915-77 Lombard Street, Toronto, ON
Church-Yonge Corridor, Toronto · MLS® C13886270
About this home
In short
- Golden hour on Lombard Street.
- James Cathedral glows gold, framed in your own two storey window.
- Engineered hardwood and fresh paint throughout.
- And there are two balconies, not one, both facing southeast and newly rebuilt, with three rooms opening onto them for morning coffee in the sun.
- The primary has its own ensuite and double closet, and the den is a big one, with a large window, perfect for a home office you can log off from at five or a cozy...
Golden hour on Lombard Street. The light turns warm, and the spire of St. James Cathedral glows gold, framed in your own two storey window. That's the view that changes everything. This is a true soft loft, a full 1,000 sq ft corner suite over two levels, in a boutique building with soul, fewer neighbours and far more character, on a quiet street just a five minute walk from St. Lawrence Market. The moment you walk in, you feel it. Beautiful exposed brick climbs the stair, the living room soars two storeys, and a fireplace with a solid timber mantel anchors the room, with motorized shades for when the sun gets bold. The kitchen keeps pace, with quartz countertops, a Miele dishwasher and Samsung stainless steel appliances. Engineered hardwood and fresh paint throughout. The main floor lives like a house: open living and dining, a full bath, and a second bedroom that's perfect for a little one, just as good as a guest room or an office. And there are two balconies, not one, both facing southeast and newly rebuilt, with three rooms opening onto them for morning coffee in the sun. Up a level is your quiet retreat. The primary has its own ensuite and double closet, and the den is a big one, with a large window, perfect for a home office you can log off from at five or a cozy reading nook. Upstairs laundry, owned parking and locker. Step outside and the neighbourhood becomes your living room: coffee at Fahrenheit or Versus, after-work drinks at AAA Bar where they'll soon know your name, Thursday concerts in St. James Park, the best peameal sandwich in town at the market, pizza and gelato at Cafe Oro di Napoli on a hot day, oysters at Pearl Diver, and old school Italian at Biagio, where Mr. Biagio will likely greet you himself. King Station is six minutes on foot, so the commute is a stroll. Second floor terrace and garden, gym, guest suites and security. A must-see. All utilities included in the maintenance fee.
Key facts
- Property type
- Condo Apartment, 2-Storey
- MLS®
- C13886270
- Bedrooms
- 2+1 (3 total)
- Bathrooms
- 2
- Size
- 1000-1199 sq ft
- Cross streets
- Church St & Lombard St
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $1,198/mo
- Exposure
- South East
- Property tax
- $3,990 / 2026
- Days on market
- 8
- Listing brokerage
- SUTTON GROUP QUANTUM REALTY INC.
Rooms
quartz counter · breakfast bar · w/o to balcony
hardwood floor · se view · combined w/laundry
3 Pc Bath
3 Pc Bath
hardwood floor · fireplace · w/o to balcony
se view · hardwood floor
hardwood floor · large window · w/o to balcony
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.
Per square foot, these ask about $797/sqft; this home lists at $718/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Church-Yonge Corridor, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $631,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,494
- Property tax
- $333
- Condo / maintenance fees
- $1,198
- Heating
- $0
- Estimated monthly cost
- $5,024
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,273
- Toronto municipal land transfer tax
- $12,273
- Estimated closing costs
- $24,546
Plus your down payment of $157,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $209,640
- Principal paid down
- $77,209
- Interest paid
- $132,431
- Balance remaining
- $554,711
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP QUANTUM REALTY INC.. MLS®/PropTx.