14 Threadneedle Crescent, Toronto, ON

Hillcrest Village, Toronto · MLS® C13840234

$699,000
For Sale
Just listed todayNo offer date stated
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3Bedrooms
2Bathrooms
1Garage · 3 parking
700-1100Sq ft

About this home

BEING SOLD AS LAND VALUE ONLY AS IS WHERE IS!!!! Buyer and their agent to conduct their own due diligence before preparing an offer. Great location to build your dream home.

Key facts

Property type
Detached, Backsplit 3
MLS®
C13840234
Bedrooms
3
Bathrooms
2
Size
700-1100 sq ft
Lot
49.3 × 110.86 ft
Cross streets
Leslie St. And Finch Ave E
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,729 / 2025
Listing brokerage
HOMELIFE/ROMANO REALTY LTD.
Our TakeTeam Asgarian · Broker
A small discount is typical
$675Klikely sale price

Listed at $699,000. Going by how homes in Hillcrest Village and the wider GTA have actually closed against their asking prices (about 97%, 8 local closings in 90 days), the likely sale price is near $675K, if it sells. A realistic range is $633K to $761K.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% above the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: the home's condition, or an asking price set as a starting point for offers.

List price
$633KBelow recent closings$761KAbove recent closings

Total price vs nearby homes. Likely closing about $675K, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$1.17Mmedian sold price
95%of asking, on average
−11%prices vs a year ago
~12 dayshomes like this take to sell
$3,028/moest. rent · 10 leases
5.2%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 4.5 months of inventory: 12 detached homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $777/sqft against an area asking average of $778/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.01M. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Zion Heights Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($777/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Hillcrest Village, so I widened the search to the surrounding area.

Based on 8 comparable homes that sold in Hillcrest Village over the past two years, from 75 closings there.

What sellers nearby are askingCurrently listed nearby in Hillcrest Village · asking prices
$1.25Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.02M, which is where my estimate comes from.

Per square foot, these ask about $828/sqft; this home lists at $777/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
699kThis home999k1.38M1.10M1.22M1.55MThis home vs active comparables

Neighbourhood & location

Hillcrest Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

St. Andrew-Windfields
$8.80M
Tam O'Shanter-Sullivan
$1.17M
Willowdale West
$1.30M
Banbury-Don Mills
$2.12M
Danforth Village-East York
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Cresthaven Public School
75%
Cresthaven Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 75% meet the provincial standard
St. MatthiasEQAO results not published
Also nearby: 12 more schools within 2.5 km
Pineway Public School · Public elementary0.6 km · 48% at standard
Msgr Fraser College (Northeast) · Catholic secondary0.9 km
Cliffwood Public School · Public elementary1.0 km · 93% at standard
Steelesview Public School · Public elementary1.3 km · 85% at standard
Highland Middle School · Public elementary1.3 km · 88% at standard
Arbor Glen Public School · Public elementary1.5 km · 98% at standard
Hillmount Public School · Public elementary1.5 km · 89% at standard
Crestview Public School · Public elementary1.6 km · 69% at standard
Lester B Pearson Elementary School · Public elementary1.7 km · 92% at standard
Don Valley Middle School · Public elementary1.7 km · 87% at standard
Our Lady of Guadalupe Catholic School · Catholic elementary1.8 km
Seneca Hill Public School · Public elementary1.9 km · 92% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,186/mo
$147KIncome needed
4.7×Price ÷ income
$735Weekly cost
$20,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

83%mortgage
Mortgage $3,186Property tax $644Total carry $3,830

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,092per month

Mortgage amount $559,200 · 4.49% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$3,736Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,092
Property tax
$644
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,736

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Toronto municipal land transfer tax
$10,455
Estimated closing costs
$20,910

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,742/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,374Total interest paid
$927,574Total of all payments
Principal $559,200 Interest $368,374
YearPrincipalInterestBalance
1$12,479$24,624$546,721
2$13,046$24,057$533,675
3$13,638$23,465$520,038
4$14,257$22,846$505,781
5$14,904$22,199$490,876
6$15,581$21,522$475,295
7$16,289$20,814$459,006
8$17,028$20,075$441,978
9$17,801$19,302$424,177
10$18,610$18,493$405,567
11$19,455$17,648$386,113
12$20,338$16,765$365,775
13$21,261$15,842$344,514
14$22,227$14,876$322,287
15$23,236$13,867$299,051
16$24,291$12,812$274,761
17$25,394$11,709$249,367
18$26,547$10,556$222,820
19$27,752$9,351$195,069
20$29,012$8,091$166,057
21$30,329$6,774$135,727
22$31,706$5,397$104,021
23$33,146$3,957$70,875
24$34,651$2,452$36,224
25$36,224$879$0

At the end of your 5-year term

Total paid over the term
$185,515
Principal paid down
$68,324
Interest paid
$117,191
Balance remaining
$490,876

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 10 whole-home leases in Hillcrest Village$3,028/mo
$36,336Gross annual rent
3.3%Cap rate after taxes and upkeep
$2,786 to $3,322Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 10 whole-home leases in Hillcrest Village signed at a median of $3,579 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,028. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.2%
Gross yield
− Property tax $7,729− Insurance $1,400− Vacancy & upkeep $3,997Net operating income $23,210

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/ROMANO REALTY LTD.. MLS®/PropTx.

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