3202-10 York Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C14084558

$568,800
For Sale
Listed 4 days agoNo offer date stated
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1Bedrooms
1Bathrooms
0Parking
500-599Sq ft

About this home

In short

  • 1 Bedroom Unit At 10 York St.
  • Integrated Appliances With Open Concept Dining Room.

1 Bedroom Unit At 10 York St! Laminate Floor Through Out, Modern Kitchen With Quartz Counter And Backsplash. Integrated Appliances With Open Concept Dining Room. Large Living Room With Window. Spacious Bedroom With Window With A Large Closet.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14084558
Bedrooms
1
Bathrooms
1
Size
500-599 sq ft
Cross streets
Yonge St / Harbour St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Metal/Steel Siding
Maintenance
$420/mo
Exposure
North
Property tax
$3,552 / 2026
Days on market
4
Listing brokerage
HOMELIFE/GTA REALTY INC.

Rooms

Living RoomGround3.20 × 3.65 m

laminate · large window

Primary BedroomGround3.35 × 2.98 m

laminate · closet · window

KitchenGround3.43 × 2.64 m

laminate · open concept · combined w/dining

Dining RoomGround3.43 × 2.64 m

laminate · combined w/kitchen

Our TakeTeam Asgarian · Broker
A small discount is typical
$551Klikely sale price

Listed at $568,800. Going by how homes in Waterfront Communities C1 have actually closed against their asking prices (about 97%, 283 local closings in 90 days), the likely sale price is near $551K, if it sells. A realistic range is $519K to $597K.

Independent value check: $562K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $523K and $591K).

Why $562K. The typical condo sold in Waterfront Communities C1 over the past year went for about $620K (1357 sales). What sets this one apart:

  • ▼ Lowers it stronglyIt is 500 to 599 sq ft; the typical home sold here is 700 to 799.
  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $3,552 a year; the typical home sold here pays about $3,300.
  • ▼ Lowers it slightly0 garage and 0 total parking spaces, against 1 and 1 typically.
List price
$519KBelow recent closings$597KAbove recent closings

Total price vs nearby homes. Likely closing about $551K, from 283 recent closings in this pocket.

The market behind the math:

283sold nearby · 90 days
$620Kmedian sold price
96%of asking, on average
~29 dayshomes like this take to sell
4days on market so far
Seller's market
Buyer's marketSeller's market

About 0.6 months of inventory: 56 condo apartment homes for sale in the area against 283 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,035/sqft against an area asking average of $894/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 283 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $546K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 5 homes sold in this building over the past 5 months, from 500 closings in Waterfront Communities C1.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$558kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $984/sqft; this home lists at $1,035/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
569kThis home560k559k555k545k573kThis home vs active comparables

Sold price trend

Median sold price for condos in Waterfront Communities C1: $621K in September 2026, down 6% from a year ago, on 1,320 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$655K132
November 2025$618K116
December 2025$690K78
January 2026$601K78
February 2026$648K105
March 2026$640K109
April 2026$615K124
May 2026$608K135
June 2026$610K139
July 2026$600K94
August 2026$588K117
September 2026$621K93

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$554K
Church-Yonge Corridor
$876K
Moss Park
$549K
Kensington-Chinatown
$585K
Niagara
$741K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 1.1 km awayAround the GTA average · 73% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Downtown Alternative School · Public elementary1.1 km
St Michael Catholic School · Catholic elementary1.2 km · 67% at standard
City School · Public secondary1.4 km · 58% at standard
The Waterfront School · Public elementary1.4 km · 74% at standard
Oasis Alternative Secondary School · Public secondary1.4 km
ALPHA Alternative Junior School · Public elementary1.5 km
Ogden Junior Public School · Public elementary1.5 km · 69% at standard
Contact Alternative School School · Public secondary1.6 km
St Michael's Choir (Sr) School · Catholic secondary1.6 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary1.6 km · 98% at standard
Market Lane Junior and Senior Public School · Public elementary1.6 km · 74% at standard
Heydon Park Secondary School · Public secondary1.9 km · 8% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,592/mo
$120KIncome needed
4.7×Price ÷ income
$598Weekly cost
$15,702Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,592Property tax $296Condo fee $420Total carry $3,308

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,516per month

Mortgage amount $455,040 · 4.49% over 25 years

$113,760Down payment (20.0%)
$455,040Loan before insurance
$0CMHC premium
$3,232Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,516
Property tax
$296
Condo / maintenance fees
$420
Heating
$0
Estimated monthly cost
$3,232

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,851
Toronto municipal land transfer tax
$7,851
Estimated closing costs
$15,702

Plus your down payment of $113,760. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,045/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$299,758Total interest paid
$754,798Total of all payments
Principal $455,040 Interest $299,758
YearPrincipalInterestBalance
1$10,155$20,037$444,885
2$10,616$19,576$434,270
3$11,098$19,094$423,172
4$11,601$18,590$411,571
5$12,128$18,064$399,443
6$12,679$17,513$386,764
7$13,255$16,937$373,509
8$13,856$16,336$359,653
9$14,486$15,706$345,167
10$15,143$15,049$330,024
11$15,831$14,361$314,193
12$16,550$13,642$297,644
13$17,301$12,891$280,343
14$18,087$12,105$262,256
15$18,908$11,284$243,348
16$19,766$10,426$223,582
17$20,664$9,528$202,918
18$21,602$8,590$181,317
19$22,583$7,609$158,734
20$23,608$6,584$135,126
21$24,680$5,512$110,446
22$25,801$4,391$84,645
23$26,972$3,220$57,673
24$28,197$1,995$29,477
25$29,477$715$0

At the end of your 5-year term

Total paid over the term
$150,960
Principal paid down
$55,597
Interest paid
$95,362
Balance remaining
$399,443

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $3,552− Condo fees $5,035− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,969

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/GTA REALTY INC.. MLS®/PropTx.

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