35 Neilson Avenue, Toronto, ON

Cliffcrest, Toronto · MLS® E13803952

$1,895,000
For Sale
Listed 31 days agoNo offer date stated
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4+1Bedrooms
5Bathrooms
1Garage · 3 parking
2500-3000Sq ft

About this home

In short

  • Welcome to this 4+1 bedroom, 2 storey family home in the beautiful Cliffcrest neighbourhood of the Scarborough Bluffs.
  • Warm, inviting and thoughtfully designed, this 2017 home features oak hardwood flooring throughout the main and second floors.
  • It features a high performance commercial style BlueStar 36"range/oven and a large kitchen island.
  • The generous primary bedroom includes a walk-in closet and spacious 5 piece en-suite plus a Juliet balcony.
  • This home is especially close to schools, the Bluffs, Marina, Bluffers Park, shopping and transit. OPEN HOUSE SATURDAY OCTOBER 24th 2:00 - 4:00pm.

Welcome to this 4+1 bedroom, 2 storey family home in the beautiful Cliffcrest neighbourhood of the Scarborough Bluffs. Warm, inviting and thoughtfully designed, this 2017 home features oak hardwood flooring throughout the main and second floors. The main floor family room is a comfortable gathering space with custom built-in bookcases surrounding a gas fireplace. Large windows throughout the home bring in an abundance of light while a skylight brightens the second floor landing. The spacious kitchen is well suited to both family meals and entertaining. It features a high performance commercial style BlueStar 36"range/oven and a large kitchen island. Doors from the kitchen open to an impressive covered deck and 2 other designated seating areas perfect for relaxing or entertaining. Upstairs, two bedrooms are furnished with built-in desk and cabinetry and share a Jack and Jill bathroom . The generous primary bedroom includes a walk-in closet and spacious 5 piece en-suite plus a Juliet balcony. The 4th bedroom is currently used as an office. Convenient 2nd floor laundry and a 3rd full bathroom complete the upper level. A fully finished lower lever adds flexible living space with a 5th bedroom, full bathroom, ample storage and a large recreation room ideal for a home gym or media space. This home is especially close to schools, the Bluffs, Marina, Bluffers Park, shopping and transit. * OPEN HOUSE SATURDAY OCTOBER 24th 2:00 - 4:00pm.*

Key facts

Property type
Detached, 2-Storey
MLS®
E13803952
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
2500-3000 sq ft
Lot
40 × 133 ft
Cross streets
Kingston Road / Neilson Ave
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,870 / 2026
Days on market
31
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Family RoomGround6.12 × 3.66 m

hardwood floor · gas fireplace · b/i bookcase

Primary BedroomSecond5.61 × 4.90 m

hardwood floor · 5 pc ensuite · juliette balcony

LaundrySecond2.06 × 1.93 m
BedroomBasement3.53 × 3.53 m
Bedroom 4Second4.22 × 3.76 m

hardwood floor · double closet · semi ensuite

Bedroom 3Second4.24 × 3.18 m

hardwood floor · double closet · semi ensuite

KitchenGround5.33 × 5.56 m

hardwood floor · stainless steel appl · w/o to deck

FoyerGround1.70 × 1.45 m

tile floor · double closet

Living RoomGround3.18 × 3.66 m

Hardwood Floor

Living RoomBasement6.96 × 9.27 m
Bedroom 2Second5.03 × 3.02 m

hardwood floor · double closet

Dining RoomGround3.91 × 3.66 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is R H King Academy. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Cliffcrest, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bendale
$949K
Wexford-Maryvale
$849K
Woodbine-Lumsden
$949K
Leaside
$2.15M
Rouge E11
$1.15M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Fairmount Public School
68%
Fairmount Public SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 68% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
St John Henry Newman Catholic High School · Catholic secondary0.8 km · 63% at standard
H A Halbert Junior Public School · Public elementary0.9 km · 46% at standard
St Theresa Shrine Catholic School · Catholic elementary0.9 km · 67% at standard
Anson Park Public School · Public elementary1.1 km · 60% at standard
Chine Drive Public School · Public elementary1.3 km · 90% at standard
John A Leslie Public School · Public elementary1.5 km · 60% at standard
Bliss Carman Senior Public School · Public elementary1.6 km
Robert Service Senior Public School · Public elementary1.9 km
Norman Cook Junior Public School · Public elementary2.1 km · 56% at standard
South East Secondary Alternative School · Public secondary2.2 km
Caring and Safe School 3 · Public secondary2.2 km
Cliffside Public School · Public elementary2.2 km · 54% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,637/mo
$355KIncome needed
5.3×Price ÷ income
$1,993Weekly cost
$68,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $8,637Property tax $739Total carry $9,376

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,382per month

Mortgage amount $1,516,000 · 4.49% over 25 years

$379,000Down payment (20.0%)
$1,516,000Loan before insurance
$0CMHC premium
$9,121Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,382
Property tax
$739
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,121

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$34,375
Toronto municipal land transfer tax
$34,375
Estimated closing costs
$68,750

Plus your down payment of $379,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,145/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$998,667Total interest paid
$2,514,667Total of all payments
Principal $1,516,000 Interest $998,667
YearPrincipalInterestBalance
1$33,831$66,756$1,482,169
2$35,367$65,220$1,446,803
3$36,973$63,614$1,409,830
4$38,651$61,935$1,371,179
5$40,406$60,181$1,330,773
6$42,241$58,346$1,288,532
7$44,159$56,428$1,244,373
8$46,164$54,423$1,198,210
9$48,260$52,327$1,149,950
10$50,451$50,136$1,099,499
11$52,741$47,845$1,046,758
12$55,136$45,451$991,622
13$57,640$42,947$933,982
14$60,257$40,330$873,726
15$62,992$37,594$810,733
16$65,853$34,734$744,881
17$68,843$31,744$676,038
18$71,968$28,618$604,070
19$75,236$25,351$528,834
20$78,652$21,935$450,182
21$82,223$18,364$367,959
22$85,956$14,630$282,002
23$89,859$10,728$192,143
24$93,939$6,648$98,204
25$98,204$2,382$0

At the end of your 5-year term

Total paid over the term
$502,933
Principal paid down
$185,227
Interest paid
$317,706
Balance remaining
$1,330,773

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.3%
Gross yield
− Property tax $8,870− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $45,800

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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