130 Ogston Crescent, Whitby, ON

Rural Whitby, Whitby · MLS® E13876932

$899,000
For Sale
Listed 8 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Welcome to 130 Ogston Crescent in Whitby.
  • 3 bed + 3 bath freehold townhome featuring 9 ft ceilings, large windows, custom window blinds and an open concept.
  • The kitchen has granite countertops, centre island and stainless steel appliances, ceramic backsplash, 36" fridge, 30" stove & 24" dishwasher.
  • There is also a 2 piece bath on the main level.
  • The primary bedroom has a 4 pc ensuite with soaker tub and separate shower.

Welcome to 130 Ogston Crescent in Whitby. 3 bed + 3 bath freehold townhome featuring 9 ft ceilings, large windows, custom window blinds and an open concept. Plenty of natural light. The kitchen has granite countertops, centre island and stainless steel appliances, ceramic backsplash, 36" fridge, 30" stove & 24" dishwasher. Walkout to the fully fenced backyard from the dining room. There is also a 2 piece bath on the main level. Upstairs you'll find 3 spacious bedrooms. The primary bedroom has a 4 pc ensuite with soaker tub and separate shower. Washer and dryer conveniently located on the 2nd floor. This beautiful home is located right near Lynd Creek park, places of worship, schools, Rossland Rd W, HWY 412 and all amenities. A great area that has elements of both city and suburban life.

Key facts

Property type
Townhouse, 2-Storey
MLS®
E13876932
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
22.01 × 90.68 ft
Cross streets
Cornation Rd / Rossland Rd W
Parking
1 garage · 2 parking (attached)
Driveway
Private
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,568 / 2025
Days on market
8
Listing brokerage
EXP REALTY

Rooms

Great RoomMain4.56 × 3.40 m

large window · open concept · open concept

BreakfastMain3.06 × 2.93 m

centre island · w/o to yard · w/o to yard

Primary BedroomSecond4.56 × 4.01 m

walk-in closet(s) · 4 pc ensuite · walk-in closet(s)

KitchenMain3.30 × 2.93 m

granite counters · combined w/br · combined w/br

Bedroom 2Second3.30 × 3.40 m

large window · double closet

Bedroom 3Second4.08 × 2.93 m

large window · double closet

LaundrySecond1.09 × 1.98 m

Double Doors

FoyerMain2.24 × 2.08 m

Double Closet

Our TakeTeam Asgarian · Broker
Likely to sell near ask
$894Klikely sale price

Listed at $899,000. Going by how homes in Rural Whitby and the wider GTA have actually closed against their asking prices (about 99%, 8 local closings in 90 days), the likely sale price is near $894K, if it sells. A realistic range is $837K to $1.01M.

Independent value check: $757K. Without looking at the asking price, our model values the home itself about 16% below the ask (homes like it typically land between $709K and $793K).

Why $757K. The typical townhouse sold in Rural Whitby over the past year went for about $847K (48 sales). What sets this one apart:

  • ▼ Lowers it slightlyIts tax bill, which follows the city's own assessment, is $5,568 a year; the typical home sold here pays about $6,300.
List price
$837KBelow recent closings$1.01MAbove recent closings

Total price vs nearby homes. Likely closing about $894K, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$827Kmedian sold price
105%of asking, on average
−2%prices vs a year ago
~20 dayshomes like this take to sell
8days on market so far
$3,003/moest. rent · 5 leases
4.0%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.4 months of inventory: 9 townhouse homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $514/sqft against an area asking average of $449/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $786K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle

Based on 6 homes sold on this street over the past two years, from 106 closings in Rural Whitby.

Sold price trend

Median sold price for townhouses in Whitby: $780K in September 2026, down 3% from a year ago, on 255 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Whitby as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$785K31
November 2025$780K24
December 2025$760K13
February 2026$780K21
March 2026$750K32
April 2026$793K27
May 2026$775K25
June 2026$809K24
July 2026$749K18
August 2026$735K21
September 2026$780K19

Neighbourhood & location

Rural Whitby, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Pringle Creek
$655K
Downtown Whitby
$780K
Taunton North
$739K
Blue Grass Meadows
$710K
Port Whitby
$752K

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,097/mo
$175KIncome needed
5.1×Price ÷ income
$946Weekly cost
$14,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,097Property tax $464Total carry $4,561

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,441Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$464
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,441

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Estimated closing costs
$14,455

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Rural Whitby$3,003/mo
$36,036Gross annual rent
2.8%Cap rate after taxes and upkeep
$2,643 to $3,364Typical rent range
~16 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Rural Whitby signed at a median of $3,003 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,003. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.0%
Gross yield
− Property tax $5,568− Insurance $1,400− Vacancy & upkeep $3,964Net operating income $25,104

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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