620 Crawford Street, Toronto, ON

Palmerston-Little Italy, Toronto · MLS® C14094820

$1,299,000
For Sale
Just listed todayNo offer date stated
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3+1Bedrooms
3Bathrooms
1.5Garage
1500-2000Sq ft

About this home

In short

  • The light is what gets you first.
  • Pouring through big east- and west-facing windows, it follows you across three floors at 620 Crawford.
  • Loved by the same family for 32 years, this is a home that has grown with the people inside it.
  • A fully renovated basement apartment brings rental income.
  • Behind the beauty: a garage, three new roofs, a 2019 furnace, extensive basement waterproofing and mostly Magic Windows.

The light is what gets you first. Pouring through big east- and west-facing windows, it follows you across three floors at 620 Crawford. Loved by the same family for 32 years, this is a home that has grown with the people inside it. Today, a perfectly laid out ground-floor suite with a spacious upper unit spanning two floors offers room for inter-generational living or co-owners to build a community. A fully renovated basement apartment brings rental income. Outside, the gardens are their own kind of magic: peonies out front, ferns and hellebores out back, a clematis-covered arbour and a deck made for breakfast that stretches into lunch. A large third-floor deck offers another place to bask and linger. Behind the beauty: a garage, three new roofs, a 2019 furnace, extensive basement waterproofing and mostly Magic Windows. And then there's Crawford itself. Birthday cake from a neighbour. A yearly block party. Parks, bakeries and the subway woven into daily life. A house with roots and room for your own. Or imagine it entirely your own: easily re-imagined as a single family home or thoughtfully adapted into two distinct units, with the flexibility to grow and change alongside you. Come see how good life can feel here.

Key facts

Property type
Townhouse, 3-Storey
MLS®
C14094820
Bedrooms
3+1 (4 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
15.17 × 128 ft
Cross streets
Harbord & Ossington
Parking
1.5 garage (detached)
Basement
Finished with Walk-Out, Apartment
Kitchens
3 (2 + 1)
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Brick, Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,213 / 2026
Listing brokerage
PROPERTY.CA INC.

Rooms

Living RoomMain3.43 × 5.11 m

hardwood floor · open concept · large window

Living RoomSecond3.61 × 3.94 m

hardwood floor · double closet · bay window

Living RoomLower3.02 × 8.66 m

vinyl floor · open concept · pot lights

Bedroom 4Lower2.87 × 3.68 m

window · vinyl floor · walk-in closet(s)

BedroomMain3.10 × 2.97 m

hardwood floor · large window · closet

Dining RoomMain2.87 × 3.38 m

window floor to ceiling · w/o to yard · hardwood floor

KitchenMain2.87 × 4.72 m

combined w/dining · renovated · large window

Bedroom 2Second2.77 × 3.07 m

hardwood floor · closet · large window

KitchenLower3.02 × 8.66 m

combined w/living · open concept · pot lights

Bedroom 3Third4.32 × 8.31 m

hardwood floor · w/o to deck · skylight

KitchenSecond2.87 × 4.52 m

hardwood floor · renovated · eat-in kitchen

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (King Edward Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Palmerston-Little Italy · asking prices
$1.46Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market.

Per square foot, these ask about $840/sqft; this home lists at $742/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.30MThis home1.40M1.80M1.20MThis home vs active comparables

Neighbourhood & location

Palmerston-Little Italy, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$1.05M
Cabbagetown-South St. James Town
$1.55M
Playter Estates-Danforth
$1.35M
South Riverdale
$1.36M
Stonegate-Queensway
$1.43M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near King Edward Junior and Senior Public School
83%
King Edward Junior and Senior Public SchoolPublic · Elementary · 1.1 km awayHigher-rated than most nearby · 83% meet the provincial standard
Delta Alternative Senior SchoolEQAO results not published
St. BrunoEQAO results not published
Also nearby: 12 more schools within 2.5 km
Central Toronto Academy · Public secondary0.2 km · 69% at standard
Horizon Alternative Senior School · Public elementary0.2 km
Delta Senior Alternative School · Public elementary0.3 km
Montrose Junior Public School · Public elementary0.3 km · 95% at standard
West End Alternative School · Public secondary0.3 km
Dewson Street Junior Public School · Public elementary0.5 km · 64% at standard
Harbord Collegiate Institute · Public secondary0.6 km · 85% at standard
Clinton Street Junior Public School · Public elementary0.6 km · 90% at standard
St Francis of Assisi Catholic School · Catholic elementary0.7 km · 80% at standard
Ossington/Old Orchard Junior Public School · Public elementary0.8 km · 88% at standard
St Mary Catholic Academy · Catholic secondary0.9 km · 66% at standard
Essex Junior and Senior Public School · Public elementary0.9 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,920/mo
$248KIncome needed
5.2×Price ÷ income
$1,366Weekly cost
$44,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,920Property tax $601Total carry $6,521

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,746per month

Mortgage amount $1,039,200 · 4.49% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,347Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,746
Property tax
$601
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,347

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Toronto municipal land transfer tax
$22,455
Estimated closing costs
$44,910

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,955/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$684,575Total interest paid
$1,723,775Total of all payments
Principal $1,039,200 Interest $684,575
YearPrincipalInterestBalance
1$23,191$45,760$1,016,009
2$24,243$44,708$991,766
3$25,344$43,607$966,422
4$26,495$42,456$939,927
5$27,698$41,253$912,229
6$28,956$39,995$883,273
7$30,270$38,681$853,003
8$31,645$37,306$821,359
9$33,081$35,870$788,277
10$34,583$34,368$753,694
11$36,154$32,797$717,540
12$37,795$31,156$679,745
13$39,511$29,440$640,234
14$41,305$27,646$598,929
15$43,181$25,770$555,748
16$45,141$23,810$510,607
17$47,191$21,760$463,416
18$49,333$19,618$414,083
19$51,573$17,378$362,509
20$53,915$15,036$308,594
21$56,363$12,588$252,231
22$58,922$10,029$193,309
23$61,597$7,354$131,712
24$64,394$4,557$67,318
25$67,318$1,633$0

At the end of your 5-year term

Total paid over the term
$344,755
Principal paid down
$126,971
Interest paid
$217,784
Balance remaining
$912,229

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $7,213− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,029

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.

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