27 Christine Crescent, Toronto, ON

Willowdale West, Toronto · MLS® C13866168

$1,739,000
For Sale
Listed 13 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
2Garage · 8 parking
1500-2000Sq ft

About this home

In short

  • This is not your typical renovation.
  • Tucked away on a generous 55-ft-wide Ravine lot on prestigious Christine Crescent, this oversized sidesplit has been extensively renovated to the studs.
  • A sun-soaked family room extension overlooks the Ravine, while the brand-new modern kitchen features Bosch stainless steel appliances and plenty of space for everyday...
  • The primary bedroom is its own private getaway with a balcony overlooking the ravine, generous closet space and a beautifully renovated bathroom.
  • Outside, enjoy a large, private ravine backyard plus a rarely offered attached double-car garage with direct interior access.

This is not your typical renovation! Tucked away on a generous 55-ft-wide Ravine lot on prestigious Christine Crescent, this oversized sidesplit has been extensively renovated to the studs! Electrical, plumbing, insulation, windows, roof, kitchen, bathrooms - you name it, it's been done. Thoughtfully redesigned with functionality and comfort in mind. A sun-soaked family room extension overlooks the Ravine, while the brand-new modern kitchen features Bosch stainless steel appliances and plenty of space for everyday living and entertaining. The primary bedroom is its own private getaway with a balcony overlooking the ravine, generous closet space and a beautifully renovated bathroom. Step down to an incredibly versatile walkout level with direct backyard access - perfect for a home office, additional family room or study. Outside, enjoy a large, private ravine backyard plus a rarely offered attached double-car garage with direct interior access. Downstairs, a newly created walk-up entrance provides the flexibility to use the private, self-contained suite for in-laws, multi-generational living or additional income, without sacrificing the entire basement from the main home. Steps to Hinder Property/Earl Bales Ravine System and its extensive walking and biking trail network. Quick walk to the #7 Bathurst and #84 Sheppard buses, connecting to Sheppard West and Yonge-Sheppard Stations. This is your turnkey new product in a manageable space that simply can't be replicated!

Key facts

Property type
Detached, Sidesplit 4
MLS®
C13866168
Bedrooms
4+1 (5 total)
Bathrooms
4
Size
1500-2000 sq ft
Lot
55 × 122.66 ft
Cross streets
Ellerslie/Bathurst/Senlac
Parking
2 garage · 8 parking (built-in)
Driveway
Private Double
Basement
Finished, Separate Entrance
Kitchens
3 (1 + 2)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,722 / 2026
Days on market
13
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY

Rooms

FoyerMain2.24 × 4.82 m

Large Closet

Living RoomMain5.39 × 3.98 m

hardwood floor · pot lights · overlooks frontyard

Dining RoomMain3.59 × 3.37 m

hardwood floor · skylight · overlooks living

Bedroom 2Upper3.95 × 2.88 m

hardwood floor · large closet · picture window

BedroomGround3.86 × 3.49 m

hardwood floor · w/o to patio · 3 pc bath

KitchenLower4.78 × 3.43 m

laminate · stainless steel appl · combined w/living

Bedroom 3Upper3.95 × 2.90 m

hardwood floor · large closet · picture window

Primary BedroomUpper4.17 × 3.86 m

hardwood floor · 3 pc ensuite · walk-in closet(s)

KitchenLower4.99 × 2.75 m

laminate · above grade window

KitchenMain4.26 × 3.67 m

family size kitchen · breakfast bar · overlooks ravine

BedroomLower3.43 × 2.75 m

hardwood floor · large closet · above grade window

FoyerLower3.47 × 1.52 m

laminate · large closet · combined w/laundry

Family RoomMain4.58 × 3.76 m

hardwood floor · w/o to patio · overlooks ravine

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Willowdale Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Willowdale West · asking prices
$1.78Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,095/sqft; this home lists at $994/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.74MThis home1.60M1.55M1.45M1.60M2.70MThis home vs active comparables

Neighbourhood & location

Willowdale West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$2.29M
Bayview Village
$1.60M
Banbury-Don Mills
$5.50M
Leaside
$2.15M
Steeles
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Yorkview Public School
52%
Yorkview Public SchoolPublic · Elementary · 1.0 km awayBelow the GTA average · 52% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Churchill Public School · Public elementary1.1 km · 83% at standard
Cameron Public School · Public elementary1.6 km · 81% at standard
St Robert Catholic School · Catholic elementary1.7 km · 74% at standard
Dublin Heights Elementary and Middle School · Public elementary1.8 km · 68% at standard
Charles H Best Junior and Middle School · Public elementary1.8 km · 49% at standard
Wilmington Elementary School · Public elementary2.0 km · 67% at standard
St Cyril Catholic School · Catholic elementary2.2 km · 90% at standard
Cardinal Carter Academy for the Arts · Catholic secondary2.2 km · 92% at standard
Cardinal Carter ES · Catholic elementary2.2 km
St Edward Catholic School · Catholic elementary2.2 km · 89% at standard
Claude Watson School for the Arts · Public elementary2.2 km · 96% at standard
William Lyon Mackenzie Collegiate Institute · Public secondary2.3 km · 84% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$7,926/mo
$325KIncome needed
5.3×Price ÷ income
$1,829Weekly cost
$62,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,926Property tax $644Total carry $8,569

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,692per month

Mortgage amount $1,391,200 · 4.49% over 25 years

$347,800Down payment (20.0%)
$1,391,200Loan before insurance
$0CMHC premium
$8,336Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,692
Property tax
$644
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,336

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$31,255
Toronto municipal land transfer tax
$31,255
Estimated closing costs
$62,510

Plus your down payment of $347,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,310/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$916,455Total interest paid
$2,307,655Total of all payments
Principal $1,391,200 Interest $916,455
YearPrincipalInterestBalance
1$31,046$61,261$1,360,154
2$32,455$59,851$1,327,699
3$33,929$58,377$1,293,770
4$35,469$56,837$1,258,301
5$37,080$55,226$1,221,221
6$38,763$53,543$1,182,458
7$40,523$51,783$1,141,934
8$42,363$49,943$1,099,571
9$44,287$48,019$1,055,284
10$46,298$46,009$1,008,987
11$48,400$43,907$960,587
12$50,597$41,709$909,990
13$52,895$39,412$857,095
14$55,296$37,010$801,799
15$57,807$34,499$743,992
16$60,431$31,875$683,561
17$63,175$29,131$620,385
18$66,044$26,262$554,342
19$69,042$23,264$485,299
20$72,177$20,129$413,122
21$75,454$16,852$337,668
22$78,880$13,426$258,787
23$82,462$9,844$176,326
24$86,206$6,100$90,120
25$90,120$2,186$0

At the end of your 5-year term

Total paid over the term
$461,531
Principal paid down
$169,979
Interest paid
$291,552
Balance remaining
$1,221,221

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $7,722− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $24,520

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

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