202 Waterloo Avenue, Toronto, ON

Bathurst Manor, Toronto · MLS® C13885506

$1,358,000
For Sale
Listed 8 days agoNo offer date stated
Request a showing
◎ Directions
3+2Bedrooms
3Bathrooms
1Garage · 6 parking
1100-1500Sq ft

About this home

In short

  • Welcome to 202 Waterloo Avenue, situated on one of Bathurst Manor's most desirable streets.
  • This well-maintained and bright bungalow sits on an impressive 52 x 115 ft lot, offering plenty of room both inside and out.
  • Featuring 3+2 bedrooms, 3 washrooms and a fully finished basement with a kitchen and separate entrance, this home offers exceptional flexibility for growing families...
  • Main floor features an open-concept living and dining area, large windows with plenty of natural light and beautiful original hardwood floors.
  • Close to excellent schools, including Wilmington Elementary, Charles H.

Welcome to 202 Waterloo Avenue, situated on one of Bathurst Manor's most desirable streets! This well-maintained and bright bungalow sits on an impressive 52 x 115 ft lot, offering plenty of room both inside and out. Featuring 3+2 bedrooms, 3 washrooms and a fully finished basement with a kitchen and separate entrance, this home offers exceptional flexibility for growing families, multi-generational living or those looking for additional living space. Main floor features an open-concept living and dining area, large windows with plenty of natural light and beautiful original hardwood floors. Spacious kitchen with quartz countertops and plenty of pantry storage. A carpet-free interior and generously sized backyard. Close to excellent schools, including Wilmington Elementary, Charles H. Best Junior Middle School, Dublin Heights and William Lyon Mackenzie Collegiate Institute. Nearby parks and green spaces include G. Ross Lord Park and the West Don Parkland. Nearby TTC bus routes and Sheppard West Subway Station. Easy access to Allen Road and Highway 401. A wonderful opportunity to enjoy a great home on a generous lot in an established neighbourhood of North York's most convenient locations!

Key facts

Property type
Detached, Bungalow
MLS®
C13885506
Bedrooms
3+2 (5 total)
Bathrooms
3
Size
1100-1500 sq ft
Lot
52.21 × 115 ft
Cross streets
Bathurst / Sheppard
Parking
1 garage · 6 parking (built-in)
Driveway
Private
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,775 / 2026
Days on market
8
Listing brokerage
RIGHT AT HOME REALTY

Rooms

KitchenBasement3.25 × 2.10 m

ceramic floor · open concept

Primary BedroomMain4.27 × 3.25 m

hardwood floor · closet · large window

KitchenMain3.98 × 2.82 m

pot lights · stainless steel appl · quartz counter

Bedroom 3Main3.40 × 3.25 m

hardwood floor · closet · large window

BedroomBasement3.70 × 3.07 m

laminate · above grade window · b/i closet

Dining RoomMain3.13 × 2.88 m

hardwood floor · combined w/living · picture window

RecreationBasement11.61 × 3.06 m

ceramic floor · above grade window · open concept

Bedroom 2Main3.82 × 3.20 m

hardwood floor · closet · large window

Living RoomMain7.21 × 3.55 m

hardwood floor · pot lights · picture window

BedroomBasement3.74 × 3.70 m

laminate · above grade window · b/i closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (William Lyon Mackenzie Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Bathurst Manor · asking prices
$1.22Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $938/sqft; this home lists at $1,045/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.36MThis home1.30M1.30M1.19M1.09MThis home vs active comparables

Neighbourhood & location

Bathurst Manor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$2.29M
Bayview Village
$1.60M
Banbury-Don Mills
$5.50M
Leaside
$2.15M
Wexford-Maryvale
$849K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Wilmington Elementary School
67%
Wilmington Elementary SchoolPublic · Elementary · 1.4 km awayBelow the GTA average · 67% meet the provincial standard
Charles H Best Junior Middle SchoolEQAO results not published
Also nearby: 5 more schools within 2.5 km
Dublin Heights Elementary and Middle School · Public elementary1.0 km · 68% at standard
Charles H Best Junior and Middle School · Public elementary1.2 km · 49% at standard
Faywood Arts-Based Curriculum School · Public elementary2.0 km · 70% at standard
Northview Heights Secondary School · Public secondary2.0 km · 72% at standard
Yorkview Public School · Public elementary2.2 km · 52% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,189/mo
$257KIncome needed
5.3×Price ÷ income
$1,428Weekly cost
$47,270Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,189Property tax $565Total carry $6,754

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,007per month

Mortgage amount $1,086,400 · 4.49% over 25 years

$271,600Down payment (20.0%)
$1,086,400Loan before insurance
$0CMHC premium
$6,571Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,007
Property tax
$565
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,571

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,635
Toronto municipal land transfer tax
$23,635
Estimated closing costs
$47,270

Plus your down payment of $271,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,270/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$715,668Total interest paid
$1,802,068Total of all payments
Principal $1,086,400 Interest $715,668
YearPrincipalInterestBalance
1$24,244$47,839$1,062,156
2$25,345$46,738$1,036,812
3$26,495$45,587$1,010,316
4$27,698$44,384$982,618
5$28,956$43,127$953,662
6$30,271$41,812$923,391
7$31,645$40,438$891,746
8$33,082$39,001$858,664
9$34,584$37,499$824,080
10$36,154$35,929$787,926
11$37,796$34,287$750,131
12$39,512$32,571$710,619
13$41,306$30,777$669,313
14$43,181$28,901$626,132
15$45,142$26,941$580,990
16$47,191$24,891$533,798
17$49,334$22,749$484,464
18$51,574$20,509$432,890
19$53,916$18,167$378,974
20$56,364$15,719$322,611
21$58,923$13,160$263,688
22$61,598$10,484$202,089
23$64,395$7,688$137,694
24$67,319$4,764$70,375
25$70,375$1,707$0

At the end of your 5-year term

Total paid over the term
$360,414
Principal paid down
$132,738
Interest paid
$227,675
Balance remaining
$953,662

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $6,775− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $16,389

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

CallRequest a showing