721-77 Shuter Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C13845802

$799,900
For Sale
Listed 18 days agoNo offer date stated
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1Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

In short

  • Rarely Offered 2-Storey Corner Loft In The Heart Of Downtown Toronto, Offering Approximately 750 Sq.
  • Of Total Living Space Plus A Private Balcony, Along With 1 EV Parking Space And A Locker.
  • This Unique Multi-Level 1-Bedroom Residence Features 1.5 Bathrooms And A Bright, Dramatic Living Space With Soaring 18-Foot Ceilings And Expansive Floor-To-Ceiling...
  • The Open-Concept Main Level Is Designed For Both Everyday Living And Entertaining, Featuring A Sleek Modern Kitchen With Built-In Appliances, Contemporary Cabinetry...
  • Upstairs, The Spacious Bedroom Retreat Offers Extended Living Space, A Generous Closet And A Modern Bathroom With Heated Floors.

Rarely Offered 2-Storey Corner Loft In The Heart Of Downtown Toronto, Offering Approximately 750 Sq. Ft. Of Total Living Space Plus A Private Balcony, Along With 1 EV Parking Space And A Locker. This Unique Multi-Level 1-Bedroom Residence Features 1.5 Bathrooms And A Bright, Dramatic Living Space With Soaring 18-Foot Ceilings And Expansive Floor-To-Ceiling Windows That Fill The Home With Natural Light.The Open-Concept Main Level Is Designed For Both Everyday Living And Entertaining, Featuring A Sleek Modern Kitchen With Built-In Appliances, Contemporary Cabinetry And A Centre Island With Additional Workspace And Seating. Automatic Roller Blinds Throughout Provide Added Privacy And Convenience.Upstairs, The Spacious Bedroom Retreat Offers Extended Living Space, A Generous Closet And A Modern Bathroom With Heated Floors. Ensuite Laundry Adds To The Comfort And Functionality Of This Well-Designed Urban Home.Ideally Located At 77 Shuter Street, Just Steps From Toronto Metropolitan University, The Eaton Centre, Queen And Dundas Subway Stations, Streetcar Routes, Restaurants, Cafés, Parks And Some Of Downtown Toronto's Best Shopping And Entertainment. A Rare Opportunity To Own A Distinctive Corner Loft Combining Dramatic Architecture, Modern Finishes And Exceptional Downtown Convenience.

Key facts

Property type
Condo Apartment, Loft
MLS®
C13845802
Bedrooms
1
Bathrooms
2 (1 half)
Size
700-799 sq ft
Cross streets
Church St & Shuter St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$566/mo
Exposure
North West
Property tax
$3,422 / 2026
Days on market
18
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Living RoomMain3.90 × 4.20 m

w/o to balcony · laminate · window floor to ceiling

Dining RoomMain3.90 × 4.20 m

Combined w/Living

Primary BedroomSecond3.30 × 2.64 m

closet · 3 pc ensuite

KitchenMain3.23 × 2.92 m

open concept · centre island · b/i appliances

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Church-Yonge Corridor · asking prices
$619kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $887/sqft; this home lists at $1,067/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
800kThis home595k520k780k499k699kThis home vs active comparables

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Moss Park
$495K
Waterfront Communities C8
$525K
Kensington-Chinatown
$578K
Waterfront Communities C1
$699K
Niagara
$631K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 55% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St Michael's Choir (Jr) School · Catholic elementary0.2 km · 98% at standard
St Michael's Choir (Sr) School · Catholic secondary0.2 km · 98% at standard
Downtown Alternative School · Public elementary0.9 km
St Michael Catholic School · Catholic elementary0.9 km · 67% at standard
Market Lane Junior and Senior Public School · Public elementary1.0 km · 74% at standard
Church Street Junior Public School · Public elementary1.0 km · 73% at standard
Native Learning Centre · Public secondary1.0 km
Jarvis Collegiate Institute · Public secondary1.2 km · 57% at standard
Contact Alternative School School · Public secondary1.2 km
St Martin Catholic School(OL of Lourdes · Catholic elementary1.2 km
Nelson Mandela Park Public School · Public elementary1.2 km · 47% at standard
Our Lady of Lourdes Catholic School · Catholic elementary1.3 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,646/mo
$162KIncome needed
4.9×Price ÷ income
$841Weekly cost
$24,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

81%mortgage
Mortgage $3,646Property tax $285Condo fee $566Total carry $4,497

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,538per month

Mortgage amount $639,920 · 4.49% over 25 years

$159,980Down payment (20.0%)
$639,920Loan before insurance
$0CMHC premium
$4,389Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,538
Property tax
$285
Condo / maintenance fees
$566
Heating
$0
Estimated monthly cost
$4,389

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,473
Toronto municipal land transfer tax
$12,473
Estimated closing costs
$24,946

Plus your down payment of $159,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,282/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,548Total interest paid
$1,061,468Total of all payments
Principal $639,920 Interest $421,548
YearPrincipalInterestBalance
1$14,280$28,178$625,640
2$14,929$27,530$610,711
3$15,606$26,852$595,105
4$16,315$26,144$578,789
5$17,056$25,403$561,734
6$17,830$24,628$543,903
7$18,640$23,819$525,263
8$19,486$22,973$505,777
9$20,371$22,088$485,406
10$21,296$21,163$464,111
11$22,263$20,196$441,848
12$23,274$19,185$418,574
13$24,330$18,128$394,244
14$25,435$17,024$368,809
15$26,590$15,869$342,219
16$27,797$14,662$314,422
17$29,059$13,400$285,363
18$30,379$12,080$254,984
19$31,758$10,701$223,226
20$33,200$9,259$190,027
21$34,707$7,751$155,319
22$36,283$6,176$119,036
23$37,930$4,528$81,106
24$39,653$2,806$41,453
25$41,453$1,006$0

At the end of your 5-year term

Total paid over the term
$212,294
Principal paid down
$78,186
Interest paid
$134,107
Balance remaining
$561,734

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $3,422− Condo fees $6,792− Insurance $600− Vacancy & upkeep $3,168Net operating income $14,818

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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