82 Chatfield Drive, Ajax, ON

Central West, Ajax · MLS® E13663152

$739,000
For Sale
Listed 65 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage · 3 parking
700-1100Sq ft

About this home

In short

  • Stunning, move-in ready detached home in one of Central West Ajax's most coveted neighbourhoods, tucked away on a quiet, family-friendly crescent.
  • The renovated chef's kitchen showcases sleek quartz countertops, stylish backsplash, brand new stainless steel appliances, upgraded cabinetry, new sink + range, and...
  • The entire main level has been freshly painted and upgraded with premium hardwood flooring, oak staircase with iron spindles, and all new interior and entry doors for...
  • The finished basement adds incredible value with its own kitchenette, updated 3-pc bathroom, vinyl flooring, pot lights, a recreation/bedroom area, and a large...
  • Additional updates include a new furnace (2023).

Stunning, move-in ready detached home in one of Central West Ajax's most coveted neighbourhoods, tucked away on a quiet, family-friendly crescent. This beautifully updated 3-bedroom, 2-bath property shows true pride of ownership with approximately $100K in quality upgrades throughout. Step into a bright and welcoming main floor featuring a separate living and dining area, elegant crown moulding, modern pot lights, smooth ceilings, and a walk-out to the backyard-perfect for entertaining. The renovated chef's kitchen showcases sleek quartz countertops, stylish backsplash, brand new stainless steel appliances, upgraded cabinetry, new sink + range, and refined finishes that give the home a fresh, contemporary feel. The entire main level has been freshly painted and upgraded with premium hardwood flooring, oak staircase with iron spindles, and all new interior and entry doors for a clean, elevated look. The upper level offers three generous bedrooms with ample natural light, finished with new doors and updated flooring. The fully remodeled 4-pc bathroom features modern glass accents and full-height designer tiles. The finished basement adds incredible value with its own kitchenette, updated 3-pc bathroom, vinyl flooring, pot lights, a recreation/bedroom area, and a large laundry/mechanical room with plenty of storage. The home also features a private side entrance to the lower level. Permit application for a legal second unit has been submitted and will be provided prior to closing. Additional updates include a new furnace (2023). Located close to excellent schools, parks, shopping, restaurants, transit, and major highways, this home offers convenience, comfort, and long-term potential. A perfect opportunity for families, investors, or buyers looking for a turnkey home with income possibilities.

Key facts

Property type
Detached, 2-Storey
MLS®
E13663152
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
33.03 × 104.1 ft
Cross streets
Westney Road and Ravenscroft Road
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,800 / 2026
Days on market
65
Listing brokerage
CITYSCAPE REAL ESTATE LTD.

Rooms

Bedroom 3Second3.26 × 2.46 m

hardwood floor · closet · window

Dining RoomMain3.19 × 2.70 m

hardwood floor · crown moulding · w/o to yard

Bedroom 2Second3.13 × 2.86 m

hardwood floor · closet · window

Living RoomMain4.20 × 3.40 m

hardwood floor · crown moulding · pot lights

BedroomBasement2.51 × 2.82 m

laminate · pot lights

KitchenMain2.85 × 2.14 m

ceramic floor · quartz counter · backsplash

KitchenBasement2.98 × 1.91 m

laminate · pot lights

Living RoomBasement3.07 × 2.98 m

laminate · pot lights

BedroomSecond4.08 × 3.26 m

hardwood floor · closet · window

Our TakeTeam Asgarian · Broker
A small discount is typical
$725Klikely sale price

Listed at $739,000. Going by how homes in Central West and the wider GTA have actually closed against their asking prices (about 98%, 36 local closings in 90 days), the likely sale price is near $725K, if it sells. A realistic range is $680K to $817K.

Independent value check: $730K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $684K and $764K).

Why $730K. The typical detached home sold in Central West over the past year went for about $945K (149 sales). What sets this one apart:

  • ▼ Lowers it stronglyIt is 700 to 1,100 sq ft; the typical home sold here is 2,000 to 2,500.
  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $4,800 a year; the typical home sold here pays about $6,800.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers it slightly1 garage and 3 total parking spaces, against 2 and 4 typically.
List price
$680KBelow recent closings$817KAbove recent closings

Total price vs nearby homes. Likely closing about $725K, from 36 recent closings in this pocket.

The market behind the math:

36sold nearby · 90 days
$980Kmedian sold price
99%of asking, on average
+1%prices vs a year ago
~20 dayshomes like this take to sell
65days on market so far
$3,010/moest. rent · 15 leases
4.9%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.8 months of inventory: 33 detached homes for sale in the area against 36 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $821/sqft against an area asking average of $515/sqft.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Central West: 46 of the 148 detached leases here lately were basement units, around $1,700 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Ajax.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 36 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $707K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 36 comparable homes that sold in Central West over the past two years, from 289 closings there.

Sold price trend

Median sold price for detached homes in Central West: $790K in September 2026, down 8% from a year ago, on 138 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$920K13
November 2025$988K17
December 2025$1.06M5
January 2026$1.15M7
February 2026$880K5
March 2026$930K12
April 2026$942K8
May 2026$875K19
June 2026$858K14
July 2026$980K17
August 2026$971K10
September 2026$790K11

Neighbourhood & location

Central West, Ajax, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Central
$825K
Northwest Ajax
$1.09M
Central East
$1000K
Northeast Ajax
$1.14M
South East
$955K

Typical asking price of active listings of the same type, per area (outliers removed). Ajax.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,368/mo
$145KIncome needed
5.1×Price ÷ income
$777Weekly cost
$11,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,368Property tax $400Total carry $3,768

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,269per month

Mortgage amount $591,200 · 4.49% over 25 years

$147,800Down payment (20.0%)
$591,200Loan before insurance
$0CMHC premium
$3,669Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,269
Property tax
$400
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,669

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,255
Estimated closing costs
$11,255

Plus your down payment of $147,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,956/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$389,454Total interest paid
$980,654Total of all payments
Principal $591,200 Interest $389,454
YearPrincipalInterestBalance
1$13,193$26,033$578,007
2$13,792$25,434$564,215
3$14,418$24,808$549,797
4$15,073$24,153$534,724
5$15,757$23,469$518,966
6$16,473$22,753$502,494
7$17,221$22,005$485,273
8$18,003$21,224$467,270
9$18,820$20,406$448,450
10$19,674$19,552$428,776
11$20,568$18,658$408,208
12$21,502$17,725$386,706
13$22,478$16,748$364,228
14$23,498$15,728$340,730
15$24,565$14,661$316,165
16$25,681$13,545$290,484
17$26,847$12,379$263,637
18$28,066$11,160$235,571
19$29,340$9,886$206,231
20$30,672$8,554$175,559
21$32,065$7,161$143,494
22$33,521$5,705$109,974
23$35,043$4,183$74,931
24$36,634$2,592$38,297
25$38,297$929$0

At the end of your 5-year term

Total paid over the term
$196,131
Principal paid down
$72,234
Interest paid
$123,897
Balance remaining
$518,966

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 15 whole-home leases in Central West$3,010/mo
$36,120Gross annual rent
3.5%Cap rate after taxes and upkeep
$2,855 to $3,315Typical rent range
~16 daysTo find a tenant, on average

The suite is real income here: basements rent in Central West (46 of 148 recent detached leases were basement units, around $1,700 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,700 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 15 whole-home leases in Central West signed at a median of $3,431 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,010. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.9%
Gross yield
− Property tax $4,800− Insurance $1,400− Vacancy & upkeep $3,973Net operating income $25,947

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CITYSCAPE REAL ESTATE LTD.. MLS®/PropTx.

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