12 Thelma Drive, Whitby, ON
Rural Whitby, Whitby · MLS® E13640130
About this home
In short
- Welcome to exceptional modern living in one of Whitby's most rapidly growing, high-demand communities.
- This impressive 1,769 sq. ft. rear-lane freehold two-storey townhouse delivers an outstanding balance of functional space, refined finishes, and effortless convenience.
- Upstairs, you will find three expansive bedrooms, including a impressive primary suite complete with a spacious walk-in closet and a luxurious 5-piece ensuite bath.
- Outdoors, enjoy your own private courtyard-a quiet oasis for relaxation or weekend hosting-plus the rare benefit of a full double-car garage.
- Unbeatable location perks round out this exceptional offering: Commuter's Dream: Just 3 minutes to HWY 401 & HWY 412Everyday Convenience: Minutes to Costco, two...
Welcome to exceptional modern living in one of Whitby's most rapidly growing, high-demand communities. This impressive 1,769 sq. ft. rear-lane freehold two-storey townhouse delivers an outstanding balance of functional space, refined finishes, and effortless convenience. Step inside to a bright, freshly painted interior illuminated by newly installed LED pot lights throughout the home. Designed for clean, contemporary living, the carpet-free layout highlights seamless transitions between every room. The main floor features a sprawling living room along with a versatile dining/den area, perfect for entertaining or set up as a dedicated work-from-home space. The modern, open kitchen offers ample storage, generous counter space, and a cozy breakfast area, complemented by convenient main-floor laundry. Stylish zebra roller blinds adorn all windows, providing dynamic light control and privacy throughout. Upstairs, you will find three expansive bedrooms, including a impressive primary suite complete with a spacious walk-in closet and a luxurious 5-piece ensuite bath. Outdoors, enjoy your own private courtyard-a quiet oasis for relaxation or weekend hosting-plus the rare benefit of a full double-car garage. The unspoiled basement with low headroom area to be used as added storage, awaits your personal vision, offering tremendous potential for custom living space, recreation. Unbeatable location perks round out this exceptional offering: Commuter's Dream: Just 3 minutes to HWY 401 & HWY 412Everyday Convenience: Minutes to Costco, two Walmart, Longo's, Canadian Tire, Indigo, Winners, and HomeSense Essential Amenities: Surrounded by top-rated schools, parks, dining options, and medical clinics. Whether you are a growing family, working professional, or savvy investor seeking solid future appreciation, this pristine property offers turnkey comfort and long-term value.
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- E13640130
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 21.33 × 90.52 ft
- Cross streets
- Rossland Rd W & Coronatin Rd
- Parking
- 2 garage · 3 parking (attached)
- Driveway
- Available
- Basement
- Crawl Space, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,263 / 2026
- Days on market
- 71
- Listing brokerage
- HOMELIFE/MIRACLE REALTY LTD
Rooms
hardwood floor · pot lights · window
2 pc bath · tile floor · pot lights
tile floor · pot lights
hardwood floor · window · pot lights
walk-in closet(s) · hardwood floor · pot lights
3 pc bath · tile floor · pot lights
5 pc ensuite · soaking tub · pot lights
hardwood floor · electric fireplace · pot lights
Tile Floor
stainless steel appl · tile floor · pot lights
hardwood floor · window · pot lights
Listed at $799,000. Going by how homes in Rural Whitby and the wider GTA have actually closed against their asking prices (about 99%, 8 local closings in 90 days), the likely sale price is near $794K, if it sells. A realistic range is $744K to $895K.
Independent value check: $822K. Without looking at the asking price, our model values the home itself about 3% above the ask (homes like it typically land between $770K and $861K).
Why $822K. The typical townhouse sold in Rural Whitby over the past year went for about $847K (48 sales). What sets this one apart:
- ▲ Raises it2 garage and 3 total parking spaces, against 1 and 2 typically.
Total price vs nearby homes. Likely closing about $794K, from 8 recent closings in this pocket.
The market behind the math:
About 3.4 months of inventory: 9 townhouse homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $457/sqft against an area asking average of $457/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $766K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Primary suite: a key comfort and resale feature. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Based on 8 comparable homes that sold in Rural Whitby over the past two years, from 106 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $454/sqft; this home lists at $457/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesSold price trend
Median sold price for townhouses in Whitby: $780K in September 2026, down 3% from a year ago, on 255 closings in 11 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Whitby as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $785K | 31 |
| November 2025 | $780K | 24 |
| December 2025 | $760K | 13 |
| February 2026 | $780K | 21 |
| March 2026 | $750K | 32 |
| April 2026 | $793K | 27 |
| May 2026 | $775K | 25 |
| June 2026 | $809K | 24 |
| July 2026 | $749K | 18 |
| August 2026 | $735K | 21 |
| September 2026 | $780K | 19 |
Neighbourhood & location
Rural Whitby, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.
Mortgage amount $639,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,534
- Property tax
- $522
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,056
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,455
- Estimated closing costs
- $12,455
Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $212,055
- Principal paid down
- $78,098
- Interest paid
- $133,956
- Balance remaining
- $561,102
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 120 whole-home leases in Rural Whitby signed at a median of $3,201 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,003. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.