20 Observatory Way, Whitby, ON
Brooklin, Whitby · MLS® E13668146
About this home
In short
- Brand New Move In Ready Luxury End Unit Traditional Townhome In The Prestigious Brooklin Towns Community By Award Winning Madison Group.
- Stunning 2 Storey Townhouse With 3 Bedrooms & 2.5 Bathrooms.
- Designed With 9'high Ceiling On Main And Upper Floor Featuring Smooth Ceiling Throughout.
- The Main Floor Welcomes You To A Spacious Family Room With Access To A Private Backyard And Kitchen Equipped With Stainless Steel Kitchen Appliance.
- Primary Bedroom Features Walk-in Closet And 5 Piece Ensuite Bathroom.
Brand New Move In Ready Luxury End Unit Traditional Townhome In The Prestigious Brooklin Towns Community By Award Winning Madison Group. Stunning 2 Storey Townhouse With 3 Bedrooms & 2.5 Bathrooms. Designed With 9'high Ceiling On Main And Upper Floor Featuring Smooth Ceiling Throughout. The Main Floor Welcomes You To A Spacious Family Room With Access To A Private Backyard And Kitchen Equipped With Stainless Steel Kitchen Appliance. Primary Bedroom Features Walk-in Closet And 5 Piece Ensuite Bathroom. Pc Bathroom. An Outstanding Opportunity To Be A Part Of The Brooklin Neighborhood That Is Conveniently Located Near Fresh Co., Longos, Banks, Restaurants And Etc. Also, Minutes Away From Hwy 407 & 412. For sale by builder, listing price is Net of Enhanced HST rebate.
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- E13668146
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 27.18 × 90.1 ft
- Cross streets
- Baldwin/Winchester
- Parking
- 1 garage · 2 parking (built-in)
- Driveway
- Private
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Unknown
- Sewer
- Sewer
- Days on market
- 38
- Listing brokerage
- PIVOT REAL ESTATE GROUP
Rooms
laminate · stainless steel appl · quartz counter
laminate · w/o to yard
broadloom · 5 pc ensuite · walk-in closet(s)
laminate · large window
broadloom · closet · large window
broadloom · closet · large window
Listed at $789,990 with no offer date. Homes here have been closing close to ask, so my read is $773K, typically $769K to $781K. Comparable closings on their own put this home around $743K, which supports the ask, so this is a firm read.
Longer on the market than typical. 38 days on the market against about 25 for homes like it here, and asking 6% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $773K, from 14 recent closings in this pocket.
The market behind the math:
About 1.7 months of inventory: 8 townhouse homes for sale in the area against 14 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $451/sqft against an area asking average of $492/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
I take the 14 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.
It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($451/sqft) is below the area, so you are paying for extra space rather than a premium.
Based on 5 homes sold on this street over the past two years, from 112 closings in Brooklin.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $451/sqft; this home lists at $451/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Brooklin, Whitby, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitby.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.
Mortgage amount $631,992 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,459
- Property tax
- $494
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,953
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,275
- Estimated closing costs
- $12,275
Plus your down payment of $157,998. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $207,562
- Principal paid down
- $78,141
- Interest paid
- $129,421
- Balance remaining
- $553,851
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 35 whole-home leases in Brooklin signed at a median of $2,966 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,831. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PIVOT REAL ESTATE GROUP. MLS®/PropTx.