2404-33 University Avenue, Toronto, ON

Bay Street Corridor, Toronto · MLS® C14086522

$939,000
For Sale
Listed 3 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • Experience Luxury Living At Empire Plaza.
  • Wall To Wall Windows, Marble Foyer, Kitchen & Baths, Master Ensuite, Walk-In Closet, 1 Parking, Visitors Parking, Concierge Utilities Included (Water, Hydro...

Experience Luxury Living At Empire Plaza! Downtown Toronto Financial District, Sw View That Captures Lake Ontario. Minutes To The Entertainment District, Path, Waterfront And Union Station. Wall To Wall Windows, Marble Foyer, Kitchen & Baths, Master Ensuite, Walk-In Closet, 1 Parking, Visitors Parking, Concierge ******** Utilities Included (Water, Hydro, Heating, Cooling, Parking)

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14086522
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
1200-1399 sq ft
Cross streets
Wellington/University
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,163/mo
Exposure
South West
Property tax
$4,143 / 2026
Days on market
3
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

SunroomFlat3.35 × 2.20 m

sw view · ceramic floor · picture window

Dining RoomFlat7.80 × 3.35 m

combined w/living · large window · laminate

FoyerFlat6.00 × 4.00 m

mirrored closet · french doors · marble floor

Living RoomFlat7.85 × 3.35 m

combined w/dining · combined w/sunroom · laminate

KitchenFlat3.20 × 2.60 m

granite counters · marble floor · stainless steel appl

Bedroom 2Flat3.85 × 2.75 m

3 pc ensuite · walk-in closet(s) · broadloom

Primary BedroomFlat4.65 × 3.35 m

4 pc ensuite · walk-in closet(s) · broadloom

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Orde Street Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Bay Street Corridor · asking prices
$887kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $806/sqft; this home lists at $723/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
939kThis home999k850k730k929k925kThis home vs active comparables

Neighbourhood & location

Bay Street Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$615K
Church-Yonge Corridor
$529K
Waterfront Communities C8
$554K
Kensington-Chinatown
$585K
Niagara
$724K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Orde Street Public School
76%
Orde Street Public SchoolPublic · Elementary · 1.5 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Contact Alternative School School · Public secondary1.0 km
Ogden Junior Public School · Public elementary1.0 km · 69% at standard
Downtown Alternative School · Public elementary1.1 km
St Michael's Choir (Sr) School · Catholic secondary1.1 km · 98% at standard
St Michael's Choir (Jr) School · Catholic elementary1.1 km · 98% at standard
Bishop Macdonell Catholic School · Catholic elementary1.2 km · 82% at standard
Oasis Alternative Secondary School · Public secondary1.2 km
ALPHA Alternative Junior School · Public elementary1.2 km
Jean Lumb Public School · Public elementary1.2 km · 73% at standard
Heydon Park Secondary School · Public secondary1.3 km · 8% at standard
Beverley School · Public elementary1.4 km
Subway Academy II · Public secondary1.4 km

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,280/mo
$199KIncome needed
4.7×Price ÷ income
$988Weekly cost
$30,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $4,280Property tax $345Condo fee $1,163Total carry $5,788

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,154per month

Mortgage amount $751,200 · 4.49% over 25 years

$187,800Down payment (20.0%)
$751,200Loan before insurance
$0CMHC premium
$5,662Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,154
Property tax
$345
Condo / maintenance fees
$1,163
Heating
$0
Estimated monthly cost
$5,662

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,255
Toronto municipal land transfer tax
$15,255
Estimated closing costs
$30,510

Plus your down payment of $187,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,027/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$494,854Total interest paid
$1,246,054Total of all payments
Principal $751,200 Interest $494,854
YearPrincipalInterestBalance
1$16,764$33,079$734,436
2$17,525$32,317$716,912
3$18,320$31,522$698,591
4$19,152$30,690$679,439
5$20,022$29,820$659,417
6$20,931$28,911$638,486
7$21,881$27,961$616,605
8$22,875$26,967$593,730
9$23,913$25,929$569,817
10$24,999$24,843$544,818
11$26,134$23,708$518,684
12$27,321$22,521$491,363
13$28,561$21,281$462,802
14$29,858$19,984$432,944
15$31,214$18,628$401,730
16$32,631$17,211$369,099
17$34,112$15,730$334,987
18$35,661$14,181$299,325
19$37,281$12,562$262,045
20$38,973$10,869$223,072
21$40,743$9,099$182,329
22$42,593$7,250$139,736
23$44,526$5,316$95,210
24$46,548$3,294$48,662
25$48,662$1,181$0

At the end of your 5-year term

Total paid over the term
$249,211
Principal paid down
$91,783
Interest paid
$157,428
Balance remaining
$659,417

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.2%
Gross yield
− Property tax $4,143− Condo fees $13,954− Insurance $600− Vacancy & upkeep $5,412Net operating income $25,091

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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