231 Heath Street, Toronto, ON

Rosedale-Moore Park, Toronto · MLS® C13845870

$2,225,000
For Sale
Listed 18 days agoNo offer date stated
3+1Bedrooms
2Bathrooms
1Parking
1500-2000Sq ft

About this home

In short

  • Welcome to 231 Heath Street East, a beautifully renovated detached home set on a generous 25 x 140 foot lot in leafy Moore Park.
  • A large covered front porch opens to bright and inviting interiors with engineered hardwood floors, generous principal rooms and an open concept living and dining...
  • Enjoy nearby ravine trails, parks, highly rated public and private schools (OLPH & Deer Park) and more.

Welcome to 231 Heath Street East, a beautifully renovated detached home set on a generous 25 x 140 foot lot in leafy Moore Park. A large covered front porch opens to bright and inviting interiors with engineered hardwood floors, generous principal rooms and an open concept living and dining area anchored by a classic wood burning fireplace. The brand new kitchen features abundant cabinetry, excellent counter space, a centre island and premium appliances, while the spacious rear family room is filled with natural light and opens directly to a large deck and expansive south backyard, ideal for everyday living and entertaining. A welcoming and spacious entry, plus convenient coat closet complete the main floor. The second floor offers three well proportioned bedrooms, including a generous primary bedroom with Juliette balcony, plus a stylish four piece bathroom. The finished lower level adds valuable flexibility with an additional bedroom, recreation room or home office, a three piece bathroom, laundry and a separate side entrance. Licensed front pad parking completes this inviting home in one of Toronto's most sought after neighbourhoods. Enjoy nearby ravine trails, parks, highly rated public and private schools (OLPH & Deer Park) and more. A short walk to the shops, cafes and restaurants at Yonge and St. Clair, with convenient access to transit and downtown.

Key facts

Property type
Detached, 2-Storey
MLS®
C13845870
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1500-2000 sq ft
Lot
25 × 140 ft
Cross streets
Mt.Pleasant & St.Clair
Parking
1 parking
Driveway
Front Yard Parking, Mutual
Basement
Finished
Heating
Water
A/C
Wall Unit(s)
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,934 / 2026
Days on market
18
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM

Rooms

KitchenMain4.75 × 2.77 m

updated · combined w/family · centre island

Utility RoomLower2.94 × 2.36 m
RecreationLower4.59 × 2.76 m
Bedroom 2Second4.29 × 2.46 m

hardwood floor · closet · large window

Bedroom 3Second3.07 × 2.74 m

hardwood floor · closet · large window

Living RoomMain0.33 × 0.30 m

fireplace · hardwood floor

Dining RoomMain4.63 × 2.62 m

hardwood floor · combined w/living · 2 pc ensuite

Primary BedroomSecond3.70 × 3.70 m

juliette balcony · hardwood floor · closet

Bedroom 4Lower3.87 × 2.46 m

B/I Closet

Family RoomMain4.81 × 4.60 m

combined w/kitchen · w/o to deck · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for North Toronto Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

Rosedale-Moore Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Leaside
$2.15M
Woodbine-Lumsden
$949K
Banbury-Don Mills
$5.50M
Willowdale East
$2.29M
Bayview Village
$1.60M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Deer Park Junior and Senior Public School
84%
Deer Park Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayHigher-rated than most nearby · 84% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Whitney Junior Public School · Public elementary0.7 km · 94% at standard
Hodgson Middle School · Public elementary1.0 km · 76% at standard
Davisville Junior Public School · Public elementary1.2 km · 86% at standard
Spectrum Alternative Senior School · Public elementary1.2 km
Bennington Heights Elementary School · Public elementary1.3 km · 80% at standard
Maurice Cody Junior Public School · Public elementary1.5 km · 90% at standard
Brown Junior Public School · Public elementary1.6 km · 86% at standard
Cottingham Junior Public School · Public elementary1.6 km · 100% at standard
Rosedale Junior Public School · Public elementary1.6 km · 94% at standard
Rolph Road Elementary School · Public elementary1.7 km · 88% at standard
St Anselm Catholic School · Catholic elementary1.8 km · 90% at standard
Eglinton Junior Public School · Public elementary1.9 km · 70% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$10,141/mo
$418KIncome needed
5.3×Price ÷ income
$2,340Weekly cost
$84,200Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $10,141Property tax $911Total carry $11,052

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,842per month

Mortgage amount $1,780,000 · 4.49% over 25 years

$445,000Down payment (20.0%)
$1,780,000Loan before insurance
$0CMHC premium
$10,753Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,842
Property tax
$911
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,753

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$42,100
Toronto municipal land transfer tax
$42,100
Estimated closing costs
$84,200

Plus your down payment of $445,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$11,912/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,172,578Total interest paid
$2,952,578Total of all payments
Principal $1,780,000 Interest $1,172,578
YearPrincipalInterestBalance
1$39,722$78,381$1,740,278
2$41,526$76,578$1,698,752
3$43,411$74,692$1,655,341
4$45,382$72,721$1,609,959
5$47,443$70,661$1,562,517
6$49,597$68,506$1,512,920
7$51,849$66,255$1,461,072
8$54,203$63,900$1,406,869
9$56,664$61,439$1,350,205
10$59,236$58,867$1,290,969
11$61,926$56,177$1,229,043
12$64,738$53,365$1,164,305
13$67,677$50,426$1,096,628
14$70,750$47,353$1,025,878
15$73,962$44,141$951,916
16$77,320$40,783$874,596
17$80,831$37,272$793,765
18$84,501$33,602$709,264
19$88,338$29,765$620,926
20$92,349$25,754$528,578
21$96,542$21,561$432,036
22$100,925$17,178$331,111
23$105,507$12,596$225,604
24$110,298$7,805$115,306
25$115,306$2,797$0

At the end of your 5-year term

Total paid over the term
$590,516
Principal paid down
$217,483
Interest paid
$373,032
Balance remaining
$1,562,517

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $10,934− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $21,308

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES HEAPS ESTRIN TEAM. MLS®/PropTx.

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