182 McNicoll Avenue, Toronto, ON

Hillcrest Village, Toronto · MLS® C13730522

$1,380,000
For Sale
Listed 7 days agoNo offer date stated
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3+2Bedrooms
2Bathrooms
2Garage · 6 parking
1100-1500Sq ft

About this home

In short

  • 50' X 154' lot in Prime North York neighborhood.
  • Functional backsplit style with 3+2 bedrooms and 2 bathrooms.
  • Perfect home for large family and added potential rental unit in the basement with its own separate side entrance: self-contained unit in the basement which contained...
  • This lovely home is modernized with 3/4" hardwood floor, modernized kitchen with granite counter, led ceiling lights, thermal windows, etc.
  • Double driveway for 4 vehicles + a double garage.

50' X 154' lot in Prime North York neighborhood. Stunning backsplit home located in the high rank school zone. Functional backsplit style with 3+2 bedrooms and 2 bathrooms. Perfect home for large family and added potential rental unit in the basement with its own separate side entrance: self-contained unit in the basement which contained 2 bedrooms, 3pc bathroom and 1 kitchen living space. This lovely home is modernized with 3/4" hardwood floor, modernized kitchen with granite counter, led ceiling lights, thermal windows, etc. Double driveway for 4 vehicles + a double garage. The subject property is only 950M away from the Seneca Polytechnic Newnham Campus, potential rental for campus students. 6 houses away from the TTC buses on Don Mills Road - easy access to Don Mills Station at Fairview Mall. Schools : A Y Jackson Secondary School (9 - 12); Hillmount Public School (JK - 5); Highland Middle School, Seneca Hill Public School. Steps to McNicoll Park.

Key facts

Property type
Detached, Backsplit 3
MLS®
C13730522
Bedrooms
3+2 (5 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
55 × 154 ft
Cross streets
Don Mills/McNicoll
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$6,890 / 2026
Days on market
7
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 4Basement3.63 × 2.53 m

laminate · window · 3 pc bath

Bedroom 2Upper2.92 × 2.84 m

hardwood floor · closet

Bedroom 3Upper2.97 × 2.80 m

hardwood floor · closet

KitchenMain2.97 × 2.68 m

modern kitchen · granite counters · window

Dining RoomMain2.90 × 2.80 m

hardwood floor · open concept · window

Dining RoomBasement0.00 × 0.00 m

laminate · combined w/kitchen

Primary BedroomUpper4.00 × 3.23 m

hardwood floor · closet · 4 pc bath

BreakfastMain2.68 × 2.54 m

porcelain floor · side door · window

KitchenBasement3.63 × 2.47 m

laminate · combined w/dining · double sink

LaundryBasement0.00 × 0.00 m

vinyl floor · window

Living RoomMain4.50 × 3.63 m

hardwood floor · led lighting · window

Bedroom 5Basement2.93 × 2.73 m

laminate · window · closet

Our TakeTeam Asgarian · Broker
In line
$1.29Mest. value

Listed at $1,380,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $1.29M, typically $1.16M to $1.42M. Comparable closings on their own put this home around $1.09M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.

Second read, from the city assessment: $1.10M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$1.16MBelow recent closings$1.42MAbove recent closings

Total price vs nearby homes. Fair value about $1.29M, median of 28 comparables.

The market behind the math:

6sold nearby · 90 days
$1.17Mmedian sold price
93%of asking, on average
−12%prices vs a year ago
~21 dayshomes like this take to sell
7days on market so far
$3,530/moest. rent · 16 leases
3.1%gross yield on the ask
Buyer's market
Buyer's marketSeller's market

About 5.5 months of inventory: 11 detached homes for sale in the area against 6 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,062/sqft against an area asking average of $821/sqft. Size and $/sqft both feed the estimate above.

  • Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Hillcrest Village: 23 of the 79 detached leases here lately were basement units, around $1,650 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

I take the 28 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $1.10M, a bit lower.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Hillmount Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Hillcrest Village, so I widened the search to the surrounding area.

Based on 28 comparable homes that sold in Hillcrest Village over the past two years, from 70 closings there.

What sellers nearby are askingCurrently listed nearby in Hillcrest Village · asking prices
$1.24Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.09M, which is where my estimate comes from.

Per square foot, these ask about $846/sqft; this home lists at $1,062/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 7 active listings nearby.

See all comparable homes
1.38MThis home1.25M1.09M1.29M999k1.55MThis home vs active comparables

Neighbourhood & location

Hillcrest Village, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$2.01M
Bedford Park-Nortown
$3.50M
Bridle Path-Sunnybrook-York Mills
$4.90M
Mount Pleasant East
$2.42M
Leaside
$3.55M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Hillmount Public School
89%
Hillmount Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 89% meet the provincial standard
St. MatthiasEQAO results not published
Also nearby: 12 more schools within 2.5 km
Cresthaven Public School · Public elementary0.7 km · 75% at standard
Cliffwood Public School · Public elementary0.8 km · 93% at standard
Msgr Fraser College (Northeast) · Catholic secondary1.0 km
Arbor Glen Public School · Public elementary1.1 km · 98% at standard
Seneca Hill Public School · Public elementary1.1 km · 92% at standard
Our Lady of Guadalupe Catholic School · Catholic elementary1.1 km
Don Valley Middle School · Public elementary1.2 km · 87% at standard
Zion Heights Middle School · Public elementary1.2 km · 93% at standard
Crestview Public School · Public elementary1.3 km · 69% at standard
Cherokee Public School · Public elementary1.4 km · 62% at standard
Pineway Public School · Public elementary1.6 km · 48% at standard
Divine Mercy Catholic School · Catholic elementary1.7 km · 61% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,290/mo
$261KIncome needed
5.3×Price ÷ income
$1,451Weekly cost
$48,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,290Property tax $574Total carry $6,864

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,952per month

Mortgage amount $1,104,000 · 4.24% over 25 years

$276,000Down payment (20.0%)
$1,104,000Loan before insurance
$0CMHC premium
$6,526Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,952
Property tax
$574
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,526

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,075
Toronto municipal land transfer tax
$24,075
Estimated closing costs
$48,150

Plus your down payment of $276,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$7,222/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$681,536Total interest paid
$1,785,536Total of all payments
Principal $1,104,000 Interest $681,536
YearPrincipalInterestBalance
1$25,508$45,914$1,078,492
2$26,601$44,821$1,051,892
3$27,741$43,681$1,024,151
4$28,929$42,492$995,222
5$30,169$41,253$965,053
6$31,462$39,960$933,592
7$32,810$38,612$900,782
8$34,215$37,206$866,566
9$35,682$35,740$830,885
10$37,211$34,211$793,674
11$38,805$32,616$754,869
12$40,468$30,954$714,401
13$42,202$29,220$672,200
14$44,010$27,411$628,190
15$45,896$25,526$582,294
16$47,863$23,559$534,431
17$49,913$21,508$484,518
18$52,052$19,369$432,465
19$54,283$17,139$378,183
20$56,609$14,813$321,574
21$59,034$12,387$262,540
22$61,564$9,858$200,976
23$64,202$7,220$136,774
24$66,953$4,469$69,822
25$69,822$1,600$0

At the end of your 5-year term

Total paid over the term
$357,107
Principal paid down
$138,947
Interest paid
$218,160
Balance remaining
$965,053

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 16 whole-home leases in Hillcrest Village$3,530/mo
$42,360Gross annual rent
2.1%Cap rate after taxes and upkeep
$3,327 to $3,823Typical rent range

The suite is real income here: basements rent in Hillcrest Village (23 of 79 recent detached leases were basement units, around $1,650 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,650 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 16 whole-home leases in Hillcrest Village signed at a median of $3,910 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,530. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.1%
Gross yield
− Property tax $6,890− Insurance $1,400− Vacancy & upkeep $4,660Net operating income $29,410

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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