132 York Mills Road, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13871872

$2,995,000
For Sale
Just listed todayNo offer date stated
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4+1Bedrooms
6Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • A rare opportunity in prestigious York Mills: a beautifully maintained and extensively upgraded detached home on a generous 50' x 125' lot.
  • Thoughtful improvements enhance comfort, style and everyday function, including a newly redone driveway (2022-24) with easy access, turnaround and generous parking...
  • The renovated main-floor family room (2021) features a stone feature wall, electric fireplace, built-ins and an added centre window for abundant natural light.
  • The primary ensuite and basement were also renovated in 2021, while all second-floor bedrooms and bathrooms were freshly painted in 2026.
  • South-facing triple-pane windows (2024), upgraded attic/roof insulation (2021), new furnace and air conditioning (2021), and updated lighting (2026) provide added...

A rare opportunity in prestigious York Mills: a beautifully maintained and extensively upgraded detached home on a generous 50' x 125' lot. Thoughtful improvements enhance comfort, style and everyday function, including a newly redone driveway (2022-24) with easy access, turnaround and generous parking; new landscaping, privacy hedging, rebuilt front steps, refreshed porch, stone walkways, and new front and rear doors. The renovated main-floor family room (2021) features a stone feature wall, electric fireplace, built-ins and an added centre window for abundant natural light. The primary ensuite and basement were also renovated in 2021, while all second-floor bedrooms and bathrooms were freshly painted in 2026. South-facing triple-pane windows (2024), upgraded attic/roof insulation (2021), new furnace and air conditioning (2021), and updated lighting (2026) provide added comfort and efficiency. The private backyard extends the living space with a new deck, gazebo, shed and basketball court, which can be converted to a hockey rink in winter. The basketball hoop, removable court tiles and protective netting are all included, offering exceptional added value for year-round recreation. Ideally located in the sought-after Bridle Path-Sunnybrook-York Mills area, close to York Mills Subway, TTC, shopping, parks, schools, the Granite Club and major highways. A truly special home offering substantial improvements, exceptional functionality and outstanding value.

Key facts

Property type
Detached, 2-Storey
MLS®
C13871872
Bedrooms
4+1 (5 total)
Bathrooms
6 (1 half)
Size
3000-3500 sq ft
Lot
50 × 125 ft
Cross streets
Bayview/York Mills/Yonge/
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Other
Roof
Other
Sewer
Sewer
Property tax
$15,561 / 2026
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

KitchenMain4.90 × 4.25 m

combined w/family · marble floor · w/o to garden

OtherBasement3.05 × 3.33 m

unfinished · window

LaundryMain2.53 × 3.06 m

laundry sink · marble floor · access to garage

RecreationBasement8.53 × 7.01 m

3 pc bath · broadloom · above grade window

Bedroom 3Second4.27 × 3.43 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Living RoomMain7.62 × 3.35 m

hardwood floor · combined w/dining · large window

Bedroom 4Second4.96 × 3.45 m

hardwood floor · 3 pc ensuite · walk-in closet(s)

Dining RoomMain7.62 × 3.35 m

hardwood floor · combined w/living · large window

Family RoomMain4.94 × 5.15 m

combined w/kitchen · hardwood floor · stone fireplace

LibraryMain3.05 × 3.35 m

hardwood floor · california shutters · b/i shelves

Bedroom 2Second5.15 × 3.40 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

BedroomBasement4.90 × 3.66 m

above grade window · renovated · closet

Primary BedroomSecond5.79 × 4.50 m

hardwood floor · 6 pc ensuite · walk-in closet(s)

Our TakeTeam Asgarian · Broker
A small discount is typical
$2.89Mlikely sale price

Listed at $2,995,000. Going by how homes in St. Andrew-Windfields and the wider GTA have actually closed against their asking prices (about 96%, 25 local closings in 90 days), the likely sale price is near $2.89M, if it sells. A realistic range is $2.70M to $3.25M.

Independent value check: $2.68M. Without looking at the asking price, our model values the home itself about 11% below the ask (homes like it typically land between $2.51M and $2.81M).

Why $2.68M. The typical detached home sold in St. Andrew-Windfields over the past year went for about $2.50M (93 sales). What sets this one apart:

  • ▲ Raises it slightly4+1 bedrooms and 6 baths, against 4+1 and 5 typically.
List price
$2.70MBelow recent closings$3.25MAbove recent closings

Total price vs nearby homes. Likely closing about $2.89M, from 25 recent closings in this pocket.

The market behind the math:

25sold nearby · 90 days
$2.41Mmedian sold price
95%of asking, on average
−17%prices vs a year ago
~48 dayshomes like this take to sell
$5,718/moest. rent · 41 leases
2.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.7 months of inventory: 14 detached homes for sale in the area against 25 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $922/sqft against an area asking average of $1,096/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 25 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.52M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($922/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 25 comparable homes that sold in St. Andrew-Windfields over the past two years, from 165 closings there.

What sellers nearby are askingCurrently listed nearby in St. Andrew-Windfields · asking prices
$4.02Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.68M, which is where my estimate comes from.

Per square foot, these ask about $1,011/sqft; this home lists at $922/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
3.00MThis home3.68M3.60M3.98M4.55M4.29MThis home vs active comparables

Sold price trend

Median sold price for detached homes in St. Andrew-Windfields: $3.41M in September 2026, down 5% from a year ago, on 79 closings in 10 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$3.71M7
November 2025$2.59M6
December 2025$2.08M8
February 2026$2.95M7
March 2026$2.27M8
April 2026$2.92M8
May 2026$2.29M10
July 2026$2.62M12
August 2026$2.35M7
September 2026$3.41M6

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Don Valley Village
$1.25M
Oakwood Village
$1.88M
Wexford-Maryvale
$985K
East York
$1.19M
York University Heights
$1.15M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Owen Public School · Public elementary0.4 km · 59% at standard
Loretto Abbey Catholic Secondary School · Catholic secondary1.4 km · 76% at standard
Avondale Alternative Elementary School · Public elementary1.6 km · 94% at standard
Avondale Public School · Public elementary1.6 km · 70% at standard
St Edward Catholic School · Catholic elementary1.7 km · 89% at standard
Harrison Public School · Public elementary1.9 km · 82% at standard
Armour Heights Public School · Public elementary2.0 km · 70% at standard
Bedford Park Public School · Public elementary2.0 km · 88% at standard
Blessed Sacrament Catholic School · Catholic elementary2.2 km · 83% at standard
Cameron Public School · Public elementary2.3 km · 81% at standard
Cardinal Carter ES · Catholic elementary2.3 km
Cardinal Carter Academy for the Arts · Catholic secondary2.3 km · 92% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$13,650/mo
$564KIncome needed
5.3×Price ÷ income
$3,150Weekly cost
$122,700Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $13,650Property tax $1,297Total carry $14,947

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 7, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$13,248per month

Mortgage amount $2,396,000 · 4.49% over 25 years

$599,000Down payment (20.0%)
$2,396,000Loan before insurance
$0CMHC premium
$14,545Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$13,248
Property tax
$1,297
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$14,545

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$61,350
Toronto municipal land transfer tax
$61,350
Estimated closing costs
$122,700

Plus your down payment of $599,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$16,034/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,578,369Total interest paid
$3,974,369Total of all payments
Principal $2,396,000 Interest $1,578,369
YearPrincipalInterestBalance
1$53,469$105,506$2,342,531
2$55,896$103,079$2,286,635
3$58,434$100,541$2,228,201
4$61,087$97,887$2,167,114
5$63,861$95,114$2,103,253
6$66,760$92,214$2,036,493
7$69,792$89,183$1,966,701
8$72,960$86,014$1,893,741
9$76,273$82,702$1,817,468
10$79,736$79,239$1,737,731
11$83,357$75,618$1,654,375
12$87,141$71,833$1,567,233
13$91,098$67,877$1,476,136
14$95,234$63,741$1,380,902
15$99,558$59,417$1,281,344
16$104,078$54,896$1,177,265
17$108,804$50,171$1,068,461
18$113,744$45,231$954,717
19$118,909$40,066$835,809
20$124,307$34,667$711,501
21$129,952$29,023$581,550
22$135,852$23,123$445,698
23$142,020$16,955$303,678
24$148,468$10,506$155,209
25$155,209$3,765$0

At the end of your 5-year term

Total paid over the term
$794,874
Principal paid down
$292,747
Interest paid
$502,127
Balance remaining
$2,103,253

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 41 whole-home leases in St. Andrew-Windfields$5,718/mo
$68,616Gross annual rent
1.5%Cap rate after taxes and upkeep
$5,272 to $6,298Typical rent range
~34 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 41 whole-home leases in St. Andrew-Windfields signed at a median of $5,289 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,718. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.3%
Gross yield
− Property tax $15,561− Insurance $1,400− Vacancy & upkeep $7,548Net operating income $44,107

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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