103 Westfield Drive, Whitby, ON

Rural Whitby, Whitby · MLS® E14084396

$749,000
For Sale
Listed 1 day agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Welcome To This Stunning 3-Bedroom Home, Less Than 2 Years Old, Ideally Located In The Highly Sought-After Williamsburg Community Of Whitby.
  • Enjoy The Inviting Large Front Porch, Elegant Oak Staircase, And Beautiful Hardwood Flooring Throughout The Main Level.
  • The Bright, Open-Concept Living Spaces Provide The Perfect Setting For Both Everyday Living And Entertaining.
  • Ideally Situated Close To Excellent Schools, Parks, Shopping, Restaurants And Everyday Amenities.
  • Easy Access To Hwy 412 Provides A Convenient Connection To Highways 407 And 401, Making Commuting A Breeze.

Welcome To This Stunning 3-Bedroom Home, Less Than 2 Years Old, Ideally Located In The Highly Sought-After Williamsburg Community Of Whitby! Featuring A Spacious And Functional Layout Designed For Modern Family Living, This Beautiful Home Offers Generously Sized Rooms, Large Windows And An Abundance Of Natural Light Throughout.Enjoy The Inviting Large Front Porch, Elegant Oak Staircase, And Beautiful Hardwood Flooring Throughout The Main Level. The Bright, Open-Concept Living Spaces Provide The Perfect Setting For Both Everyday Living And Entertaining.Ideally Situated Close To Excellent Schools, Parks, Shopping, Restaurants And Everyday Amenities. Easy Access To Hwy 412 Provides A Convenient Connection To Highways 407 And 401, Making Commuting A Breeze. The first 3 photos are virtually staged. Located In One Of Whitby's Most Desirable Communities, This Move-In Ready Home Offers The Perfect Blend Of Modern Comfort, Space, Convenience And Family-Friendly Living.A Wonderful Opportunity To Own A Nearly New Home In A Prime Whitby Location - Don't Miss It!

Key facts

Property type
Townhouse, 2-Storey
MLS®
E14084396
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
23 × 92.85 ft
Cross streets
412 / Dundas
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,848 / 2025
Days on market
1
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Bedroom 2Main3.10 × 3.40 m
Our TakeTeam Asgarian · Broker
Likely to sell near ask
$745Klikely sale price

Listed at $749,000. Going by how homes in Rural Whitby and the wider GTA have actually closed against their asking prices (about 99%, 8 local closings in 90 days), the likely sale price is near $745K, if it sells. A realistic range is $698K to $839K.

Independent value check: $760K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $712K and $796K).

Why $760K. The typical townhouse sold in Rural Whitby over the past year went for about $847K (48 sales). What sets this one apart:

  • ▼ Lowers it slightlyIts tax bill, which follows the city's own assessment, is $5,848 a year; the typical home sold here pays about $6,300.
List price
$698KBelow recent closings$839KAbove recent closings

Total price vs nearby homes. Likely closing about $745K, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$827Kmedian sold price
105%of asking, on average
−2%prices vs a year ago
~20 dayshomes like this take to sell
1days on market so far
$3,003/moest. rent · 120 leases
4.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.4 months of inventory: 9 townhouse homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $428/sqft against an area asking average of $458/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $748K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 8 comparable homes that sold in Rural Whitby over the past two years, from 106 closings there.

Sold price trend

Median sold price for townhouses in Whitby: $780K in September 2026, down 3% from a year ago, on 255 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Whitby as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$785K31
November 2025$780K24
December 2025$760K13
February 2026$780K21
March 2026$750K32
April 2026$793K27
May 2026$775K25
June 2026$809K24
July 2026$749K18
August 2026$735K21
September 2026$780K19

Neighbourhood & location

Rural Whitby, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Downtown Whitby
$780K
Pringle Creek
$655K
Port Whitby
$752K
Blue Grass Meadows
$710K
Taunton North
$739K

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,414/mo
$150KIncome needed
5.0×Price ÷ income
$788Weekly cost
$11,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,414Property tax $487Total carry $3,901

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,313per month

Mortgage amount $599,200 · 4.49% over 25 years

$149,800Down payment (20.0%)
$599,200Loan before insurance
$0CMHC premium
$3,800Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,313
Property tax
$487
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,800

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,455
Estimated closing costs
$11,455

Plus your down payment of $149,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,010/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$394,724Total interest paid
$993,924Total of all payments
Principal $599,200 Interest $394,724
YearPrincipalInterestBalance
1$13,372$26,385$585,828
2$13,979$25,778$571,850
3$14,613$25,144$557,236
4$15,277$24,480$541,959
5$15,971$23,786$525,989
6$16,696$23,061$509,293
7$17,454$22,303$491,839
8$18,246$21,511$473,593
9$19,075$20,682$454,519
10$19,941$19,816$434,578
11$20,846$18,911$413,732
12$21,793$17,964$391,939
13$22,782$16,975$369,157
14$23,816$15,940$345,341
15$24,898$14,859$320,443
16$26,028$13,729$294,415
17$27,210$12,547$267,204
18$28,446$11,311$238,759
19$29,737$10,020$209,022
20$31,087$8,670$177,935
21$32,499$7,258$145,436
22$33,974$5,783$111,462
23$35,517$4,240$75,945
24$37,129$2,627$38,815
25$38,815$942$0

At the end of your 5-year term

Total paid over the term
$198,785
Principal paid down
$73,211
Interest paid
$125,574
Balance remaining
$525,989

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 120 whole-home leases in Rural Whitby$3,003/mo
$36,036Gross annual rent
3.3%Cap rate after taxes and upkeep
$2,773 to $3,153Typical rent range
~16 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 120 whole-home leases in Rural Whitby signed at a median of $3,201 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,003. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.8%
Gross yield
− Property tax $5,848− Insurance $1,400− Vacancy & upkeep $3,964Net operating income $24,824

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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