72 Lord Seaton Road, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C13872970

$4,998,000
For Sale
Just listed todayNo offer date stated
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5+2Bedrooms
8Bathrooms
3Garage · 7 parking
3500-5000Sq ft

About this home

In short

  • Set on one of York Mills / St.
  • Andrews' most prestigious streets, this exceptional detached residence offers over 5,000 sq. ft. of beautifully renovated living space on an impressive lot.
  • The expansive living room features a custom rotating TV wall, while the fully renovated designer kitchen is finished with porcelain slab countertops, premium...
  • The second floor offers five spacious bedrooms, each with its own ensuite, including an impressive primary retreat with double-door entry, custom walk-in closet, and...
  • With generous proportions, high-end finishes, and a complete renovation throughout, this is a rare opportunity to own a substantial modern residence on one of the...

Set on one of York Mills / St. Andrews' most prestigious streets, this exceptional detached residence offers over 5,000 sq. ft. of beautifully renovated living space on an impressive lot. A grand 25-foot foyer welcomes you with dramatic porcelain slab flooring and a striking skylight, leading into spacious principal rooms designed for both sophisticated entertaining and everyday family living. The expansive living room features a custom rotating TV wall, while the fully renovated designer kitchen is finished with porcelain slab countertops, premium stainless-steel appliances, and refined custom cabinetry. The second floor offers five spacious bedrooms, each with its own ensuite, including an impressive primary retreat with double-door entry, custom walk-in closet, and spa-inspired six-piece ensuite. A fully finished walk-up basement adds a nanny suite, sauna, wet bar, and large recreation room, creating exceptional flexibility for family and guests. With generous proportions, high-end finishes, and a complete renovation throughout, this is a rare opportunity to own a substantial modern residence on one of the neighbourhood's most coveted streets, moments from top schools, York Mills Subway, shops, and Highway 401.

Key facts

Property type
Detached, 2-Storey
MLS®
C13872970
Bedrooms
5+2 (7 total)
Bathrooms
8 (1 half)
Size
3500-5000 sq ft
Lot
75 × 150 ft
Cross streets
Bayview & York Mills
Parking
3 garage · 7 parking (attached)
Basement
Finished, Walk-Up
Heating
Forced Air
A/C
Central Air
Exterior
Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$26,054 / 2025
Listing brokerage
THE AGENCY

Rooms

RecreationBasement15.07 × 19.50 m

wet bar · w/o to yard · large window

Exercise RoomBasement15.47 × 12.79 m

sauna · halogen lighting · hardwood floor

Bedroom 5Second14.76 × 11.81 m

walk-in closet(s) · hardwood floor · 4 pc ensuite

Dining RoomMain27.94 × 16.04 m

open concept · combined w/living · hardwood floor

Family RoomMain17.71 × 16.07 m

overlooks garden · open concept · hardwood floor

KitchenMain11.15 × 32.48 m

b/i appliances · w/o to patio · centre island

Bedroom 3Second13.12 × 13.64 m

large closet · hardwood floor · pot lights

Bedroom 4Second15.58 × 13.12 m

4 pc ensuite · double closet · hardwood floor

Primary BedroomSecond20.01 × 16.07 m

walk-in closet(s) · hardwood floor · 6 pc ensuite

FoyerMain28.54 × 10.82 m

skylight · b/i closet

OfficeMain10.82 × 12.79 m

b/i shelves · overlooks frontyard · hardwood floor

Living RoomMain27.94 × 16.04 m

hardwood floor · halogen lighting · open concept

Bedroom 2Second11.15 × 12.46 m

4 pc ensuite · overlooks garden · hardwood floor

Our TakeTeam Asgarian · Broker
A small discount is typical
$4.82Mlikely sale price

Listed at $4,998,000. Going by how homes in St. Andrew-Windfields and the wider GTA have actually closed against their asking prices (about 96%, 25 local closings in 90 days), the likely sale price is near $4.82M, if it sells. A realistic range is $4.51M to $5.43M.

Independent value check: $4.87M. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $4.56M and $5.10M).

Why $4.87M. The typical detached home sold in St. Andrew-Windfields over the past year went for about $2.50M (93 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $26,054 a year; the typical home sold here pays about $15,400.
  • ▲ Raises it strongly5+2 bedrooms and 8 baths, against 4+1 and 5 typically.
  • ▲ Raises itIt is 3,500 to 5,000 sq ft; the typical home sold here is 3,000 to 3,500.
  • ▲ Raises itIts lot is 75 by 150 ft; the typical lot sold here is 61 by 136.
List price
$4.51MBelow recent closings$5.43MAbove recent closings

Total price vs nearby homes. Likely closing about $4.82M, from 25 recent closings in this pocket.

The market behind the math:

25sold nearby · 90 days
$2.41Mmedian sold price
95%of asking, on average
−17%prices vs a year ago
~48 dayshomes like this take to sell
$8,037/moest. rent · 27 leases
1.9%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.8 months of inventory: 23 detached homes for sale in the area against 25 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,176/sqft against an area asking average of $1,256/sqft.

  • Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 25 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $3.86M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 25 comparable homes that sold in St. Andrew-Windfields over the past two years, from 165 closings there.

Sold price trend

Median sold price for detached homes in St. Andrew-Windfields: $3.41M in September 2026, down 5% from a year ago, on 79 closings in 10 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$3.71M7
November 2025$2.59M6
December 2025$2.08M8
February 2026$2.95M7
March 2026$2.27M8
April 2026$2.92M8
May 2026$2.29M10
July 2026$2.62M12
August 2026$2.35M7
September 2026$3.41M6

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Don Valley Village
$1.25M
Oakwood Village
$1.88M
York University Heights
$1.15M
Wexford-Maryvale
$985K
East York
$1.19M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Andrew's Middle School
81%
St. Andrew's Middle SchoolPublic · Elementary · 1.0 km awayAbove the GTA average · 81% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Avondale Alternative Elementary School · Public elementary0.7 km · 94% at standard
Avondale Public School · Public elementary0.7 km · 70% at standard
St Edward Catholic School · Catholic elementary0.9 km · 89% at standard
Owen Public School · Public elementary0.9 km · 59% at standard
Cardinal Carter ES · Catholic elementary1.3 km
Cardinal Carter Academy for the Arts · Catholic secondary1.3 km · 92% at standard
Claude Watson School for the Arts · Public elementary1.5 km · 96% at standard
Cameron Public School · Public elementary1.5 km · 81% at standard
Loretto Abbey Catholic Secondary School · Catholic secondary1.5 km · 76% at standard
Earl Haig Secondary School · Public secondary1.8 km · 90% at standard
Armour Heights Public School · Public elementary1.9 km · 70% at standard
Harrison Public School · Public elementary2.1 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$22,779/mo
$939KIncome needed
5.3×Price ÷ income
$5,257Weekly cost
$252,810Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $22,779Property tax $2,171Total carry $24,950

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 7, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$22,108per month

Mortgage amount $3,998,400 · 4.49% over 25 years

$999,600Down payment (20.0%)
$3,998,400Loan before insurance
$0CMHC premium
$24,279Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$22,108
Property tax
$2,171
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$24,279

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$111,425
Toronto municipal land transfer tax
$141,385
Estimated closing costs
$252,810

Plus your down payment of $999,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$26,758/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,633,952Total interest paid
$6,632,352Total of all payments
Principal $3,998,400 Interest $2,633,952
YearPrincipalInterestBalance
1$89,227$176,067$3,909,173
2$93,279$172,016$3,815,894
3$97,514$167,780$3,718,380
4$101,941$163,353$3,616,439
5$106,570$158,724$3,509,869
6$111,409$153,886$3,398,461
7$116,467$148,827$3,281,994
8$121,755$143,539$3,160,239
9$127,283$138,011$3,032,956
10$133,062$132,232$2,899,894
11$139,104$126,190$2,760,790
12$145,420$119,874$2,615,370
13$152,022$113,272$2,463,348
14$158,925$106,369$2,304,423
15$166,141$99,153$2,138,282
16$173,684$91,610$1,964,598
17$181,570$83,724$1,783,028
18$189,814$75,480$1,593,214
19$198,432$66,862$1,394,782
20$207,442$57,852$1,187,340
21$216,861$48,433$970,479
22$226,707$38,587$743,772
23$237,000$28,294$506,772
24$247,761$17,533$259,011
25$259,011$6,284$0

At the end of your 5-year term

Total paid over the term
$1,326,470
Principal paid down
$488,531
Interest paid
$837,940
Balance remaining
$3,509,869

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 27 whole-home leases in St. Andrew-Windfields$8,037/mo
$96,444Gross annual rent
1.2%Cap rate after taxes and upkeep
$6,809 to $11,846Typical rent range
~34 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 27 whole-home leases in St. Andrew-Windfields signed at a median of $7,446 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $8,037. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

1.9%
Gross yield
− Property tax $26,054− Insurance $1,400− Vacancy & upkeep $10,609Net operating income $58,381

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of THE AGENCY. MLS®/PropTx.

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