9 Rupert Street, Toronto, ON

Clairlea-Birchmount, Toronto · MLS® E13686318

$799,800
For Sale
Listed 33 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage · 4 parking
700-1100Sq ft

About this home

In short

  • Welcome To This Beautifully Maintained 2-Storey Semi-Detached Home In Desirable Clairlea-Birchmount.
  • Featuring 3 Spacious Bedrooms, New Flooring On The Second Floor, And A Finished Basement Renovated In 2026, Offering Versatile Space For A Home Office, Recreation...
  • Enjoy A Large Backyard Ideal For Entertaining, Children Or Gardening, Plus A Spacious 248 Sqft Garage For Parking And Storage.
  • Conveniently Located Close To Schools, Parks, Shopping And TTC.

Welcome To This Beautifully Maintained 2-Storey Semi-Detached Home In Desirable Clairlea-Birchmount! Featuring 3 Spacious Bedrooms, New Flooring On The Second Floor, And A Finished Basement Renovated In 2026, Offering Versatile Space For A Home Office, Recreation, Guests Or Extended Family. The Main Floor Offers A Newer Kitchen. Enjoy A Large Backyard Ideal For Entertaining, Children Or Gardening, Plus A Spacious 248 Sqft Garage For Parking And Storage. Conveniently Located Close To Schools, Parks, Shopping And TTC. A Wonderful Opportunity For First-Time Buyers And Growing Families!

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
E13686318
Bedrooms
3
Bathrooms
2
Size
700-1100 sq ft
Lot
25 × 107 ft
Cross streets
Danforth/Birchmount
Parking
1 garage · 4 parking (detached)
Driveway
Available
Basement
Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Other, Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,499 / 2026
Days on market
33
Listing brokerage
KW Living Realty

Rooms

LaundryBasement2.46 × 2.16 m
BedroomSecond2.15 × 4.29 m

closet · hardwood floor · window

Dining RoomMain3.67 × 4.87 m

combined w/living · hardwood floor

Bedroom 2Second2.16 × 3.35 m

closet · hardwood floor · window

KitchenMain2.30 × 3.56 m

overlooks backyard · open concept · ceramic floor

Living RoomMain3.80 × 4.80 m

combined w/dining · hardwood floor · large window

Bedroom 3Second3.10 × 2.92 m

closet · hardwood floor · window

RecreationBasement0.00 × 0.00 m
Our TakeTeam Asgarian · Broker
Ask and recent sales differ
$684Kautomated estimate, from recent sales

Listed at $799,800. Recent sales of homes like it put this one around $684K, so the ask is about 17% above what similar homes have sold for.

If it sells at this ask, expect about $809K, typically $767K to $858K: that is where homes here have closed against their asks in the last 90 days (5 closings).

The ask and what recent sales support disagree. When they differ this much, the asking price has been the closer guide about 87% of the time. Recent GTA homes first listed this far above their automated estimate sold at about 95% of the original ask, in a median 36 days, 26% of them after a price reduction (750 sales).

One thing to square: the homes for sale nearby are asking more than this one. My estimate is built on recent closings, and around here sellers have been asking more than buyers end up paying. So this can be the least expensive home on the street and still be priced ahead of where sales actually land.

List price
$641KBelow recent closings$800KAbove recent closings

Total price vs nearby homes. Fair value about $684K, learned from recent GTA sales.

The market behind the math:

5sold nearby · 90 days
$750Kmedian sold price
99%of asking, on average
−17%prices vs a year ago
~21 dayshomes like this take to sell
33days on market so far
$2,804/moest. rent · 7 leases
4.2%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3 months of inventory: 5 semi-detached homes for sale in the area against 5 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $889/sqft against an area asking average of $629/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 30 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $689K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Birchmount Park Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Clairlea-Birchmount, so I widened the search to the surrounding area.

Based on 30 comparable homes that sold in Clairlea-Birchmount over the past two years, from 51 closings there.

What sellers nearby are askingCurrently listed nearby in Clairlea-Birchmount · asking prices
$859kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $684K, which is where my estimate comes from.

Per square foot, these ask about $661/sqft; this home lists at $889/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
800kThis home850k768k900k919kThis home vs active comparables

Neighbourhood & location

Clairlea-Birchmount, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

East End-Danforth
$1.07M
Greenwood-Coxwell
$1.02M
South Riverdale
$1.33M
Leaside
$1.40M
Parkwoods-Donalda
$999K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near J G Workman Public School
51%
J G Workman Public SchoolPublic · Elementary · 0.2 km awayBelow the GTA average · 51% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Danforth Gardens Public School · Public elementary0.5 km · 58% at standard
Birch Cliff Heights Public School · Public elementary0.7 km · 59% at standard
St Joachim Catholic School · Catholic elementary1.1 km · 63% at standard
Taylor Creek Public School · Public elementary1.2 km · 41% at standard
Cliffside Public School · Public elementary1.2 km · 54% at standard
Norman Cook Junior Public School · Public elementary1.5 km · 56% at standard
General Brock Public School · Public elementary1.5 km · 55% at standard
John A Leslie Public School · Public elementary1.6 km · 60% at standard
Birch Cliff Public School · Public elementary1.6 km · 68% at standard
Oakridge Junior Public School · Public elementary1.8 km · 61% at standard
Regent Heights Public School · Public elementary1.9 km · 68% at standard
Chine Drive Public School · Public elementary1.9 km · 90% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,645/mo
$151KIncome needed
5.3×Price ÷ income
$841Weekly cost
$24,942Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,645Property tax $292Total carry $3,937

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,502per month

Mortgage amount $639,840 · 4.39% over 25 years

$159,960Down payment (20.0%)
$639,840Loan before insurance
$0CMHC premium
$3,794Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,502
Property tax
$292
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,794

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,471
Toronto municipal land transfer tax
$12,471
Estimated closing costs
$24,942

Plus your down payment of $159,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,243/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$410,856Total interest paid
$1,050,696Total of all payments
Principal $639,840 Interest $410,856
YearPrincipalInterestBalance
1$14,479$27,549$625,361
2$15,121$26,906$610,240
3$15,793$26,235$594,447
4$16,493$25,534$577,954
5$17,225$24,802$560,729
6$17,990$24,038$542,739
7$18,788$23,240$523,950
8$19,622$22,406$504,328
9$20,493$21,535$483,835
10$21,403$20,625$462,432
11$22,352$19,675$440,080
12$23,344$18,683$416,736
13$24,381$17,647$392,355
14$25,463$16,565$366,892
15$26,593$15,435$340,300
16$27,773$14,255$312,527
17$29,006$13,022$283,521
18$30,293$11,735$253,228
19$31,637$10,391$221,591
20$33,041$8,986$188,550
21$34,508$7,520$154,042
22$36,039$5,988$118,002
23$37,639$4,389$80,363
24$39,309$2,718$41,054
25$41,054$974$0

At the end of your 5-year term

Total paid over the term
$210,139
Principal paid down
$79,111
Interest paid
$131,028
Balance remaining
$560,729

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 7 whole-home leases in Clairlea-Birchmount$2,804/mo
$33,648Gross annual rent
3.1%Cap rate after taxes and upkeep
$2,378 to $3,028Typical rent range

About the suite: in Clairlea-Birchmount basements rarely rent out (3 of 18 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 7 whole-home leases in Clairlea-Birchmount signed at a median of $3,250 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,804. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.2%
Gross yield
− Property tax $3,499− Insurance $1,400− Vacancy & upkeep $3,701Net operating income $25,048

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KW Living Realty. MLS®/PropTx.

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