4210-85 Queens Wharf Road, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C14028228

$560,000
For Sale
Listed 6 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
500-599Sq ft

About this home

In short

  • Spectacular Condo In The Heart Of Downtown Waterfront Community.
  • Beautiful Clear View Of The 42rd Floor.
  • Building Comes Loaded With Amenities Gym, Pool, Guest Suites, Roof Top Garden.

Spectacular Condo In The Heart Of Downtown Waterfront Community. Beautiful Clear View Of The 42rd Floor. No Obstruction. Large One Bedroom With Floor To Ceiling Windows, Bright Functional Living Room, And Modern Kitchen. Building Comes Loaded With Amenities Gym, Pool, Guest Suites, Roof Top Garden. Walking Distance To Rogers Centre, Cn Tower, Restaurants, Grocery Stores, Library, Parks, And The Lake! Mins To Qew And Dvp.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14028228
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Lot
535
Cross streets
Bathurst St. and Fort York Blvd.
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Concrete
Roof
Unknown
Maintenance
$504/mo
Exposure
North
Property tax
$2,368 / 2026
Days on market
6
Listing brokerage
CENTURY 21 ATRIA REALTY INC.

Rooms

Primary BedroomFlat2.96 × 3.42 m

laminate · closet · window

KitchenFlat7.56 × 3.21 m

laminate · combined w/dining

Dining RoomFlat7.56 × 3.21 m

laminate · combined w/living

Living RoomFlat7.56 × 3.21 m

laminate · combined w/dining · juliette balcony

Our TakeTeam Asgarian · Broker
A small discount is typical
$543Klikely sale price

Listed at $560,000. Going by how homes in Waterfront Communities C1 have actually closed against their asking prices (about 97%, 283 local closings in 90 days), the likely sale price is near $543K, if it sells. A realistic range is $511K to $587K.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$511KBelow recent closings$587KAbove recent closings

Total price vs nearby homes. Likely closing about $543K, from 283 recent closings in this pocket.

The market behind the math:

283sold nearby · 90 days
$620Kmedian sold price
96%of asking, on average
~29 dayshomes like this take to sell
6days on market so far
$2,557/moest. rent · 8 leases
5.5%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.6 months of inventory: 56 condo apartment homes for sale in the area against 283 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,019/sqft against an area asking average of $895/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 283 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $405K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 10 homes sold in this building over the past 5 months, from 500 closings in Waterfront Communities C1.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$546kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $993/sqft; this home lists at $1,019/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
560kThis home559k555k569k545k500kThis home vs active comparables

Sold price trend

Median sold price for condos in Waterfront Communities C1: $621K in September 2026, down 6% from a year ago, on 1,320 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$655K132
November 2025$618K116
December 2025$690K78
January 2026$601K78
February 2026$648K105
March 2026$640K109
April 2026$615K124
May 2026$608K135
June 2026$610K139
July 2026$600K94
August 2026$588K117
September 2026$621K93

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$724K
Kensington-Chinatown
$585K
Church-Yonge Corridor
$529K
Waterfront Communities C8
$554K
Moss Park
$549K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 0.3 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
The Waterfront School · Public elementary0.4 km · 74% at standard
Oasis Alternative Secondary School · Public secondary0.8 km
ALPHA Alternative Junior School · Public elementary0.8 km
St Mary Catholic School · Catholic elementary0.9 km · 64% at standard
Niagara Street Junior Public School · Public elementary1.0 km · 82% at standard
Ogden Junior Public School · Public elementary1.2 km · 69% at standard
Charles G Fraser Junior Public School · Public elementary1.4 km · 74% at standard
Ryerson Community School Junior Senior · Public elementary1.4 km · 52% at standard
Givins/Shaw Junior Public School · Public elementary1.7 km · 81% at standard
Contact Alternative School School · Public secondary1.8 km
Heydon Park Secondary School · Public secondary1.8 km · 8% at standard
Beverley School · Public elementary1.9 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,552/mo
$116KIncome needed
4.8×Price ÷ income
$589Weekly cost
$15,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,552Property tax $197Condo fee $504Total carry $3,254

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,477per month

Mortgage amount $448,000 · 4.49% over 25 years

$112,000Down payment (20.0%)
$448,000Loan before insurance
$0CMHC premium
$3,178Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,477
Property tax
$197
Condo / maintenance fees
$504
Heating
$0
Estimated monthly cost
$3,178

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,675
Toronto municipal land transfer tax
$7,675
Estimated closing costs
$15,350

Plus your down payment of $112,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,998/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$295,121Total interest paid
$743,121Total of all payments
Principal $448,000 Interest $295,121
YearPrincipalInterestBalance
1$9,997$19,727$438,003
2$10,451$19,273$427,551
3$10,926$18,799$416,625
4$11,422$18,303$405,203
5$11,941$17,784$393,263
6$12,483$17,242$380,780
7$13,050$16,675$367,730
8$13,642$16,083$354,088
9$14,261$15,463$339,827
10$14,909$14,816$324,918
11$15,586$14,139$309,332
12$16,294$13,431$293,039
13$17,033$12,692$276,005
14$17,807$11,918$258,199
15$18,615$11,110$239,583
16$19,460$10,264$220,123
17$20,344$9,381$199,779
18$21,268$8,457$178,511
19$22,233$7,492$156,278
20$23,243$6,482$133,035
21$24,298$5,427$108,737
22$25,401$4,323$83,336
23$26,555$3,170$56,781
24$27,760$1,964$29,021
25$29,021$704$0

At the end of your 5-year term

Total paid over the term
$148,624
Principal paid down
$54,737
Interest paid
$93,887
Balance remaining
$393,263

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 8 whole-home leases in Waterfront Communities C1$2,557/mo
$30,684Gross annual rent
3.3%Cap rate after taxes and upkeep
$2,352 to $2,762Typical rent range
~15 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 8 whole-home leases in Waterfront Communities C1 signed at a median of $2,975 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,557. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.5%
Gross yield
− Property tax $2,368− Condo fees $6,048− Insurance $600− Vacancy & upkeep $3,375Net operating income $18,293

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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