107 Macpherson Avenue, Toronto, ON

Annex, Toronto · MLS® C14116674

$3,150,000
For Sale
Listed 3 days agoNo offer date stated
4+1Bedrooms
4Bathrooms
2Parking
2500-3000Sq ft

About This Home

In short

  • A Summerhill Gem | Space, Style & Sunlight Set on a coveted street in prime Summerhill, this beautifully updated, wide semi-detached home offers an exceptional blend...
  • The open-concept main floor features engineered hardwood floors, a rare wood-burning fireplace and a modern kitchen framed by a dramatic floor-to-ceiling bay window.
  • With its thoughtful updates, inviting outdoor space and coveted Summerhill address, don't miss this opportunity to enjoy stylish, low-maintenance living in one of...
Read the full description

A Summerhill Gem | Space, Style & Sunlight Set on a coveted street in prime Summerhill, this beautifully updated, wide semi-detached home offers an exceptional blend of timeless character, modern design and effortless living. With four bedrooms, three bathrooms, a main-floor powder room and parking for two cars, this move-in-ready home delivers the space and flexibility to suit every stage of life. The open-concept main floor features engineered hardwood floors, a rare wood-burning fireplace and a modern kitchen framed by a dramatic floor-to-ceiling bay window. At the rear, a sun-filled, south-facing sunroom with skylights and wall-to-wall glass creates an inviting space to relax. Sliding doors open onto a private deck and garden complete with a storage shed. The second floor offers three well-proportioned bedrooms and a four-piece family bathroom. The south-facing bedroom features built-in shelving and a closet, while the second bedroom offers a window and double closet. The third bedroom, currently configured as a work-from-home office, is distinguished by its charming bay window, decorative fireplace and closet. Ascend to your own private primary retreat, where abundant natural light pours through multiple skylights. An oversized walk-in closet and luxurious six-piece, spa-inspired ensuite create a peaceful escape from the everyday. The lower level adds exceptional versatility, featuring a media room, laundry room and an additional bedroom with its own three-piece ensuite bathroom, ideal for guests, extended family or a private workspace. With its thoughtful updates, inviting outdoor space and coveted Summerhill address, don't miss this opportunity to enjoy stylish, low-maintenance living in one of Toronto's most desirable neighbourhoods, close to the shops, cafés, restaurants, transit and everyday amenities that make Summerhill so special.

Key Facts

Property type
Townhouse, 3-Storey
MLS®
C14116674
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
23.7 × 120 ft
Cross streets
Yonge & Macpherson
Parking
2 parking
Driveway
Lane
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air, Window Unit(s)
Exterior
Brick Front
Foundation
Unknown
Roof
Flat, Shingles
Sewer
Sewer
Property tax
$14,019 / 2026
Days on market
3
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

See all 12 rooms, floor by floor
Living RoomGround4.98 × 3.94 m

2 pc ensuite · fireplace · open concept

RecreationLower6.50 × 4.70 m

window · finished

Primary BedroomThird5.05 × 4.85 m

5 pc bath · walk-in closet(s) · skylight

SunroomMain4.90 × 2.34 m

w/o to garden · skylight · closet

Bedroom 3Second4.98 × 3.71 m

overlooks garden · window · closet

LaundryLower1.96 × 1.83 m

B/I Appliances

FoyerGround1.40 × 1.32 m

closet · stone floor

Dining RoomGround4.55 × 4.52 m

open concept · overlooks living

Bedroom 2Second3.68 × 3.58 m

window · closet

BedroomLower3.73 × 2.82 m

3 pc bath · window

KitchenMain4.37 × 2.97 m

bay window · overlooks dining

BedroomSecond4.98 × 3.53 m

bay window · closet

Our Take

Team Asgarian · Broker
A small discount is typical
$3.10Mlikely sale price

Listed at $3,150,000. Going by how homes in Annex and the wider GTA have actually closed against their asking prices (about 98%, 8 local closings in 90 days), the likely sale price is near $3.10M, if it sells. A realistic range is $2.90M to $3.49M.

Independent value check: $3.07M. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $2.87M and $3.21M).

Why $3.07M. The typical townhouse sold in Annex over the past year went for about $1.84M (20 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $14,019 a year; the typical home sold here pays about $11,000.
  • ▲ Raises it stronglyIt is 2,500 to 3,000 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises it4+1 bedrooms and 4 baths, against 3+1 and 3 typically.
  • ▲ Raises itIts lot is 24 by 120 ft; the typical lot sold here is 17 by 97.
List price
$2.90MBelow recent closings$3.49MAbove recent closings

Total price vs nearby homes. Likely closing about $3.10M, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$1.64Mmedian sold price
101%of asking, on average
−18%prices vs a year ago
~8 dayshomes like this take to sell
3days on market so far
$9,871/moest. rent · 5 leases
3.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.9 months of inventory: 5 townhouse homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,145/sqft against an area asking average of $1,446/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.18M. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Annex, so I widened the search to the surrounding area.

Based on 4 homes sold on this street over the past two years, plus 1 nearby in Annex, from 46 closings in Annex.

What sellers nearby are asking

For sale in Annex now · asking prices
$2.71Mavg asking

Every home like this one for sale in Annex right now, newest listing first. These are asking prices, not sales.

Per square foot, these ask about $1,182/sqft; this home lists at $1,145/sqft. Size is part of the price story, not just the sticker.

The 5 closest in price of 7 for sale in Annex.

See all comparable homes
3.15MThis home3.50M3.79M2.40M2.00M1.90MThis home vs active comparables

Sold price trend

Median sold price for townhouses in Toronto: $1.06M in September 2026, down 3% from a year ago, on 900 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.05M84
November 2025$1.04M75
December 2025$1.05M55
January 2026$1.04M38
February 2026$1.17M53
March 2026$1.09M86
April 2026$1.22M95
May 2026$1.10M88
June 2026$1.05M97
July 2026$960K91
August 2026$995K47
September 2026$1.06M91

Thinking of selling near Annex?

You have just seen what homes around here are asking. We can tell you what yours would sell for, from the closings on your street, free and with no obligation.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Cabbagetown-South St. James Town
$1.47M
Trinity-Bellwoods
$1.61M
Dovercourt-Wallace Emerson-Junction
$1.28M
South Riverdale
$1.33M
Englemount-Lawrence
$1.30M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchment

Assigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayHigher-rated than most nearby · 87% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Cottingham Junior Public School · Public elementary0.3 km · 100% at standard
Brown Junior Public School · Public elementary0.9 km · 86% at standard
Rosedale Junior Public School · Public elementary1.0 km · 94% at standard
Huron Street Junior Public School · Public elementary1.1 km · 74% at standard
Deer Park Junior and Senior Public School · Public elementary1.3 km · 84% at standard
St Joseph's College School · Catholic secondary1.6 km · 76% at standard
Whitney Junior Public School · Public elementary1.6 km · 94% at standard
Msgr Fraser College (Isabella Campus) · Catholic secondary1.7 km
Hillcrest Community School · Public elementary1.7 km · 85% at standard
Holy Rosary Catholic School · Catholic elementary1.7 km · 89% at standard
Rose Avenue Junior Public School · Public elementary1.9 km · 46% at standard
Jarvis Collegiate Institute · Public secondary2.0 km · 57% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Questions About 107 Macpherson Avenue

What is the asking price for 107 Macpherson Avenue?

It is listed at $3,150,000.

How many bedrooms and bathrooms does 107 Macpherson Avenue have?

4+1 bedrooms, and 4 bathrooms (1 of them half baths).

How big is 107 Macpherson Avenue?

The listing gives 2500-3000 sq ft of living space, on a 23.7 × 120 ft lot.

Does 107 Macpherson Avenue have parking?

2 parking spaces, no garage listed.

What are the property taxes on 107 Macpherson Avenue?

$14,019 a year, for 2026.

Is there an offer date for 107 Macpherson Avenue?

The listing does not state an offer date.

Which schools is 107 Macpherson Avenue zoned for?

By the school boards' attendance boundaries: Jesse Ketchum Junior and Senior Public School, Inglenook Community School and Our Lady of Perpetual Help. Boundaries change, so confirm with the board before relying on it.

When was 107 Macpherson Avenue listed?

It came on the market on October 26, 2026.

Who is the listing brokerage for 107 Macpherson Avenue?

SOTHEBY'S INTERNATIONAL REALTY CANADA. Team Asgarian can book you a private showing and represent you as the buyer: (416) 837-8000.

Affordability & Mortgage

Affordability
$14,357/mo
$586KIncome needed
5.4×Price ÷ income
$3,313Weekly cost
$131,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage is 92% of the monthly costMortgage $14,357Property tax $1,168Total carry $15,525
Calculate and customize your mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of October 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,074per month

Mortgage amount $2,520,000 · 4.59% over 25 years

$630,000Down payment (20.0%)
$2,520,000Loan before insurance
$0CMHC premium
$15,242Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,074
Property tax
$1,168
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,242

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$65,225
Toronto municipal land transfer tax
$66,725
Estimated closing costs
$131,950

Plus your down payment of $630,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$17,017/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,702,164Total interest paid
$4,222,164Total of all payments
Principal $2,520,000 Interest $1,702,164
YearPrincipalInterestBalance
1$55,456$113,431$2,464,544
2$58,030$110,856$2,406,514
3$60,724$108,162$2,345,790
4$63,544$105,343$2,282,246
5$66,494$102,393$2,215,753
6$69,581$99,306$2,146,172
7$72,811$96,075$2,073,361
8$76,192$92,695$1,997,169
9$79,729$89,158$1,917,441
10$83,430$85,456$1,834,010
11$87,304$81,583$1,746,706
12$91,357$77,530$1,655,349
13$95,598$73,288$1,559,751
14$100,037$68,850$1,459,714
15$104,681$64,205$1,355,033
16$109,541$59,345$1,245,492
17$114,627$54,260$1,130,865
18$119,948$48,938$1,010,917
19$125,517$43,369$885,399
20$131,345$37,542$754,055
21$137,443$31,444$616,612
22$143,824$25,063$472,789
23$150,501$18,386$322,288
24$157,488$11,398$164,800
25$164,800$4,087$0

At the end of your 5-year term

Total paid over the term
$844,433
Principal paid down
$304,247
Interest paid
$540,186
Balance remaining
$2,215,753

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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