20 Zircon Court, Toronto, ON
Hillcrest Village, Toronto · MLS® C14084894
About this home
In short
- A Rare Ravine Retreat in Prestigious Hillcrest Village! Welcome to 20 Zircon Court, a beautifully renovated detached home tucked away on a quiet cul-de-sac, situated...
- Offering over 2,700 sq. ft. of finished living space across three levels, this exceptional home combines modern elegance, privacy and outstanding versatility.
- Bright living and dining areas feature charming bay windows, while the finished basement offers a cozy recreation room, fireplace and additional bedroom.
- Relax in your private, tree-lined backyard overlooking the tranquil ravine.
- Enjoy nearby Don Valley trails for walking and cycling.Renovated, Ravine-Backing & Remarkably Versatile.
**A Rare Ravine Retreat in Prestigious Hillcrest Village!** Welcome to 20 Zircon Court, a beautifully renovated detached home tucked away on a quiet cul-de-sac, situated on a premium south-facing 60 x 110 ft lot backing onto a picturesque ravine. Offering over 2,700 sq. ft. of finished living space across three levels, this exceptional home combines modern elegance, privacy and outstanding versatility! Enjoy stylish upgrades throughout, including updated flooring, an elegant oak staircase, contemporary lighting and a stunning kitchen featuring quartz countertops, sleek cabinetry and stainless steel appliances.**Originally a 4-Bedroom Home!** The fourth upstairs bedroom was converted into a spacious 4-piece bathroom, offering enhanced comfort and functionality. Need four bedrooms? The upper level offers exciting potential to restore the original fourth bedroom, while the generously sized ensuite may be reconfigured into two separate bathrooms, subject to feasibility and approvals. A rare opportunity to customize the layout to suit your family's needs!Bright living and dining areas feature charming bay windows, while the finished basement offers a cozy recreation room, fireplace and additional bedroom. Relax in your private, tree-lined backyard overlooking the tranquil ravine. Complete with a glass-enclosed front porch, double-car garage and parking for four additional vehicles.Located near highly regarded A.Y. Jackson Secondary School and Cliffwood Public School, Seneca College, Fairview Mall, parks, transit and Highways 404/401. Enjoy nearby Don Valley trails for walking and cycling.**Renovated, Ravine-Backing & Remarkably Versatile! A Rare Opportunity in One of North York's Most Desirable Communities!**
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C14084894
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 60.06 × 97.84 ft
- Cross streets
- Leslie St/ Mcnicoll Ave
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Available
- Basement
- Finished
- Heating
- Baseboard
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Rolled
- Sewer
- Sewer
- Property tax
- $7,711 / 2026
- Listing brokerage
- CENTURY 21 PERCY FULTON LTD.
Listed at $1,499,000. Going by how homes in Hillcrest Village and the wider GTA have actually closed against their asking prices (about 96%, 12 local closings in 90 days), the likely sale price is near $1.44M, if it sells. A realistic range is $1.35M to $1.63M.
Independent value check: $1.40M. Without looking at the asking price, our model values the home itself about 7% below the ask (homes like it typically land between $1.31M and $1.46M).
Why $1.40M. The typical detached home sold in Hillcrest Village over the past year went for about $1.19M (43 sales). What sets this one apart:
- ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $7,711 a year; the typical home sold here pays about $6,900.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▲ Raises it slightly2 garage and 6 total parking spaces, against 1 and 4 typically.
Total price vs nearby homes. Likely closing about $1.44M, from 12 recent closings in this pocket.
The market behind the math:
About 2 months of inventory: 8 detached homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $857/sqft against an area asking average of $912/sqft.
- Ravine / green setting. This home is described as backing onto a ravine or green setting. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 12 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.24M. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Schools & getting aroundcatchment and transit
On schools, this address is zoned for Cliffwood Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($857/sqft) is below the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Hillcrest Village, so I widened the search to the surrounding area.
Based on 12 comparable homes that sold in Hillcrest Village over the past two years, from 77 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.40M, which is where my estimate comes from.
Per square foot, these ask about $842/sqft; this home lists at $857/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,361 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.25M | 739 |
| November 2025 | $1.21M | 596 |
| December 2025 | $1.14M | 384 |
| January 2026 | $1.20M | 285 |
| February 2026 | $1.23M | 453 |
| March 2026 | $1.34M | 580 |
| April 2026 | $1.31M | 776 |
| May 2026 | $1.30M | 861 |
| June 2026 | $1.25M | 772 |
| July 2026 | $1.17M | 684 |
| August 2026 | $1.19M | 552 |
| September 2026 | $1.20M | 679 |
Neighbourhood & location
Hillcrest Village, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.
Mortgage amount $1,199,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,631
- Property tax
- $643
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,273
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,455
- Toronto municipal land transfer tax
- $26,455
- Estimated closing costs
- $52,910
Plus your down payment of $299,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $397,835
- Principal paid down
- $146,520
- Interest paid
- $251,315
- Balance remaining
- $1,052,680
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 9 whole-home leases in Hillcrest Village signed at a median of $3,468 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,761. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PERCY FULTON LTD.. MLS®/PropTx.