483 Roxton Road, Toronto, ON

Palmerston-Little Italy, Toronto · MLS® C13882638

$1,375,000
For Sale
Listed 10 days agoNo offer date stated
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4Bedrooms
4Bathrooms
1Garage
1500-2000Sq ft

About this home

In short

  • Attention Builders, Investors and End Users.
  • 483 Roxton Road offers a rare head start on your custom build.
  • The property comes with Committee of Adjustment approval for an expanded footprint and a full set of architectural drawings for an approximately 2,300 sq ft home...
  • It sits on a 12.3 x 121 ft lot with lane access on a quiet, tree-lined street in Palmerston-Little Italy, one of the city's most sought-after pockets.

Attention Builders, Investors and End Users! 483 Roxton Road offers a rare head start on your custom build. The property comes with Committee of Adjustment approval for an expanded footprint and a full set of architectural drawings for an approximately 2,300 sq ft home, with 4+1 bedrooms, 4 bathrooms, and a detached garage with a second-level suite above. It sits on a 12.3 x 121 ft lot with lane access on a quiet, tree-lined street in Palmerston-Little Italy, one of the city's most sought-after pockets. The existing semi-detached home includes a separate-entrance lower level, so you can plan the build on your own timeline. You're steps from Ossington Station, the restaurants and shops of Bloor, Ossington and Harbord, and the green space of Christie Pits. Sold as is, where is.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
C13882638
Bedrooms
4
Bathrooms
4
Size
1500-2000 sq ft
Lot
12.3 × 121.1 ft
Cross streets
Bloor & Ossington
Parking
1 garage (detached)
Driveway
Lane
Basement
Separate Entrance
Heating
Forced Air
A/C
Other
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$6,297 / 2025
Days on market
10
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

Bedroom 2Second0.00 × 0.00 m
BathroomBasement0.00 × 0.00 m
KitchenMain0.00 × 0.00 m
Dining RoomMain0.00 × 0.00 m
Living RoomMain0.00 × 0.00 m
BathroomSecond0.00 × 0.00 m
Primary BedroomSecond0.00 × 0.00 m
Living RoomBasement0.00 × 0.00 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (King Edward Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Palmerston-Little Italy · asking prices
$1.65Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.

Per square foot, these ask about $820/sqft; this home lists at $786/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.38MThis home1.55M1.65M1.69M1.70M1.68MThis home vs active comparables

Neighbourhood & location

Palmerston-Little Italy, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

University
$1.75M
Annex
$2.07M
Wychwood
$1.14M
Corso Italia-Davenport
$899K
Junction Area
$1.16M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near King Edward Junior and Senior Public School
83%
King Edward Junior and Senior Public SchoolPublic · Elementary · 1.3 km awayHigher-rated than most nearby · 83% meet the provincial standard
Delta Alternative Senior SchoolEQAO results not published
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Central Toronto Academy · Public secondary0.3 km · 69% at standard
Horizon Alternative Senior School · Public elementary0.3 km
West End Alternative School · Public secondary0.4 km
Delta Senior Alternative School · Public elementary0.4 km
Montrose Junior Public School · Public elementary0.4 km · 95% at standard
Dewson Street Junior Public School · Public elementary0.6 km · 64% at standard
St Mary Catholic Academy · Catholic secondary0.7 km · 66% at standard
Harbord Collegiate Institute · Public secondary0.7 km · 85% at standard
Clinton Street Junior Public School · Public elementary0.8 km · 90% at standard
St Francis of Assisi Catholic School · Catholic elementary0.9 km · 80% at standard
Essex Junior and Senior Public School · Public elementary0.9 km · 64% at standard
Hawthorne II Bilingual Alternative Junior School · Public elementary0.9 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,267/mo
$258KIncome needed
5.3×Price ÷ income
$1,446Weekly cost
$47,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,267Property tax $525Total carry $6,792

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,082per month

Mortgage amount $1,100,000 · 4.49% over 25 years

$275,000Down payment (20.0%)
$1,100,000Loan before insurance
$0CMHC premium
$6,607Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,082
Property tax
$525
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,607

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,975
Toronto municipal land transfer tax
$23,975
Estimated closing costs
$47,950

Plus your down payment of $275,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,361/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$724,627Total interest paid
$1,824,627Total of all payments
Principal $1,100,000 Interest $724,627
YearPrincipalInterestBalance
1$24,547$48,438$1,075,453
2$25,662$47,323$1,049,791
3$26,827$46,158$1,022,964
4$28,045$44,940$994,919
5$29,318$43,667$965,600
6$30,650$42,335$934,951
7$32,041$40,944$902,909
8$33,496$39,489$869,413
9$35,017$37,968$834,397
10$36,607$36,378$797,790
11$38,269$34,716$759,521
12$40,006$32,979$719,515
13$41,823$31,162$677,692
14$43,722$29,263$633,970
15$45,707$27,278$588,263
16$47,782$25,203$540,481
17$49,952$23,033$490,529
18$52,220$20,765$438,309
19$54,591$18,394$383,718
20$57,069$15,916$326,649
21$59,661$13,325$266,989
22$62,369$10,616$204,619
23$65,201$7,784$139,418
24$68,162$4,823$71,256
25$71,256$1,729$0

At the end of your 5-year term

Total paid over the term
$364,925
Principal paid down
$134,400
Interest paid
$230,526
Balance remaining
$965,600

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $6,297− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,945

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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