59 Chipstead Road, Toronto, ON

Banbury-Don Mills, Toronto · MLS® C14030702

$1,998,000
For Sale
Listed 6 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • A Grand Dame Ready for Her Next Chapter.
  • Sitting tall and proud on a 65' x 120' corner lot, this Tudor-inspired residence with a storybook turret marks the entrance to the sought-after Banbury/Denlow...
  • The living room has a large picture window, hardwood floors, and a fireplace.
  • Both the kitchen and family room open to the sun-filled addition with two walkouts to the garden.
  • Improvements include: Sun-filled main floor addition with two walkouts to garden (1991) New hardwood on the second level (2020) Renovated 5-piece bath with jacuzzi...

A Grand Dame Ready for Her Next Chapter. This is an opportunity to apply your personal vision. Sitting tall and proud on a 65' x 120' corner lot, this Tudor-inspired residence with a storybook turret marks the entrance to the sought-after Banbury/Denlow neighbourhood. With over 4,800 sq. ft. of living space, including the lower level, and an arched, stone-framed entry, it is one of only a few homes of its kind in Banbury. A grand marble foyer with a circular staircase sets the tone. The living room has a large picture window, hardwood floors, and a fireplace. The formal dining area has easy access to the large kitchen with built-in appliances, island, tons of storage, and counter space. Both the kitchen and family room open to the sun-filled addition with two walkouts to the garden. Two-piece powder room and a laundry room with direct access to the double garage is an added bonus. Four large bedrooms, including a spacious primary with ensuite and walk-in closet. A dedicated nook is ideal for an office or play area. The lower level offers a large recreation room with built-in bar, a three-piece bathroom, and tons of storage. Potential for a +1. On the market for the first time in over 50 years. Improvements include: Sun-filled main floor addition with two walkouts to garden (1991) New hardwood on the second level (2020) Renovated 5-piece bath with jacuzzi (mid 90's) Windows replaced throughout (dining room excepted) (90's) Waterproofing with new weeping tile (2024) New boiler heating system and tankless water heater (2018) New roof (2011). Amazing family community, known for top-rated private schools (Crescent, Toronto French School, Bayview Glen). Public schools (Denlow, Windfields, York Mills Collegiate). Come see the possibilities this home can offer.

Key facts

Property type
Detached, 2-Storey
MLS®
C14030702
Bedrooms
4
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
65 × 120 ft
Cross streets
York Mills and Leslie
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished
Heating
Baseboard
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$11,832 / 2026
Days on market
6
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

Dining RoomMain3.66 × 5.57 m

hardwood floor · swing doors · window

RecreationLower4.75 × 13.26 m

b/i bar · vinyl floor · 3 pc bath

Bedroom 4Second4.01 × 3.96 m

hardwood floor · window · closet

Primary BedroomSecond5.36 × 3.96 m

5 pc ensuite · walk-in closet(s) · broadloom

Family RoomMain5.18 × 3.66 m

hardwood floor · b/i bookcase · fireplace

OtherLower5.03 × 4.93 m

Separate Room

Living RoomMain6.40 × 3.96 m

hardwood floor · fireplace · crown moulding

Bedroom 3Second3.56 × 3.96 m

hardwood floor · window · double closet

KitchenMain3.96 × 4.88 m

french doors · b/i appliances · centre island

BreakfastMain3.56 × 8.15 m

tile floor · breakfast bar · overlooks backyard

FoyerMain4.42 × 4.01 m

wainscoting · marble floor · double closet

Bedroom 2Second3.66 × 4.50 m

hardwood floor · window · double closet

OfficeSecond2.36 × 3.86 m

hardwood floor · window · circular room

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

Banbury-Don Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

St. Andrew-Windfields
$4.10M
Willowdale East
$2.16M
Lawrence Park North
$3.00M
Leaside
$2.15M
Wexford-Maryvale
$849K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near York Mills Collegiate Institute
88%
York Mills Collegiate InstitutePublic · Secondary · 0.3 km awayHigher-rated than most nearby · 88% meet the provincial standard
Park Lane Public SchoolEQAO results not published
Also nearby: 9 more schools within 2.5 km
Windfields Middle School · Public elementary0.5 km · 91% at standard
Denlow Public School · Public elementary0.8 km · 90% at standard
Harrison Public School · Public elementary0.9 km · 82% at standard
Dunlace Public School · Public elementary1.3 km · 69% at standard
Rippleton Public School · Public elementary1.4 km · 75% at standard
St Andrew's Middle School · Public elementary1.6 km · 81% at standard
Owen Public School · Public elementary1.8 km · 59% at standard
Norman Ingram Public School · Public elementary2.1 km · 65% at standard
Elkhorn Public School · Public elementary2.4 km · 85% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$9,106/mo
$382KIncome needed
5.2×Price ÷ income
$2,101Weekly cost
$72,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $9,106Property tax $986Total carry $10,092

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,838per month

Mortgage amount $1,598,400 · 4.49% over 25 years

$399,600Down payment (20.0%)
$1,598,400Loan before insurance
$0CMHC premium
$9,824Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,838
Property tax
$986
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,824

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,435
Toronto municipal land transfer tax
$36,435
Estimated closing costs
$72,870

Plus your down payment of $399,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,697/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,052,948Total interest paid
$2,651,348Total of all payments
Principal $1,598,400 Interest $1,052,948
YearPrincipalInterestBalance
1$35,669$70,384$1,562,731
2$37,289$68,765$1,525,441
3$38,982$67,072$1,486,459
4$40,752$65,302$1,445,707
5$42,602$63,452$1,403,105
6$44,537$61,517$1,358,568
7$46,559$59,495$1,312,010
8$48,673$57,381$1,263,337
9$50,883$55,171$1,212,454
10$53,193$52,861$1,159,261
11$55,608$50,446$1,103,653
12$58,133$47,921$1,045,520
13$60,772$45,281$984,748
14$63,532$42,522$921,216
15$66,416$39,638$854,799
16$69,432$36,622$785,368
17$72,584$33,470$712,783
18$75,880$30,174$636,903
19$79,325$26,729$557,578
20$82,927$23,127$474,651
21$86,692$19,362$387,959
22$90,628$15,426$297,330
23$94,743$11,311$202,587
24$99,045$7,009$103,542
25$103,542$2,512$0

At the end of your 5-year term

Total paid over the term
$530,270
Principal paid down
$195,295
Interest paid
$334,975
Balance remaining
$1,403,105

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $11,832− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $54,052

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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