108 underwood Drive, Whitby, ON

Brooklin, Whitby · MLS® E13709508

$825,000
For Sale
Listed 26 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • Move-In Ready | Stunning 3-Bedroom Freehold Townhome in Brooklin.
  • Featuring an open-concept layout with hand-scraped hardwood flooring, smooth ceilings, pot lights, an electric fireplace in the primary bedroom, upgraded lighting...
  • The modern chef's kitchen offers quartz countertops, an undermount sink, crackle-pearl backsplash, under-cabinet lighting, stainless steel appliances, and an upgraded...
  • Enjoy the professionally landscaped private backyard with a stone patio, deck with hot tub, and no rear neighbours-perfect for relaxing and entertaining.
  • Located close to top-rated schools, parks, shopping, public transit, EMS, police services, and Hwy 407 & 412.

Move-In Ready | Stunning 3-Bedroom Freehold Townhome in Brooklin!Welcome to this beautifully upgraded and freshly painted 3-bedroom freehold townhome in the highly desirable Brooklin community of North Whitby! Featuring an open-concept layout with hand-scraped hardwood flooring, smooth ceilings, pot lights, an electric fireplace in the primary bedroom, upgraded lighting, and an elegant oak staircase with wrought-iron pickets.The modern chef's kitchen offers quartz countertops, an undermount sink, crackle-pearl backsplash, under-cabinet lighting, stainless steel appliances, and an upgraded faucet. Spacious bedrooms, premium custom window coverings, upgraded trim, and fresh professional paint throughout complete the interior.Enjoy the professionally landscaped private backyard with a stone patio, deck with hot tub, and no rear neighbours-perfect for relaxing and entertaining. The finished garage features durable epoxy flooring, while the extra driveway parking and extended boulevard provide added convenience.Located close to top-rated schools, parks, shopping, public transit, EMS, police services, and Hwy 407 & 412. This home offers exceptional comfort, functionality, and pride of ownership in one of Brooklin most desirable communities.Don't miss this fantastic opportunity to own a move-in-ready freehold townhome in the heart of Brooklin!

Key facts

Property type
Townhouse, 2-Storey
MLS®
E13709508
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
19.69 × 98.77 ft
Cross streets
Winchester Rd/Anderson
Parking
1 garage · 3 parking (built-in)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front, Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,737 / 2026
Days on market
26
Listing brokerage
RE/MAX PRESIDENT REALTY

Rooms

Dining RoomMain6.97 × 5.71 m

hardwood floor · w/o to deck · open concept

Great RoomMain6.97 × 5.71 m

hardwood floor · overlooks backyard · open concept

Primary BedroomSecond4.87 × 4.20 m

electric fireplace · ensuite bath · walk-in closet(s)

KitchenMain3.15 × 2.52 m

backsplash · ceramic floor · granite counters

Bedroom 2Second3.26 × 2.74 m

broadloom · bay window · walk-in closet(s)

Bedroom 3Second4.57 × 2.86 m

broadloom · large window · walk-in closet(s)

Our TakeTeam Asgarian · Broker
A small discount is typical
$807Klikely closing

Listed at $825,000 with no offer date. Homes here have been closing close to ask, so my read is $807K, typically $803K to $816K. Comparable closings on their own put this home around $776K, which supports the ask, so this is a firm read.

List price
$803KBelow recent closings$825KAbove recent closings

Total price vs nearby homes. Likely closing about $807K, from 14 recent closings in this pocket.

The market behind the math:

14sold nearby · 90 days
$765Kmedian sold price
98%of asking, on average
−7%prices vs a year ago
~20 dayshomes like this take to sell
26days on market so far
$2,813/moest. rent · 34 leases
4.1%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.7 months of inventory: 8 townhouse homes for sale in the area against 14 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $471/sqft against an area asking average of $490/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 14 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $780K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($471/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 14 comparable homes that sold in Brooklin over the past two years, from 112 closings there.

What sellers nearby are askingCurrently listed nearby in Brooklin · asking prices
$780kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $446/sqft; this home lists at $471/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
825kThis home790k780k699k850kThis home vs active comparables

Neighbourhood & location

Brooklin, Whitby, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Taunton North
$746K
Rolling Acres
$788K
Williamsburg
$784K
Pringle Creek
$728K
Rural Whitby
$836K

Typical asking price of active listings of the same type, per area (outliers removed). Whitby.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,760/mo
$163KIncome needed
5.1×Price ÷ income
$868Weekly cost
$12,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,760Property tax $478Total carry $4,238

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,613per month

Mortgage amount $660,000 · 4.39% over 25 years

$165,000Down payment (20.0%)
$660,000Loan before insurance
$0CMHC premium
$4,091Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,613
Property tax
$478
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,091

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,975
Estimated closing costs
$12,975

Plus your down payment of $165,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,377/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$423,801Total interest paid
$1,083,801Total of all payments
Principal $660,000 Interest $423,801
YearPrincipalInterestBalance
1$14,935$28,417$645,065
2$15,598$27,754$629,467
3$16,290$27,062$613,177
4$17,013$26,339$596,164
5$17,768$25,584$578,396
6$18,557$24,795$559,839
7$19,380$23,972$540,459
8$20,240$23,112$520,218
9$21,139$22,213$499,080
10$22,077$21,275$477,003
11$23,057$20,295$453,946
12$24,080$19,272$429,866
13$25,149$18,203$404,717
14$26,265$17,087$378,452
15$27,431$15,921$351,022
16$28,648$14,704$322,374
17$29,919$13,433$292,454
18$31,247$12,105$261,207
19$32,634$10,718$228,573
20$34,083$9,270$194,490
21$35,595$7,757$158,895
22$37,175$6,177$121,720
23$38,825$4,527$82,895
24$40,548$2,804$42,348
25$42,348$1,005$0

At the end of your 5-year term

Total paid over the term
$216,760
Principal paid down
$81,604
Interest paid
$135,156
Balance remaining
$578,396

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 34 whole-home leases in Brooklin$2,813/mo
$33,756Gross annual rent
2.8%Cap rate after taxes and upkeep
$2,454 to $3,046Typical rent range
~14 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 34 whole-home leases in Brooklin signed at a median of $2,966 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,813. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.1%
Gross yield
− Property tax $5,737− Insurance $1,400− Vacancy & upkeep $3,713Net operating income $22,906

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PRESIDENT REALTY. MLS®/PropTx.

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