1208-4727 Sheppard Avenue, Toronto, ON

Agincourt South-Malvern West, Toronto · MLS® E13539082

$498,000
For Sale
Listed 14 days ago
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3Bedrooms
2Bathrooms
1Garage
1200-1399Sq Ft

About this home

Bright And Spacious Large 2 Bedroom + Solarium Condo Unit, Close To 401, Scarb.Town Centre, Ttc , Subway Station(Under Construction) ,Parks & Schools. Building With Security, Indoor & Outdoor Pool, Exercise Room, Tennis Court, Kitchen Granite Countertop, all elevators updated in 2024.

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13539082
Bedrooms
3
Bathrooms
2
Size
1200-1399
Cross streets
sheppard ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Other
Maintenance
$895/mo
Exposure
West
Property tax
$1,983 / 2025
Days on market
14
Listing brokerage
ANJIA REALTY

Rooms

Living RoomMain7.40 × 3.50 m
Bedroom 2Main5.03 × 2.74 m
BedroomMain5.66 × 3.48 m

3 Pc Bath

DenMain2.72 × 2.48 m
KitchenMain4.13 × 3.12 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$610Kest. value

Listed at $498,000, this home is about 18% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In Agincourt South-Malvern West lately, sellers have been getting about 97% of asking and homes sell in about 35 days.

Based on 50 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 50 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $418K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $490K
  • Bedrooms −$15K
  • Adjusts to $475K

That comparable adjusts to $475K; the $610K estimate above is the median of all 50 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (Agincourt Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$498KGreat deal$638KOverpriced

Total price vs nearby homes. Fair value about $610K, median of 50 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Comparable listingsCurrently listed nearby in Agincourt South-Malvern West · asking prices
$524kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

505-2365 Kennedy Road$455k#904-4725 Sheppard Avenue$499k207-4101 Sheppard Avenue$619k

The 3 closest active listings nearby.

See all comparable homes
498kThis home455k499k619kThis home vs active comparables
Live market pulseActive comparables in Agincourt South-Malvern West · median list $545K
$383this home / sqft
16active listings nearby
14days on market
99sold nearby · 90 days
$470Kmedian sold price
97%of asking, on average

This home lists 16% below the area average of $458/sqft.

13 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Agincourt South-Malvern West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$634K
Moss Park
$519K
Church-Yonge Corridor
$561K
Bay Street Corridor
$471K
Waterfront Communities C8
$719K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near White Haven Public School
74%
White Haven Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$2,270/mo
$112KIncome needed
4.5×Price ÷ income
$524Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $2,270Property tax $165Condo fee $895Total carry $3,330

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,126per month

Mortgage amount $398,400 · 4.14% over 25 years

$99,600Down payment (20.0%)
$398,400Loan before insurance
$0CMHC premium
$3,186Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,126
Property tax
$165
Condo / maintenance fees
$895
Heating
$0
Estimated monthly cost
$3,186

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,435
Toronto municipal land transfer tax
$6,435
Estimated closing costs
$12,870

Plus your down payment of $99,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,582/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$239,403Total interest paid
$637,803Total of all payments
Principal $398,400 Interest $239,403
YearPrincipalInterestBalance
1$9,333$16,179$389,067
2$9,724$15,789$379,343
3$10,130$15,382$369,213
4$10,554$14,958$358,659
5$10,995$14,517$347,664
6$11,455$14,057$336,208
7$11,935$13,578$324,274
8$12,434$13,078$311,840
9$12,954$12,558$298,886
10$13,496$12,016$285,391
11$14,060$11,452$271,330
12$14,648$10,864$256,682
13$15,261$10,251$241,421
14$15,899$9,613$225,522
15$16,564$8,948$208,958
16$17,257$8,255$191,700
17$17,979$7,533$173,721
18$18,731$6,781$154,990
19$19,515$5,998$135,475
20$20,331$5,181$115,145
21$21,181$4,331$93,963
22$22,067$3,445$71,896
23$22,990$2,522$48,906
24$23,952$1,560$24,954
25$24,954$558$0

At the end of your 5-year term

Total paid over the term
$127,561
Principal paid down
$50,736
Interest paid
$76,824
Balance remaining
$347,664

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
6.1%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.9%
Gross yield
− Property tax $1,983− Condo fees $10,735− Insurance $600− Vacancy & upkeep $5,412Net operating income $30,470

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ANJIA REALTY. MLS®/PropTx.

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