3311-55 Harbour Square, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C14090820

$1,988,000
For Sale
Listed 2 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage
2000-2249Sq ft

About this home

In short

  • Luxurious Lakeside Living at Harbour Front Completely Renovated! -Prime Location/ Breathtaking Views/ Modern Elegance.- Welcome to a rare Opportunity to Own a...
  • Sleek, Newly Renovated New kitchen with waterfall island breakfast bar.
  • Engineered Hardwood Flooring thru-out. complemented by smooth ceilings, new doors and baseboard trim.
  • Luxurious Primary Suite with a custom walk-in closet and a glass shower stall ensuite, offering Beautiful City views.
  • Visitor Parkings. Steps to Parks, Boardwalk, Martin goodman Trail/Bike Path, Harbour Front Centre of Art & Performance, Island Ferry and More...

Luxurious Lakeside Living at Harbour Front Completely Renovated! -Prime Location/ Breathtaking Views/ Modern Elegance.- Welcome to a rare Opportunity to Own a Completely renovated 3 Bedrooms/ /3 Wash residence, situated near the Top of the building with Unobstructed Panoramic view of the Lake and City Skyline. spanning an Impressive 2033 sq.ft. this Exceptional unit offers a Bright, functional open-concept layout designed for both comfort and sophistication.-Floor to Ceiling Window with a Julitte Balcony. Expansive Living Room featuring a cozy Fireplace Overlook the Water. Sleek, Newly Renovated New kitchen with waterfall island breakfast bar. Brand New Appliances, and contemporary finishes. Engineered Hardwood Flooring thru-out. complemented by smooth ceilings, new doors and baseboard trim. Luxurious Primary Suite with a custom walk-in closet and a glass shower stall ensuite, offering Beautiful City views. One Parking and One Locker. Excellence Building amenities Offers 24Hrs Concierge. Shuttle Bus Service. 60 ft. Salt Water Pool. Rooftop Garden w/BBQ Terraces and Lounges Area. Party Room W/Licence Private Bar/Lounge, Exercise Room, Billiards Room. Visitor Parkings. ***Steps to Parks, Boardwalk, Martin goodman Trail/Bike Path, Harbour Front Centre of Art & Performance, Island Ferry and More...***

Key facts

Property type
Condo Apartment, Apartment
MLS®
C14090820
Bedrooms
3
Bathrooms
3 (1 half)
Size
2000-2249 sq ft
Cross streets
York /Queens Quay
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
Central Air
Exterior
Other
Maintenance
$1,822/mo
Exposure
South
Property tax
$7,843 / 2025
Days on market
2
Listing brokerage
LANDSTARS 360 REALTY INC.

Rooms

Primary BedroomFlat5.45 × 3.63 m

4 pc ensuite · walk-in closet(s) · closet organizers

Living RoomFlat7.44 × 5.73 m

fireplace · hardwood floor · overlook water

Dining RoomFlat4.70 × 3.31 m

open concept · hardwood floor · overlook water

Bedroom 2Flat3.85 × 3.31 m

large closet · hardwood floor

KitchenFlat3.66 × 3.33 m

renovated · custom counter · overlooks dining

DenFlat6.97 × 5.73 m

open concept · combined w/living · overlook water

Bedroom 3Flat3.85 × 3.24 m

large closet · hardwood floor

LaundryFlat2.69 × 1.50 m

renovated · separate room · ceramic floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Island Public/Natural Science School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Waterfront Communities C1 · asking prices
$1.55Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $1,178/sqft; this home lists at $936/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.99MThis home1.95M1.79M1.60M1.30M1.10MThis home vs active comparables

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$554K
Church-Yonge Corridor
$876K
Moss Park
$549K
Kensington-Chinatown
$585K
Niagara
$727K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Island Public/Natural Science School
78%
Island Public/Natural Science SchoolPublic · Elementary · 2.7 km awayAbove the GTA average · 78% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Downtown Alternative School · Public elementary1.1 km
Bishop Macdonell Catholic School · Catholic elementary1.3 km · 82% at standard
Jean Lumb Public School · Public elementary1.3 km · 73% at standard
City School · Public secondary1.6 km · 58% at standard
Market Lane Junior and Senior Public School · Public elementary1.6 km · 74% at standard
St Michael's Choir (Sr) School · Catholic secondary1.7 km · 98% at standard
Oasis Alternative Secondary School · Public secondary1.7 km
ALPHA Alternative Junior School · Public elementary1.7 km
St Michael's Choir (Jr) School · Catholic elementary1.7 km · 98% at standard
Ogden Junior Public School · Public elementary1.7 km · 69% at standard
Contact Alternative School School · Public secondary1.8 km
Heydon Park Secondary School · Public secondary2.1 km · 8% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$9,061/mo
$402KIncome needed
4.9×Price ÷ income
$2,091Weekly cost
$72,470Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $9,061Property tax $654Condo fee $1,822Total carry $11,536

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,794per month

Mortgage amount $1,590,400 · 4.49% over 25 years

$397,600Down payment (20.0%)
$1,590,400Loan before insurance
$0CMHC premium
$11,269Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,794
Property tax
$654
Condo / maintenance fees
$1,822
Heating
$0
Estimated monthly cost
$11,269

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,235
Toronto municipal land transfer tax
$36,235
Estimated closing costs
$72,470

Plus your down payment of $397,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,643/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,047,678Total interest paid
$2,638,078Total of all payments
Principal $1,590,400 Interest $1,047,678
YearPrincipalInterestBalance
1$35,491$70,032$1,554,909
2$37,102$68,421$1,517,807
3$38,787$66,736$1,479,020
4$40,548$64,975$1,438,472
5$42,389$63,134$1,396,082
6$44,314$61,209$1,351,769
7$46,326$59,197$1,305,443
8$48,429$57,094$1,257,014
9$50,628$54,895$1,206,386
10$52,927$52,596$1,153,459
11$55,330$50,193$1,098,129
12$57,842$47,681$1,040,287
13$60,468$45,055$979,819
14$63,214$42,309$916,605
15$66,084$39,439$850,521
16$69,084$36,439$781,437
17$72,221$33,302$709,216
18$75,500$30,023$633,715
19$78,928$26,595$554,787
20$82,512$23,011$472,275
21$86,258$19,265$386,017
22$90,175$15,348$295,842
23$94,269$11,254$201,573
24$98,549$6,974$103,024
25$103,024$2,499$0

At the end of your 5-year term

Total paid over the term
$527,616
Principal paid down
$194,318
Interest paid
$333,298
Balance remaining
$1,396,082

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,800/mo
$81,600Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $7,843− Condo fees $21,867− Insurance $600− Vacancy & upkeep $8,976Net operating income $42,315

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LANDSTARS 360 REALTY INC.. MLS®/PropTx.

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