12 Cudia Crescent, Toronto, ON
Cliffcrest, Toronto · MLS® E13691228
About this home
In short
- Welcome to 12 Cudia Crescent, a beautifully appointed detached home tucked away on a quiet cul-de-sac in sought-after Cliffcrest.
- Outside, enjoy your own private backyard oasis with an in-ground pool, the perfect setting for summer days, outdoor dining and entertaining.
Welcome to 12 Cudia Crescent, a beautifully appointed detached home tucked away on a quiet cul-de-sac in sought-after Cliffcrest. Filled with natural light and designed for both everyday living and effortless entertaining, this impressive residence offers generous interiors, thoughtful finishes and a warm, inviting atmosphere throughout. The main level features bright, spacious principal rooms, a modern kitchen and comfortable living spaces that flow seamlessly for entertaining. Upstairs, four generously sized bedrooms offer comfortable private retreats, while the finished lower level provides additional flexible living space to suit your lifestyle. Outside, enjoy your own private backyard oasis with an in-ground pool, the perfect setting for summer days, outdoor dining and entertaining. A wonderful opportunity to enjoy a refined home in a peaceful setting, just steps away from parks, schools, everyday amenities and convenient connections throughout the city.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- E13691228
- Bedrooms
- 4
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 70.2 × 160.53 ft
- Cross streets
- Kingston Rd & Fenwood Heights
- Parking
- 2 garage · 10 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Wood
- Foundation
- Concrete
- Roof
- Metal
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $11,185 / 2026
- Days on market
- 61
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
hardwood floor · large closet · window
hardwood floor · fireplace · open concept
hardwood floor · large closet · window
hardwood floor · large closet · 3 pc ensuite
large window · walk-in closet(s) · 5 pc ensuite
open concept · window · built-in speakers
slate flooring · access to garage
hardwood floor · modern kitchen
hardwood floor · large window · open concept
hardwood floor · fireplace · w/o to deck
hardwood floor · double closet · overlooks frontyard
tile floor · laundry sink · window
hardwood floor · 5 pc ensuite · walk-in closet(s)
hardwood floor · large window · built-in speakers
hardwood floor · open concept
broadloom · above grade window · 3 pc bath
hardwood floor · w/o to pool · fireplace
hardwood floor · double · overlooks frontyard
centre island · modern kitchen · open concept
tile floor · backsplash
hardwood floor · double closet · 3 pc ensuite
Listed at $2,799,000. Going by how homes in Cliffcrest and the wider GTA have actually closed against their asking prices (about 97%, 29 local closings in 90 days), the likely sale price is near $2.71M, if it sells. A realistic range is $2.53M to $3.05M.
Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.
Longer on the market than typical. 61 days on the market against about 38 for homes like it here, and asking 37% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $2.71M, from 29 recent closings in this pocket.
The market behind the math:
About 0.8 months of inventory: 8 detached homes for sale in the area against 29 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $861/sqft against an area asking average of $596/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.92M. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit
The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 29 comparable homes that sold in Cliffcrest over the past two years, from 187 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.14M, which is where my estimate comes from.
Per square foot, these ask about $575/sqft; this home lists at $861/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Cliffcrest: $883K in September 2026, down 16% from a year ago, on 73 closings in 9 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.03M | 11 |
| November 2025 | $1.16M | 7 |
| December 2025 | $933K | 5 |
| April 2026 | $929K | 8 |
| May 2026 | $936K | 8 |
| June 2026 | $813K | 8 |
| July 2026 | $990K | 6 |
| August 2026 | $853K | 8 |
| September 2026 | $883K | 12 |
Neighbourhood & location
Cliffcrest, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $2,239,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $12,381
- Property tax
- $932
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $13,313
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $56,450
- Toronto municipal land transfer tax
- $56,450
- Estimated closing costs
- $112,900
Plus your down payment of $559,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $742,855
- Principal paid down
- $273,589
- Interest paid
- $469,266
- Balance remaining
- $1,965,611
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 7 whole-home leases in Cliffcrest signed at a median of $4,376 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,195. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.