4302-16 Harbour Street, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C14087794
About this home
In short
- Rarely Offered Palatial Executive 3-Bedroom + Den Residence at the prestigious 16 Harbour St., featuring a private entrance with exclusive elevator access...
- Offering 1,772 sq. ft. of thoughtfully designed open-concept living, this exceptional suite is ideal for both everyday living and sophisticated entertaining.
- Bright living and dining areas feature engineered hardwood flooring, a fireplace, and breathtaking skyline views.
- The spacious primary retreat offers a private balcony, walk-in closet, and luxurious 5-piece ensuite.
- Residents enjoy resort-style amenities including an indoor pool, sauna, fitness centre, basketball court, outdoor tennis courts, rooftop BBQ terrace, guest suites...
Rarely Offered Palatial Executive 3-Bedroom + Den Residence at the prestigious 16 Harbour St., featuring a private entrance with exclusive elevator access, spectacular northwest CN Tower views, northeast city skyline vistas, and partial lake views through expansive floor-to-ceiling windows. Never before offered for sale or lease, this impeccably maintained, owner-occupied residence is making its market debut and presents in like-new condition. Offering 1,772 sq. ft. of thoughtfully designed open-concept living, this exceptional suite is ideal for both everyday living and sophisticated entertaining. A standout feature is the highly coveted side-by-side parking and locker combination, originally purchased from the builder at an approximate $100,000 premium, providing two private side-by-side parking spaces with two adjacent lockers. The chef-inspired kitchen showcases granite countertops, premium stainless steel appliances, abundant cabinetry, a gas range, wine fridge, and a generous breakfast bar. Bright living and dining areas feature engineered hardwood flooring, a fireplace, and breathtaking skyline views. The spacious primary retreat offers a private balcony, walk-in closet, and luxurious 5-piece ensuite. The second bedroom includes its own 4-piece ensuite, while the third bedroom and separate den provide exceptional flexibility for family living, guests, a home office, or library. Residents enjoy resort-style amenities including an indoor pool, sauna, fitness centre, basketball court, outdoor tennis courts, rooftop BBQ terrace, guest suites, party room with catering kitchen, meeting room, children's play areas, concierge, and more. Unbeatable downtown location just steps to Union Station, GO Transit, Scotiabank Arena, the Financial District, waterfront, PATH, world-class dining, shopping, and entertainment. A truly rare opportunity to own one of the finest residences in one of Toronto's most sought-after waterfront communities.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C14087794
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 3
- Size
- 1600-1799 sq ft
- Cross streets
- Yonge/ Harbour/ Bay
- Parking
- 1 garage · 2 parking (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,728/mo
- Exposure
- North West
- Property tax
- $1,728 / 2026
- Days on market
- 3
- Listing brokerage
- RE/MAX PLUS CITY TEAM INC.
Rooms
window floor to ceiling · mirrored closet · broadloom
window floor to ceiling · w/o to balcony · hardwood floor
stainless steel appl · breakfast bar · granite counters
fireplace · window floor to ceiling · hardwood floor
window floor to ceiling · combined w/living
6 pc ensuite · walk-in closet(s) · w/o to balcony
4 pc ensuite · window floor to ceiling · mirrored closet
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.
Per square foot, these ask about $925/sqft; this home lists at $1,053/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Waterfront Communities C1, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,431,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,917
- Property tax
- $144
- Condo / maintenance fees
- $1,728
- Heating
- $0
- Estimated monthly cost
- $9,789
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $32,273
- Toronto municipal land transfer tax
- $32,273
- Estimated closing costs
- $64,546
Plus your down payment of $357,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $475,040
- Principal paid down
- $174,954
- Interest paid
- $300,086
- Balance remaining
- $1,256,966
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PLUS CITY TEAM INC.. MLS®/PropTx.