4 pc ensuite · large window · large closet
large window · closet
closet · window
open concept · stone counters · stainless steel appl
hardwood floor · w/o to balcony · combined w/dining
Pantry
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.
Per square foot, these ask about $689/sqft; this home lists at $535/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Kensington-Chinatown, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $556,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,074
- Property tax
- $304
- Condo / maintenance fees
- $1,142
- Heating
- $0
- Estimated monthly cost
- $4,521
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,375
- Toronto municipal land transfer tax
- $10,375
- Estimated closing costs
- $20,750
Plus your down payment of $139,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $184,453
- Principal paid down
- $67,933
- Interest paid
- $116,520
- Balance remaining
- $488,067
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.