26 St Germain Avenue, Toronto, ON
Lawrence Park North, Toronto · MLS® C14032734
About this home
In short
- A Parisian Inspired Masterpiece In The Heart Of North Toronto.
- Rich Chevron Hardwood Flooring, Elegant Crown Moulding, Sophisticated Wainscoting, Exquisite Custom Millwork, And A Warm Neutral Palette Create An Atmosphere Of...
- Soaring Ceilings, Expansive Windows, And An Abundance Of Natural Light Make Every Room Feel Bright, Airy, And Inviting.
- Thoughtfully Designed For Modern Family Living, This 4+1 Bedroom, 5 Bathroom Home Offers Beautifully Proportioned Principal Rooms, Seamless Indoor And Outdoor Living...
A Parisian Inspired Masterpiece In The Heart Of North Toronto. Welcome To 26 Saint Germain Avenue, A Stunning Newly Built Residence That Feels Straight Out Of The Pages Of Architectural Digest. A Perfect Marriage Of European Elegance And Modern Luxury, This Exceptional Home Blends Timeless Architectural Details With The Comforts Of Contemporary Living. Rich Chevron Hardwood Flooring, Elegant Crown Moulding, Sophisticated Wainscoting, Exquisite Custom Millwork, And A Warm Neutral Palette Create An Atmosphere Of Understated Luxury Throughout. Soaring Ceilings, Expansive Windows, And An Abundance Of Natural Light Make Every Room Feel Bright, Airy, And Inviting. Thoughtfully Designed For Modern Family Living, This 4+1 Bedroom, 5 Bathroom Home Offers Beautifully Proportioned Principal Rooms, Seamless Indoor And Outdoor Living Through Expansive Accordion Glass Doors, Built-In Speakers, A Heated Interlock Driveway, And Two Car Parking. Professionally Landscaped Front And Back Gardens Feature Boxwoods, Hydrangeas, Cedar Hedges, And Lush Sod, Creating Low Maintenance Perennial Beauty. No Detail Has Been Spared. Just Steps To Vibrant Yonge Street, Exceptional Restaurants, Charming Cafes, Boutique Shopping, Subway Access, And Some Of Toronto's Most Sought After Schools. This Is The North Toronto Lifestyle You've Been Waiting For. A Rare Opportunity To Own A Home That Feels Both Impressively Luxurious And Effortlessly Welcoming. Modern In Every Way, Yet Rich With Character And Soul. Some Homes Are Simply Built. Others Are Beautifully Crafted. This Is One Of Them.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C14032734
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500 sq ft
- Lot
- 25 × 151 ft
- Cross streets
- YONGE AND LAWRENCE
- Parking
- 2 parking
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $14,257 / 2026
- Days on market
- 5
- Listing brokerage
- HARVEY KALLES REAL ESTATE LTD.
Rooms
hardwood floor · picture window · built-in speakers
hardwood floor · double closet · ensuite bath
hardwood floor · wainscoting · built-in speakers
hardwood floor · double closet · picture window
pot lights · tile floor
vinyl floor · pot lights · above grade window
enclosed · vinyl floor · pot lights
centre island · quartz counter · pantry
hardwood floor · pot lights · double closet
ensuite bath · w/o to balcony · walk-in closet(s)
gas fireplace · walk-out · built-in speakers
vinyl floor · built-in speakers · above grade window
tile floor · laundry sink
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readOn schools, this address is zoned for Lawrence Park Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $1,389/sqft; this home lists at $1,547/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Lawrence Park North, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $2,784,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $15,393
- Property tax
- $1,188
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $16,581
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $73,475
- Toronto municipal land transfer tax
- $78,275
- Estimated closing costs
- $151,750
Plus your down payment of $696,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $923,593
- Principal paid down
- $340,153
- Interest paid
- $583,439
- Balance remaining
- $2,443,847
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.