28 Concord Avenue, Toronto, ON
Palmerston-Little Italy, Toronto · MLS® C14030438
About this home
In short
- If you value large scale and versatility, this grand three-storey Edwardian on a 25' x 137' lot will offer you choices.
- Be charmed by the original stained glass, hardwood floors, soaring ceilings, oversized windows & an optimized east-facing front porch.
- With over 3000 SqFt of usable space in the entire home, reimagine a single-family home, multigenerational living or continue generating rental income by maintaining...
- The currently tenanted main level of approximately 850 SqFt features generous storage and walk-in closets.
- Ideally situated just north of College Street, walk to the highly rated Dewson St School & north to the subway, Dufferin Mall, CTA High School and neighbourhood parks.
If you value large scale and versatility, this grand three-storey Edwardian on a 25' x 137' lot will offer you choices. Be charmed by the original stained glass, hardwood floors, soaring ceilings, oversized windows & an optimized east-facing front porch. With over 3000 SqFt of usable space in the entire home, reimagine a single-family home, multigenerational living or continue generating rental income by maintaining separation. 2 entrances are located at the front & 1 on the side. The currently tenanted main level of approximately 850 SqFt features generous storage and walk-in closets. The staircase to the second and third floors are exceptionally wide. The upper levels have been recently vacated by the owner and form one spacious unit of approx 1,500 SqFt ideal for an owner's residence or rental suite. The generous layout features separate living and dining rooms, a den, three generously sized bedrooms and two full 4-piece bathrooms. The basement, accessible via the side entrance, provides additional square footage. It was previously used as a separate living space with a kitchen, washroom and 3 additional rooms with windows. The deep west-facing backyard unfolds into distinct zones for gardening, play & entertaining, creating a private urban retreat with afternoon and evening sun. A legal front-yard parking pad adds valuable urban convenience. Ideally situated just north of College Street, walk to the highly rated Dewson St School & north to the subway, Dufferin Mall, CTA High School and neighbourhood parks. The Ossington Strip, Little Italy, Trinity Bellwoods, independent shops and cafés are all nearby, with the University of Toronto just a quick commute away. A distinguished Toronto grand dame held by the same family for more than 55 years with remarkable proportions, enduring character and incredible possibilities - ready for your design, update or renovate and become part of its story.
Key facts
- Property type
- Other, 2 1/2 Storey
- MLS®
- C14030438
- Bedrooms
- 6
- Bathrooms
- 4
- Size
- 2000-2500 sq ft
- Lot
- 25 × 137 ft
- Cross streets
- W of Ossington, N of College
- Parking
- 1.5 parking
- Driveway
- Front Yard Parking
- Basement
- Partially Finished
- Heating
- Water
- A/C
- None
- Exterior
- Brick
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $9,720 / 2025
- Days on market
- 6
- Listing brokerage
- ROYAL LEPAGE WEST REALTY GROUP LTD.
Rooms
hardwood floor · window · overlooks backyard
hardwood floor · walk-in closet(s) · overlooks backyard
hardwood floor · stained glass · moulded ceiling
hardwood floor · bay window · closet
hardwood floor · bay window · closet
hardwood floor · large window · overlooks backyard
Double Doors
hardwood floor · large window · w/o to terrace
hardwood floor · stained glass · overlooks frontyard
hardwood floor · bay window · walk-in closet(s)
overlooks backyard · window · eat-in kitchen
overlooks backyard · window · eat-in kitchen
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readIts public catchment (King Edward Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest listings on the market.
Per square foot, these ask about $705/sqft; this home lists at $644/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Palmerston-Little Italy, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,160,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,414
- Property tax
- $810
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,224
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $25,475
- Toronto municipal land transfer tax
- $25,475
- Estimated closing costs
- $50,950
Plus your down payment of $290,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $384,830
- Principal paid down
- $141,731
- Interest paid
- $243,100
- Balance remaining
- $1,018,269
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE WEST REALTY GROUP LTD.. MLS®/PropTx.