207-4101 Sheppard Avenue, Toronto, ON

Agincourt South-Malvern West, Toronto · MLS® E13713352

$599,900
For Sale
Just listed today
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3Bedrooms
2Bathrooms
1Garage
1200-1399Sq Ft

About this home

Welcome to this fully renovated 3 bedroom, 2 bathroom showstopper in the heart of Scarborough! Completely transformed from top to bottom with stylish modern finishes and thoughtful upgrades throughout, this turn-key suite offers the perfect blend of comfort, functionality, and contemporary living, ideal for families or first time home buyers looking for a move-in ready home. Step inside to discover a bright open-concept layout featuring luxury vinyl flooring throughout, upgraded 2 panel doors, mirrored closet doors, all new modern light fixtures, and a beautifully redesigned kitchen made to impress. Complete with quartz countertops, pot lights, and brand new stainless steel appliances including a fridge, stove, and over-the-range microwave, this space was designed for both everyday living and effortless entertaining. The spacious primary bedroom features a stunning renovated ensuite with a sleek stand-up shower and custom glass sliding doors, while the second full bathroom has also been tastefully updated with modern finishes. Enjoy the added convenience of a dedicated laundry room with an all-in-one washer/dryer. Located in a well-established community surrounded by parks, schools, shopping, restaurants, transit, and everyday conveniences, this home offers exceptional value and accessibility. Minutes to TTC, Go transit, major highways, and nearby amenities, this is urban convenience with the comfort of a residential neighbourhood. A rare opportunity to own a completely renovated, designer inspired unit with space to grow. Just unpack and enjoy!

Key facts

Property type
Condo Apartment, Apartment
MLS®
E13713352
Bedrooms
3
Bathrooms
2
Size
1200-1399
Cross streets
Kennedy/Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Water
A/C
None
Exterior
Brick, Concrete
Maintenance
$677/mo
Exposure
South
Property tax
$1,455 / 2026
Listing brokerage
CENTURY 21 ATRIA REALTY INC.

Rooms

KitchenFlat3.33 × 3.91 m

quartz counter · stainless steel appl · pot lights

Bedroom 2Flat2.67 × 3.66 m

vinyl floor · large window · mirrored closet

Primary BedroomFlat5.33 × 5.08 m

4 pc ensuite · large window · mirrored closet

Dining RoomFlat3.35 × 2.26 m

vinyl floor · open concept · overlooks living

Bedroom 3Flat2.79 × 3.66 m

vinyl floor · large window · mirrored closet

Living RoomFlat5.16 × 3.56 m

sunken room · window floor to ceiling · w/o to balcony

Our TakeTeam Asgarian · Broker
In line
$604Kest. value

Listed at $599,900, and my independent estimate is right in line with comparable homes.

In Agincourt South-Malvern West lately, sellers get about 97% of asking; homes sell in ~38 days.

List price
$529KGreat deal$636KOverpriced

Total price vs nearby homes. Fair value about $604K, median of 51 comparables.

How this estimate is builtthe short version

I take the 51 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $305K, lower than the comparables and worth a second look.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Agincourt Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Based on 51 comparable homes that recently sold nearby.

Comparable listingsCurrently listed nearby · asking prices
$784kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

902-15 La Rose Avenue$575k507-5418 Yonge Street$880k803-151 Dan Leckie Way$898k

The 3 closest active listings nearby.

See all comparable homes
600kThis home575k880k898kThis home vs active comparables
Live market pulseActive comparables in Agincourt South-Malvern West · median list $489K
$462this home / sqft
15active listings nearby
99sold nearby · 90 days
$485Kmedian sold price
97%of asking, on average

This home lists 2% above the area average of $451/sqft.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Agincourt South-Malvern West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bendale
$350K
Banbury-Don Mills
$579K
Bayview Village
$599K
Willowdale East
$594K
Birchcliffe-Cliffside
$482K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Agincourt Junior Public School
75%
Agincourt Junior Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 75% meet the provincial standard
Sir Alexander Mackenzie Senior Public SchoolEQAO results not published
St. BartholomewEQAO results not published

Affordability & Mortgage

Affordability
$2,734/mo
$124KIncome needed
4.9×Price ÷ income
$631Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,734Property tax $121Condo fee $677Total carry $3,533

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of August 26, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,587per month

Mortgage amount $479,920 · 4.24% over 25 years

$119,980Down payment (20.0%)
$479,920Loan before insurance
$0CMHC premium
$3,386Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,587
Property tax
$121
Condo / maintenance fees
$677
Heating
$0
Estimated monthly cost
$3,386

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,473
Toronto municipal land transfer tax
$8,473
Estimated closing costs
$16,946

Plus your down payment of $119,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$3,139/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$296,271Total interest paid
$776,191Total of all payments
Principal $479,920 Interest $296,271
YearPrincipalInterestBalance
1$11,088$19,959$468,832
2$11,564$19,484$457,268
3$12,059$18,989$445,209
4$12,576$18,472$432,633
5$13,115$17,933$419,518
6$13,677$17,371$405,842
7$14,263$16,785$391,579
8$14,874$16,174$376,705
9$15,511$15,536$361,194
10$16,176$14,872$345,018
11$16,869$14,179$328,149
12$17,592$13,456$310,558
13$18,346$12,702$292,212
14$19,132$11,916$273,080
15$19,951$11,096$253,129
16$20,806$10,241$232,323
17$21,698$9,350$210,625
18$22,628$8,420$187,997
19$23,597$7,450$164,400
20$24,608$6,439$139,792
21$25,663$5,385$114,129
22$26,762$4,285$87,366
23$27,909$3,138$59,457
24$29,105$1,943$30,352
25$30,352$695$0

At the end of your 5-year term

Total paid over the term
$155,238
Principal paid down
$60,402
Interest paid
$94,837
Balance remaining
$419,518

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
5.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.2%
Gross yield
− Property tax $1,455− Condo fees $8,127− Insurance $600− Vacancy & upkeep $5,412Net operating income $33,606

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 ATRIA REALTY INC.. MLS®/PropTx.

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