2015-1 Concord Cityplace Way, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13864432

$525,000
For Sale
Listed 13 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
0-499Sq ft

About this home

In short

  • Welcome to Concord Canada House, Where Luxury Meets An Unbeatable Downtown Lifestyle.
  • This Sophisticated 1-Bedroom Residence Showcases High-End Finishes, Floor-To-Ceiling Windows And A Sleek Kitchen With Integrated Miele Appliances And Contemporary...
  • Step Onto The Beautifully Finished Balcony Featuring A Built-In Radiant Heater For Extended Seasonal Enjoyment.
  • Enjoy World-Class Amenities Including The 71st-Floor SkyGym, 82nd-Floor SkyLounge, Indoor Pool, Hot Tub, Sauna, Steam Rooms, Elegant Lounges, Event Kitchen, Guest...

Welcome to Concord Canada House, Where Luxury Meets An Unbeatable Downtown Lifestyle. This Sophisticated 1-Bedroom Residence Showcases High-End Finishes, Floor-To-Ceiling Windows And A Sleek Kitchen With Integrated Miele Appliances And Contemporary Cabinetry. Step Onto The Beautifully Finished Balcony Featuring A Built-In Radiant Heater For Extended Seasonal Enjoyment. Enjoy World-Class Amenities Including The 71st-Floor SkyGym, 82nd-Floor SkyLounge, Indoor Pool, Hot Tub, Sauna, Steam Rooms, Elegant Lounges, Event Kitchen, Guest Suites, Exceptional Location Just Steps To The CN Tower, Rogers Centre, The Well, Union Station, Scotiabank Arena, Financial District And Waterfront. Luxury Downtown Living At Its Finest.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13864432
Bedrooms
1
Bathrooms
1
Size
0-499 sq ft
Cross streets
Concord Cityplace Wy/Navy Wharf Ct
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$373/mo
Exposure
North
Days on market
13
Listing brokerage
STARHOME REALTY INC
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$496kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,987/sqft; this home lists at $2,104/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
525kThis home525k500k500k499k455kThis home vs active comparables

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Kensington-Chinatown
$578K
Niagara
$631K
Waterfront Communities C8
$538K
Moss Park
$495K
Mount Pleasant West
$679K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
The Waterfront School · Public elementary0.7 km · 74% at standard
Oasis Alternative Secondary School · Public secondary0.7 km
ALPHA Alternative Junior School · Public elementary0.7 km
Ogden Junior Public School · Public elementary1.0 km · 69% at standard
St Mary Catholic School · Catholic elementary1.2 km · 64% at standard
Niagara Street Junior Public School · Public elementary1.4 km · 82% at standard
Contact Alternative School School · Public secondary1.4 km
Ryerson Community School Junior Senior · Public elementary1.4 km · 52% at standard
Heydon Park Secondary School · Public secondary1.6 km · 8% at standard
Charles G Fraser Junior Public School · Public elementary1.7 km · 74% at standard
Beverley School · Public elementary1.7 km
Subway Academy II · Public secondary1.7 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,393/mo
$113KIncome needed
4.7×Price ÷ income
$552Weekly cost
$13,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,393Estimated property tax $328Condo fee $373Total carry $3,094

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,322per month

Mortgage amount $420,000 · 4.49% over 25 years

$105,000Down payment (20.0%)
$420,000Loan before insurance
$0CMHC premium
$3,023Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,322
Estimated property tax
$328
Condo / maintenance fees
$373
Heating
$0
Estimated monthly cost
$3,023

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,975
Toronto municipal land transfer tax
$6,975
Estimated closing costs
$13,950

Plus your down payment of $105,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,811/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$276,676Total interest paid
$696,676Total of all payments
Principal $420,000 Interest $276,676
YearPrincipalInterestBalance
1$9,373$18,494$410,627
2$9,798$18,069$400,829
3$10,243$17,624$390,586
4$10,708$17,159$379,878
5$11,194$16,673$368,684
6$11,703$16,164$356,981
7$12,234$15,633$344,747
8$12,789$15,078$331,958
9$13,370$14,497$318,588
10$13,977$13,890$304,611
11$14,612$13,255$289,999
12$15,275$12,592$274,724
13$15,969$11,898$258,755
14$16,694$11,173$242,061
15$17,452$10,415$224,609
16$18,244$9,623$206,365
17$19,072$8,795$187,293
18$19,938$7,929$167,354
19$20,844$7,023$146,511
20$21,790$6,077$124,721
21$22,779$5,088$101,941
22$23,814$4,053$78,127
23$24,895$2,972$53,232
24$26,025$1,842$27,207
25$27,207$660$0

At the end of your 5-year term

Total paid over the term
$139,335
Principal paid down
$51,316
Interest paid
$88,019
Balance remaining
$368,684

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $3,675− Condo fees $4,476− Insurance $600− Vacancy & upkeep $3,036Net operating income $15,813

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of STARHOME REALTY INC. MLS®/PropTx.

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