811 Bloor Street, Toronto, ON

Palmerston-Little Italy, Toronto · MLS® C13481608

$1,288,880
For Sale
Listed 118 days agoNo offer date statedSitting longer than typical
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5Bedrooms
2Bathrooms
2Parking
1500-2000Sq ft

About this home

In short

  • INVESTMENT OPPORTUNITY AWAITS.
  • Zoned CR3(Commercial/Residential) ON VIBRANT BLOOR ST WEST between OSSINGTON & BATHURST, across across from Christie Pitts Park.
  • Presently an income property featuring 2 generous units.
  • Ground floor unit features large spacious kitchen, Living Room, 2 Bedrooms & 3 piece bath.
  • Units both currently Tenanted with wonderful Tenants, month-to-month, Tenants pay Utilities.

INVESTMENT OPPORTUNITY AWAITS!!! Zoned CR3(Commercial/Residential) ON VIBRANT BLOOR ST WEST between OSSINGTON & BATHURST, across across from Christie Pitts Park!!!! Surrounded by Restaurants, Medical, Shops, various retail!! ALL WORK or LIVE & WORK POTENTIAL!!! Presently an income property featuring 2 generous units ! Ground floor unit features large spacious kitchen, Living Room, 2 Bedrooms & 3 piece bath. A large size deck off the back of the main floor. Second floor unit boasts 3 bedrooms, 4 piece bath, kitchen and Living Room. Conveniently offering 2-car parking at rear! Units both currently Tenanted with wonderful Tenants, month-to-month, Tenants pay Utilities! Just steps from BLOOR!

Key facts

Property type
Townhouse, 2 1/2 Storey
MLS®
C13481608
Bedrooms
5
Bathrooms
2
Size
1500-2000 sq ft
Lot
18.5 × 130 ft
Cross streets
Bloor/Crawford
Parking
2 parking
Driveway
Private, Private Double
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,171 / 2025
Days on market
118
Listing brokerage
SUTTON GROUP - SUMMIT REALTY INC.

Rooms

Primary BedroomGround3.59 × 4.21 m
KitchenSecond3.96 × 1.98 m
Living RoomSecond4.10 × 4.57 m
KitchenGround4.09 × 4.14 m
Bedroom 2Ground2.76 × 4.39 m
Bedroom 2Third2.36 × 3.90 m
Primary BedroomThird4.11 × 3.40 m
Living RoomGround3.17 × 4.16 m
Bedroom 3Second2.35 × 3.77 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$1.25Mlikely sale price

Listed at $1,288,880. Going by how homes in Palmerston-Little Italy and the wider GTA have actually closed against their asking prices (about 97%, 5 local closings in 90 days), the likely sale price is near $1.25M, if it sells. A realistic range is $1.17M to $1.41M.

Independent value check: $1.20M. Without looking at the asking price, our model values the home itself about 7% below the ask (homes like it typically land between $1.13M and $1.26M).

Why $1.20M. The typical townhouse sold in Palmerston-Little Italy over the past year went for about $1.50M (13 sales). What sets this one apart:

  • ▼ Lowers it5 bedrooms and 2 baths, against 3 and 3 typically.
  • ▼ Lowers it slightlyIts tax bill, which follows the city's own assessment, is $7,171 a year; the typical home sold here pays about $7,400.
  • ▲ Raises it slightlyIts lot is 19 by 130 ft; the typical lot sold here is 17 by 120.

Longer on the market than typical. 118 days on the market against about 20 for homes like it here, and asking 7% above where comparable closings put it.

List price
$1.17MBelow recent closings$1.41MAbove recent closings

Total price vs nearby homes. Likely closing about $1.25M, from 5 recent closings in this pocket.

The market behind the math:

5sold nearby · 90 days
$1.56Mmedian sold price
95%of asking, on average
−3%prices vs a year ago
~10 dayshomes like this take to sell
118days on market so far
$5,469/moest. rent · 14 leases
5.1%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $737/sqft against an area asking average of $733/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.44M. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Currently tenanted: confirm the lease terms and vacant-possession timing before closing. Worth verifying
Schools & getting aroundcatchment and transit

Its public catchment (King Edward Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($737/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Palmerston-Little Italy, so I widened the search to the surrounding area.

Based on 5 comparable homes that sold in Palmerston-Little Italy over the past two years, from 28 closings there.

What sellers nearby are askingCurrently listed nearby in Palmerston-Little Italy · asking prices
$1.42Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market. Homes like this one have recently closed around $1.20M, which is where my estimate comes from.

Per square foot, these ask about $815/sqft; this home lists at $737/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.29MThis home1.20M1.30M1.40M1.80MThis home vs active comparables

Sold price trend

Median sold price for townhouses in Toronto: $1.06M in September 2026, down 3% from a year ago, on 900 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.05M84
November 2025$1.04M75
December 2025$1.05M55
January 2026$1.04M38
February 2026$1.17M53
March 2026$1.09M86
April 2026$1.22M95
May 2026$1.10M88
June 2026$1.05M97
July 2026$960K91
August 2026$995K47
September 2026$1.06M91

Neighbourhood & location

Palmerston-Little Italy, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$987K
Cabbagetown-South St. James Town
$1.55M
Playter Estates-Danforth
$1.35M
South Riverdale
$1.49M
Englemount-Lawrence
$1.12M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near King Edward Junior and Senior Public School
83%
King Edward Junior and Senior Public SchoolPublic · Elementary · 1.2 km awayHigher-rated than most nearby · 83% meet the provincial standard
Delta Alternative Senior SchoolEQAO results not published
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
West End Alternative School · Public secondary0.1 km
Delta Senior Alternative School · Public elementary0.5 km
Montrose Junior Public School · Public elementary0.5 km · 95% at standard
Central Toronto Academy · Public secondary0.5 km · 69% at standard
Horizon Alternative Senior School · Public elementary0.5 km
Harbord Collegiate Institute · Public secondary0.6 km · 85% at standard
Essex Junior and Senior Public School · Public elementary0.6 km · 64% at standard
Hawthorne II Bilingual Alternative Junior School · Public elementary0.6 km · 74% at standard
Dewson Street Junior Public School · Public elementary0.8 km · 64% at standard
Clinton Street Junior Public School · Public elementary0.8 km · 90% at standard
Msgr Fraser Orientation Centre · Catholic secondary0.8 km
Loretto College School · Catholic secondary0.9 km · 62% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,874/mo
$246KIncome needed
5.2×Price ÷ income
$1,356Weekly cost
$44,505Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,874Property tax $598Total carry $6,472

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,701per month

Mortgage amount $1,031,104 · 4.49% over 25 years

$257,776Down payment (20.0%)
$1,031,104Loan before insurance
$0CMHC premium
$6,299Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,701
Property tax
$598
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,299

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,253
Toronto municipal land transfer tax
$22,253
Estimated closing costs
$44,505

Plus your down payment of $257,776. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,900/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$679,241Total interest paid
$1,710,345Total of all payments
Principal $1,031,104 Interest $679,241
YearPrincipalInterestBalance
1$23,010$45,404$1,008,094
2$24,055$44,359$984,040
3$25,147$43,267$958,893
4$26,289$42,125$932,604
5$27,482$40,932$905,122
6$28,730$39,684$876,392
7$30,034$38,379$846,358
8$31,398$37,016$814,960
9$32,824$35,590$782,136
10$34,314$34,100$747,822
11$35,872$32,542$711,950
12$37,501$30,913$674,449
13$39,203$29,210$635,246
14$40,983$27,430$594,263
15$42,844$25,570$551,418
16$44,789$23,624$506,629
17$46,823$21,591$459,806
18$48,949$19,465$410,857
19$51,172$17,242$359,685
20$53,495$14,919$306,190
21$55,924$12,490$250,266
22$58,463$9,951$191,803
23$61,117$7,296$130,686
24$63,892$4,521$66,793
25$66,793$1,620$0

At the end of your 5-year term

Total paid over the term
$342,069
Principal paid down
$125,982
Interest paid
$216,087
Balance remaining
$905,122

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 14 whole-home leases in Palmerston-Little Italy$5,469/mo
$65,628Gross annual rent
3.9%Cap rate after taxes and upkeep
$4,893 to $6,195Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 14 whole-home leases in Palmerston-Little Italy signed at a median of $5,354 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,469. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.1%
Gross yield
− Property tax $7,171− Insurance $1,400− Vacancy & upkeep $7,219Net operating income $49,838

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP - SUMMIT REALTY INC.. MLS®/PropTx.

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