352B Harbord Street, Toronto, ON

Palmerston-Little Italy, Toronto · MLS® C13784920

$1,799,000
For Sale
Listed 34 days agoNo offer date stated
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◎ Directions
3+1Bedrooms
3Bathrooms
1Garage
2000-2500Sq ft

About this home

In short

  • Sleek, Sophisticated & Strikingly Modern - This Design-Forward Townhome Sits In The Heart Of Harbord Village.
  • Soaring 10 Ft Ceilings, Expansive Windows Throughout & Rich White Oak Flooring Create A Light-Filled, Open-Concept Main Floor.
  • The 2nd Floor Offers Two Spacious Bedrooms, Including One W/ A 16-Ft Soaring Cathedral Ceiling, A Renovated 4-Piece Spa-Inspired Bathroom & A Separate Laundry Room.
  • The Private Primary Retreat Spans The Entire 3rd Floor W/ His & Hers Dressing Areas, Custom Built-In Desk, Additional Custom Closet, Floor-To-Ceiling Tilt & Turn...
  • Thoughtfully Upgraded Throughout W/ A Dual-Zone Furnace, Brand-New A/C (Sept 2026), Built-In Closets, Power Shades W/ Blackouts In The Bedrooms, Kasa Smart Lighting...

Sleek, Sophisticated & Strikingly Modern - This Design-Forward Townhome Sits In The Heart Of Harbord Village. Soaring 10 Ft Ceilings, Expansive Windows Throughout & Rich White Oak Flooring Create A Light-Filled, Open-Concept Main Floor. The Scavolini Kitchen Anchors The Space W/ Integrated Appliances, A Generous Island & Upgraded Custom Cabinetry - An Inviting Setting For Entertaining. Just Off The Dining Room, Step Out Onto Your Private Deck, Complete W/ A Gas Line For Effortless Outdoor Dining & Entertaining. The 2nd Floor Offers Two Spacious Bedrooms, Including One W/ A 16-Ft Soaring Cathedral Ceiling, A Renovated 4-Piece Spa-Inspired Bathroom & A Separate Laundry Room. The Private Primary Retreat Spans The Entire 3rd Floor W/ His & Hers Dressing Areas, Custom Built-In Desk, Additional Custom Closet, Floor-To-Ceiling Tilt & Turn Windows/Doors, A 5-Piece Ensuite Spa & A Private City-Skyline Terrace W/ CN Tower Views. The Lower-Level Den, Complete W/ A 2-Piece Bath, Makes For The Perfect Home Office / Den. Thoughtfully Upgraded Throughout W/ A Dual-Zone Furnace, Brand-New A/C (Sept 2026), Built-In Closets, Power Shades W/ Blackouts In The Bedrooms, Kasa Smart Lighting System & Central Vac. Private Direct-Access Parking W/ Connected Garage & Organization System. Steps To The Best Of Harbord Village & Little Italy, W/ Incredible Restaurants, Cafes & Shops Along Harbord, College & Bloor. A Truly Turnkey Urban Home In One Of Toronto's Most Coveted Neighbourhoods.

Key facts

Property type
Townhouse, 3-Storey
MLS®
C13784920
Bedrooms
3+1 (4 total)
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
14.63 × 49.84 ft
Cross streets
Harbord & Shaw
Parking
1 garage (built-in)
Driveway
Lane
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Foundation
Brick, Concrete
Roof
Flat, Asphalt Shingle
Sewer
Sewer
Property tax
$6,898 / 2026
Days on market
34
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

LaundrySecond2.11 × 1.47 m

enclosed · closet

Primary BedroomThird3.08 × 4.00 m

walk-in closet(s) · 5 pc ensuite · w/o to sundeck

Dining RoomMain4.01 × 4.00 m

hardwood floor · south view · w/o to balcony

Living RoomMain4.48 × 4.00 m

hardwood floor · south view · combined w/kitchen

DenLower2.83 × 2.07 m

w/o to garage · double closet · 2 pc bath

Bedroom 2Second4.30 × 3.54 m

cathedral ceiling(s) · his and hers closets · hardwood floor

Bedroom 3Second4.30 × 3.54 m

south view · his and hers closets · hardwood floor

KitchenMain4.36 × 3.08 m

centre island · b/i appliances · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (King Edward Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Palmerston-Little Italy · asking prices
$1.30Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market.

Per square foot, these ask about $800/sqft; this home lists at $800/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.80MThis home1.30M1.40M1.20M1.29MThis home vs active comparables

Neighbourhood & location

Palmerston-Little Italy, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$987K
Cabbagetown-South St. James Town
$1.55M
Playter Estates-Danforth
$1.35M
South Riverdale
$1.49M
Stonegate-Queensway
$1.43M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near King Edward Junior and Senior Public School
83%
King Edward Junior and Senior Public SchoolPublic · Elementary · 1.1 km awayHigher-rated than most nearby · 83% meet the provincial standard
Delta Alternative Senior SchoolEQAO results not published
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Central Toronto Academy · Public secondary0.2 km · 69% at standard
Horizon Alternative Senior School · Public elementary0.2 km
Delta Senior Alternative School · Public elementary0.2 km
Montrose Junior Public School · Public elementary0.2 km · 95% at standard
West End Alternative School · Public secondary0.3 km
Dewson Street Junior Public School · Public elementary0.5 km · 64% at standard
Harbord Collegiate Institute · Public secondary0.6 km · 85% at standard
Clinton Street Junior Public School · Public elementary0.6 km · 90% at standard
St Francis of Assisi Catholic School · Catholic elementary0.6 km · 80% at standard
Ossington/Old Orchard Junior Public School · Public elementary0.8 km · 88% at standard
Pope Francis Catholic School · Catholic elementary0.9 km · 67% at standard
St Mary Catholic Academy · Catholic secondary0.9 km · 66% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,199/mo
$333KIncome needed
5.4×Price ÷ income
$1,892Weekly cost
$64,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $8,199Property tax $575Total carry $8,774

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,958per month

Mortgage amount $1,439,200 · 4.49% over 25 years

$359,800Down payment (20.0%)
$1,439,200Loan before insurance
$0CMHC premium
$8,532Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,958
Property tax
$575
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,532

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,455
Toronto municipal land transfer tax
$32,455
Estimated closing costs
$64,910

Plus your down payment of $359,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,631/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$948,075Total interest paid
$2,387,275Total of all payments
Principal $1,439,200 Interest $948,075
YearPrincipalInterestBalance
1$32,117$63,374$1,407,083
2$33,575$61,916$1,373,508
3$35,099$60,392$1,338,409
4$36,693$58,798$1,301,715
5$38,359$57,132$1,263,356
6$40,101$55,390$1,223,256
7$41,922$53,569$1,181,334
8$43,825$51,666$1,137,509
9$45,815$49,676$1,091,694
10$47,895$47,596$1,043,799
11$50,070$45,421$993,730
12$52,343$43,148$941,387
13$54,720$40,771$886,667
14$57,204$38,287$829,463
15$59,801$35,690$769,662
16$62,517$32,974$707,145
17$65,355$30,136$641,790
18$68,322$27,169$573,468
19$71,425$24,066$502,043
20$74,667$20,824$427,376
21$78,058$17,433$349,318
22$81,602$13,889$267,716
23$85,307$10,184$182,409
24$89,180$6,311$93,229
25$93,229$2,262$0

At the end of your 5-year term

Total paid over the term
$477,455
Principal paid down
$175,844
Interest paid
$301,611
Balance remaining
$1,263,356

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $6,898− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,558

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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